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Old 12-21-2010, 02:45 PM   #1
Dave123999
 
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USAA 750 Discount Question Number 5464

I had a question regarding this discount, I emailed them and requested a card so that when my car gets delivered I am able to get the 750 off but they said "We received your request for a USAA membership card. We only provide cards to members eligible for property and casualty insurance products. Based on the information we have, you do not fall within this category, so we are unable to send you a membership card at this time."

I thought anyone could get the 750 off by joining...is this not true?
Appreciate the help in advanced!
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Old 12-21-2010, 02:57 PM   #2
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Quote:
Originally Posted by Dave123999 View Post
I had a question regarding this discount, I emailed them and requested a card so that when my car gets delivered I am able to get the 750 off but they said "We received your request for a USAA membership card. We only provide cards to members eligible for property and casualty insurance products. Based on the information we have, you do not fall within this category, so we are unable to send you a membership card at this time."

I thought anyone could get the 750 off by joining...is this not true?
Appreciate the help in advanced!
Actually a full membership is required to qualify, insurance product or loan.
Just "joining" does not qualify, card is required.

this is the USAA definition:

"Availability restrictions apply to purchase of certain products.
Use of term "member" or "membership" does not convey any legal, eligibility, or ownership rights.

To be eligible for auto and property insurance, separated military personnel must have been separated with a discharge type of "Honorable."
Once you meet eligibility requirements and purchase auto or property insurance underwritten by USAA, eligibility is generally ongoing.
Eligible parent must purchase auto or property insurance for eligibility to pass to children.
Eligibility may change based on factors such as marital status, rank, or military status.
Eligibility guidelines are subject to change without notice.

Purchase of a non property and casualty insurance product, or an insurance policy offered through USAA General Agency, does not establish eligibility for or membership in USAA property and casualty insurance companies."

Hope that helps answers your question...
Probably not what you were hoping for....
Becky
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Old 12-21-2010, 02:59 PM   #3
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If you have USAA insurance (car or home), Banking account (credit card), or Home mortgage, you are a member! You must do business with them to be a "Member".
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Old 12-21-2010, 03:00 PM   #4
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If you have USAA insurance (car or home), Banking account (credit card), or Home mortgage, you are a member! You must do business with them to be a "Member".
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Old 12-21-2010, 03:09 PM   #5
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Originally Posted by Dave123999 View Post
I thought anyone could get the 750 off by joining...is this not true?
Appreciate the help in advanced!
Sorry man... anyone can get a checking account there (which I highly recommend), but you have to have a military affiation to get the insurance and FULL membership benefits.

Here's a little more info on full membership...
https://www.usaa.com/inet/ent_utils/...s_usaa_for_you
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Old 12-21-2010, 03:18 PM   #6
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But it says "other individuals" can get shopping and discounts!
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Old 12-21-2010, 03:59 PM   #7
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Funny - at our dealership they asked us if we were USAA members we said yes and they said OK. They didn't even ask for proof and gave us the discount... We didn't know about the discount until they mentioned it...

Granted we live in San Antonio where USAA is headquartered.. and my husband 'looks' military (he is a vet - but isn't active duty..but works on base) so they just asked.
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Old 12-22-2010, 06:19 AM   #8
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i had to show em my card.
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Old 12-22-2010, 06:51 AM   #9
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Quote:
Originally Posted by Dave123999 View Post
But it says "other individuals" can get shopping and discounts!
Insurance is the Key... shopping and discounts are with other companies


Quote:
Originally Posted by Mystic Blue View Post
Funny - at our dealership they asked us if we were USAA members we said yes and they said OK. They didn't even ask for proof and gave us the discount... We didn't know about the discount until they mentioned it...

Granted we live in San Antonio where USAA is headquartered.. and my husband 'looks' military (he is a vet - but isn't active duty..but works on base) so they just asked.
If he's a Vet then he should qualify for Membership... good that you got it, but your dealership, if audited could get dinged for not getting proof. They cracked down on that earlier this year and clarified the FULL membership rules.

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i had to show em my card.
Me too.... membership has it's privleges...
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Old 12-22-2010, 07:16 AM   #10
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Wouldn't worry too much about it. If they gave you a discount when they weren't supposed to, and GM audits them, THEY have to pay it (don't get suckered into thinking you have to make that up to them, if THEY hosed up). This will do wonders to their learning curve to ensure they cover their azz the next time for sure.

This isn't to say there aren't unscrupulous dealers out there, but I'm willing to bet there are some confused salespeople out there that don't exactly understand, or aren't up on the current updates to the rule and "innocently" make a mistake. They better get brushed up on it though, as their ignorance could cost the dealership, as well as his/her own comission, some $$.
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Old 12-22-2010, 08:12 AM   #11
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Quote:
Originally Posted by Mystic Blue View Post
Funny - at our dealership they asked us if we were USAA members we said yes and they said OK. They didn't even ask for proof and gave us the discount... We didn't know about the discount until they mentioned it...

Granted we live in San Antonio where USAA is headquartered.. and my husband 'looks' military (he is a vet - but isn't active duty..but works on base) so they just asked.
GM audit will bring it out and the dealership will have to pay!!!! Good for you, bad for dealer!!
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Old 12-22-2010, 12:12 PM   #12
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Oh - I have been a member (ins & banking) since 1991 and the hubby has been a member (ins) since about 2000. So we are members.. just didn't know about the discount before the dealer asked us.
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Old 12-22-2010, 10:58 PM   #13
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Then all's good. Yup, $750, just like that. If your military, you get GM's Preffered Pricing also.. An added bonus, 2 great deals, just for serving your country. A little benefit to go with all the hardships.. lol.
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Old 12-26-2010, 01:43 PM   #14
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Quote:
Originally Posted by Dave123999 View Post
But it says "other individuals" can get shopping and discounts!
Yes, but if you sign up and get a quote online as an "other individual" you will notice the $750 rebate is not reflected in your quote.

If you are military, it will be reflected regardless of whether or not you use their products.

I had my friend in the coast guard sign up and get a quote without using their products. His quote had the 750 rebate.

I signed up as a civilian with no affiliation to the military and the 750 was not quoted. Regardless, you can negotiate to the USAA price.
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