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Camaro Price | Ordering | Tracking | Dealers Discussions Discuss pricing and ordering experiences.

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Old 02-14-2011, 09:22 AM   #1
Hemlawk
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Paying extra on the monthly note?

I might throw a couple thousand dollars at my monthly payment. Will that lower my future monthly bill or will it lessen the amount of months I owe?

I wanted to put 10k down, but something came up and I now havr to put 9k down. I'll have that extra cash in about a month. I'm buying the car next week.

My main concern is a lower monthly payment. For now...

Any advice?
Thanks!
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Old 02-14-2011, 09:28 AM   #2
wilmaya
 
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It's gets a little complicated if you send it in with your regular payment. Might not work out the way you want. It's best to call your lien holder first.
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Old 02-14-2011, 09:33 AM   #3
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It will just lower your ending balance, monthly payments will remain the same. You will need to get a new loan to lower your monthly payments, and use that couple of thousand to reduce the new loan.
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Old 02-14-2011, 09:36 AM   #4
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Yup, your monthly payments will stay the same, your car will be paid off earlier.
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Old 02-14-2011, 09:39 AM   #5
Hemlawk
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Thanks guys.

I need more cash quick then...
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