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Old 04-06-2012, 01:46 AM   #1
someone18
 
Drives: 2012 Camaro 2LT
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New to the Camaro, any advice?

Hey guys, so for the past couple of years Ive always wanted to get a Camaro. It'll be my first car, but Ive worked my butt off and saved up 25k for it. Im a freshman in college but I have scholarships covering most of my tuition so I dont have too many expenses. I usually dont blow away the money I make and am a pretty careful spender but this is one thing that I've always really wanted so I decided to splurge a little this time haha.

The only thing Im a little concerned about is that the only other cars Ive been driving have been my parents and sisters camry's and corrolas lol. I turned 18 about six months ago but I havent gotten any tickets since I got my license two years back.

Basically my questions are, do you guys have any tips for a new (future) camaro owner? How hard do you think itll be for me to adjust to a camaro from the cars ive been driving? I know its gonna be my first time, but everyones gotta start somewhere right?

Also, I know insurance is gonna be a b**** for a young driver like myself, any tips on which insurance company would be best to go with?
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Old 04-06-2012, 01:51 AM   #2
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Wow thats great you managed to save that much!!! You will adjust just fine and wonder why you wasted your time on crappy cars, lmao!!

Just be smart and dont show off or race and youll be fine. Congrats on your future Camaro!
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Old 04-06-2012, 01:54 AM   #3
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Wow thats great you managed to save that much!!! You will adjust just fine and wonder why you wasted your time on crappy cars, lmao!!

Just be smart and dont show off or race and youll be fine. Congrats on your future Camaro!
What angie said. You won't regret getting the car. Are you planning on a V6 or a V8?
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Old 04-06-2012, 01:57 AM   #4
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A V6. at this point I think that'll be just fine for my first car haha. The V8? That will follow I wanted to get the 2LT but that seems to be a little out of my price range at the moment..which is another reason I was considering a 2010 instead of a 2012, but thats a whole nother topic for a different time.
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Old 04-06-2012, 02:05 AM   #5
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Insurance rates vary depending on your location, United States is quite broad.
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Old 04-06-2012, 02:06 AM   #6
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Im in California, Sacramento specifically..
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Old 04-06-2012, 02:08 AM   #7
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Yeah, unfortunately for you, you probably won't see decent insurance rates until you are about 25. Just shop around, try to find the best rate you can, stay on with your parents policy as long as you can. Personally, I use USAA, but I am former military. If you have a parent who were, or are, in the armed forces, then you'll be eligible for USAA as well.
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Old 04-06-2012, 02:12 AM   #8
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Ahh okay I figured..but all good things come at a cost right? Yeah Ill probably stay on my parents for as long as I can and avoid those tickets!
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Old 04-06-2012, 02:17 AM   #9
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I use USAA too but my bf is former military as well. B4 that I was with Liberty Mutual and they were the lowest I found. Leave a little extra $$ for mods
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Old 04-06-2012, 02:23 AM   #10
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It's a big car that feels even bigger when you drive it. Mirror adjustment needs to be perfect and you'll use them a lot since the car is a rolling blind spot. It's hard to see around corners because you are physically very far from the front of the car. You'll want to back into parking spots or park excessively far back because it's almost impossible to place the front of the car and you don't want to scrape.

The V6 has enough power to get in trouble if you aren't careful, but it's not the controlled explosion the V8 can be. It's actually a great engine as far as I could tell driving a V6 for a few hours. The front seems more lively than the V8, and it's very rev-happy.

I've been driving for years so the traits of the car are more novel than anything else, but I could see how they might be intimidating or even dangerous to a new driver. I had to fall back on truck driving skills AND track day skills at the same time, as well as having to be very busy when counter-steering due to the lazy 16.1:1 steering ratio.

So...the best thing you could do would be rent a Camaro for a couple days (buy insurance) and see if you really want it before dropping your cash on one.

A similar car that might be easier to drive would be a 2013 Hyundai Genesis Coupe. The new 2.0 turbo will make I think 275 horsepower and it's lighter, so probably about the same power to weight ratio and price point.

Also the new WRX is a cool car.
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Old 04-06-2012, 02:53 AM   #11
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Quote:
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Insurance rates vary depending on your location, United States is quite broad.
Wanna hear something weird? I live in San Diego, CA and for a while I was contemplating moving to Fort Mill South Carolina. Long story short, I didn't end up moving there, but when I called USAA for an insurance quote, my insurance was actually going to be MORE EXPENSIVE in Fort Mill South Carolina than in San Diego, CA!!!!

Go figure eh?
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Old 04-06-2012, 03:12 AM   #12
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Quote:
Originally Posted by monstertodd View Post
Wanna hear something weird? I live in San Diego, CA and for a while I was contemplating moving to Fort Mill South Carolina. Long story short, I didn't end up moving there, but when I called USAA for an insurance quote, my insurance was actually going to be MORE EXPENSIVE in Fort Mill South Carolina than in San Diego, CA!!!!

Go figure eh?
Seconded. I had the same discovery; going from Silicon Valley, CA, to Knoxville, TN, my rates went up.

Now that I get old man rates (ha) with USAA, the difference is negligible, but at the time, it was shocking to see the jump in $$$ when moving from a more urban area to a more rural one.
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Old 04-06-2012, 05:56 AM   #13
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You could get into trouble with a Smart Car, if you drive like and idiot, so power is only part of the equation.

The suggestion to rent a Camaro is a good idea, but it might require a friend, or relative, because I'm not sure they would even rent one to you at your age.

Insurance will be insane on the Camaro. When I was your age, I had a Daytona turbo 4 cylinder and my insurance was almost $300 a month.
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Old 04-06-2012, 07:11 AM   #14
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If you can stay on your p's insurance any driver can by listed as the primary driver of any car.
Ask your dad to call and get a rate.

When I was younger I passed on a few cars I would have loved because of the insurance rate
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Old 04-06-2012, 07:15 AM   #15
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Take your time deciding, since you have a lot of money saved up and ready to spend make sure you get exactly what you want in terms of options and color. I rushed into my first buy and didn't get the rs package, I started regretting it about two months later.
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Old 04-06-2012, 07:38 AM   #16
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Get on the dean's list and stay there, and keep you're driving record clean. I've got two kids in college and one in high school, and they save about 15% due to grades. Plus none has ever had a ticket or accident.

With State Farm, you also get multi-car discounts being with the same insurance on all the vehicles in the household. As for listing someone else as the primary, there's more to it than that. First off how many legal drivers are there in the household as compared to vehicles? For example, I have 5 vehicles plus a motorcycle with 5 drivers (2 adults- 3 kids). Every person in my household has to be rated on a vehicle because there's an equal number of drivers to vehicles. So one kid has his own older car which is in my name and his so he is primary on it. The other two kids are rated on the oldest vehicles as primaries, and the wife and I are primaries on the two new cars.

So if your residence is still technically with your parents and they have an older vehicle you can be rated on, you can and still drive the Camaro fully covered. One of your parent's names will have to be on the title in order to do this. Once you decide to move out, the car can be easily re-titled to you only. IL doesn't charge sales tax when transferring ownership between family members.

You want to avoid being rated as the primary on the Camaro, it's going to cost you the most based on the cars you mentioned as being in the family. You'll need to verify all this with your insurance and state. But this is something else you can check to see if you can save a few bucks on insurance.

Good luck.
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Old 04-06-2012, 09:12 AM   #17
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Keep your head on straight, no speeding or showing off you will be fine. I was 18 when I got my 1st Camaro too, just 30 years ago!
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Old 04-06-2012, 09:21 AM   #18
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Just so you know, my insurance is $1200 a year on a V8 and I'm 20.

I don't remember what it was with my V6, but I know the insurance only went up maybe $20 from the V6-V8.
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Old 04-06-2012, 09:34 AM   #19
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Geico was dirt cheap for me, much less than some of the other big companies, allstate definitely most expensive
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Old 04-06-2012, 09:49 AM   #20
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For my V6, and two additional cars (only full coverage on the camaro though), I was paying $140 a month. I sold one of my additional cars, but also got married, and I'm still paying about $140 a month for a full-coverage Camaro 1LS and my old corolla just has liability insurance. Both have roadside assistance. This is with Allstate.
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Old 04-06-2012, 10:10 AM   #21
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someone18, you will LOVE the 2LT.....I know, its what I have....lol. oh and btw.... Welcome to our happy little corner of the net, and to Camaro5. There is a BIG fridge on the back porch with anything you can think of in it...help yourself...of course only take what you can LEGALLY have. Make yourself at home on one of the big fluffy couches, kick your shoes off, put your feet up on one of the tables, yes we are allowed to do that, mom's, wive's, husbands and boyfriends here don't care....and take it easy.



oh...btw....every once in a while a food fight breaks out...so you may not want to wear nice clothes here.

Welcome!!
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Old 04-06-2012, 10:15 AM   #22
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It's no difference from driving another car. I was driving my dad and brothers trucks till I got my camaro. And honestly I find it easier to drive my camaro. As for not getting tickets just don't get on it that much which is hard. But enjoy it every once and awhile that's why your buying it right lol
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Old 04-06-2012, 10:15 AM   #23
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If you get it congrats, but if I had 25 grand I would put it into a growth stock mutual fund and drive something else. Let it sit there for 25 years and will have more money than you can imagine.
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Old 04-06-2012, 10:42 AM   #24
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My advice would be To get a clear bra
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Old 04-06-2012, 12:07 PM   #25
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I used to drive a Tacoma ( :( ) and it didn't take much time to adjust to the Camaro. Only adjustment was the added power
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