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Old 02-20-2011, 11:01 PM   #15
Grandeos
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How is your payment so high though? Did they hit you on the interest or something?

I got my 1Lt with RS for 27k with taxes, 20 miles on the car. Put 3k down paying $390 a month for 5 years. So not sure how youre paying $400? :0
Perhaps... I got the car in the summer of 2009, when the rates were not exactly low. I believe it was at 6.5%....

Hopefully when I get my SS, I'll be able to get a better deal worked out (even though I'll be loosing money on the trade-in)
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Old 02-20-2011, 11:02 PM   #16
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Did y'all do a loan payment through a bank? If so, how much is the interest?
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Old 02-20-2011, 11:05 PM   #17
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Originally Posted by Grandeos View Post
Perhaps... I got the car in the summer of 2009, when the rates were not exactly low. I believe it was at 6.5%....

Hopefully when I get my SS, I'll be able to get a better deal worked out (even though I'll be loosing money on the trade-in)
18000 loan at 6.5% over 5 years is still only 375ish per month. It doesn't make sense that you're paying so much.
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Old 02-20-2011, 11:06 PM   #18
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Quote:
Originally Posted by Grandeos View Post
Perhaps... I got the car in the summer of 2009, when the rates were not exactly low. I believe it was at 6.5%....

Hopefully when I get my SS, I'll be able to get a better deal worked out (even though I'll be loosing money on the trade-in)
Id sell your car now then because it looks like you are losing a lot on interest. Buy something cheap and wait until you can get a used SS for close to what you get from selling your LT privately. Otherwise you will owe a lot on your LT because of the high interest you are paying and youll get screwed on your trade in.
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Old 02-20-2011, 11:10 PM   #19
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Why is my thread being high-jacked? Not answering my questions..
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Old 02-20-2011, 11:13 PM   #20
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Why is my thread being high-jacked? Not answering my questions..
Pretty sure I answered.
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Old 02-20-2011, 11:14 PM   #21
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Lol..... I did my loan through GMAC, now Ally. It will all depend on your credit score, final sale price, and how much money you have to put down.

Go into your local dealer, price it out, and talk numbers. Otherwise... you'll just be guessing.
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Old 02-21-2011, 09:22 AM   #22
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Why is my thread being high-jacked? Not answering my questions..
dude if you want financing questions go to a bank. they can be much more accurate.
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Old 02-21-2011, 09:41 AM   #23
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473/month

$0 down

No trade in

2010 2SS/RS
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Old 02-21-2011, 09:58 AM   #24
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Old 02-21-2011, 10:11 AM   #25
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$358/month $6K plus $1000 loyalty and $400 GM card. Financed 22K after taxes and tags. 4.25% with auto pay. Ally couldn't come close with a rate.
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Old 02-21-2011, 10:20 AM   #26
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http://auto.ally.com/payment-calcula.../calculator.do
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Old 02-21-2011, 12:43 PM   #27
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dude if you want financing questions go to a bank. they can be much more accurate.

Not to mention if you have crappy credit you will get a bad interest rate. But so true, your bank will give you the most accurate rates and options available.
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Old 02-21-2011, 01:02 PM   #28
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