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Old 03-31-2009, 01:36 PM   #51
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Deadline is June 1, 2009. I posted a few minutes ago not sure if anyone noticed.
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Old 03-31-2009, 01:38 PM   #52
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Not exactly. It says April 1 thru April 30. All of us who ordered allready, ordered before the effective date. But I'll bet you my deposit that the effective date will be the date financing is obtained.

i see your point now. that really sucks for you guys.
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Old 03-31-2009, 01:49 PM   #53
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Quote:
Originally Posted by SSCamaroNC View Post
http://www.gm.com/total-confidence/p...27=vanity_gm_c


Details:

The Payment Protection Program is provided by cynoSure Financial, Inc.

Purchase or lease any eligible new 2008, 2009 or 2010 GM vehicle from a participating GM dealer in the United States by June 1, 2009. Only Saab vehicles and medium and heavy duty trucks are excluded.

You have to be employed when you buy the vehicle and remain employed for 90 more days.

Then, if you lose your job due to economic conditions during the next 21 months you are eligible for benefits. If you lose your job for other reasons, you may not be covered.

You are not eligible if you are an active GM employee, a seasonal worker, are self-employed, retired or receiving a severance.

If you want to read all of the detailed terms and conditions of this program, simply click on the link on this page, which leads to a sample set of terms and conditions for the program.*


It breaks things down

Productions Protection
Family Protection
Vehicle Value Protection
Payment Protection
Well then I guess I'm confused. The press release says;
The "GM Total Confidence" plan is available for vehicles purchased April 1 through April 30, 2009. For more information, please visit gmconfidence.com

So is it June 1st, or April 30th ?
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Old 03-31-2009, 01:51 PM   #54
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"You are not eligible if you are an active GM employee, a seasonal worker, are self-employed, retired or receiving a severance."

GM, WTF is that?! Basically this writes everybody off. Why bother to offer this plan then? I'm screwed because I'm self-employed? Absolutely retarded. I think GM needs to focus more on accomodating Americans that do more than their fair share of making this nation great, offering this plan and then giving them rewards for their loyalty and dedication to GM products. Does GM realize how many entreprenuers that are in this country? They need to stop being so damn selective. Otherwise, why bother to offer this plan in the first place?! I would think that at least three of the five qualifications listed for ineligibility would actually have steady income. Doesn't sound like GM has much "Total Confidence" in their customers and that is insulting. Retarded.
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Old 03-31-2009, 01:55 PM   #55
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I'm mixed on this one. I can see how it will get people into showrooms, but more than likely it will get people into showrooms that have no business there to begin with.

Think about who this will 'protect' - the people without a sufficient emergency fund in place in case they lose their jobs in the first place. If you do not have at least 6-9 months CASH on hand to get yourself through something like this, you have NO business taking on a new car note.

This is a vicious circle for the automakers. While people are doing worse overall financially, GM needs more people to buy new cars, see the cycle? :(
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Old 03-31-2009, 01:57 PM   #56
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Quote:
Originally Posted by DkknightX View Post
"You are not eligible if you are an active GM employee, a seasonal worker, are self-employed, retired or receiving a severance."

GM, WTF is that?! Basically this writes everybody off. Why bother to offer this plan then? I'm screwed because I'm self-employed? Absolutely retarded. I think GM needs to focus more on accomodating Americans that do more than their fair share of making this nation great, offering this plan and then giving them rewards for their loyalty and dedication to GM products. Does GM realize how many entreprenuers that are in this country? They need to stop being so damn selective. Otherwise, why bother to offer this plan in the first place?! I would think that at least 2 of the four qualifications listed for ineligibility would actually have steady income. Retarded.
I do not understand the GM employee aspect (although they will more than likely be putting many more people out of work very soon), but I can easily see this for the seasonal worker as well as the self employed. If you are self-employed, think how easy it would be to 'fire yourself' on the books and get 9 months worth of car payments for free
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Old 03-31-2009, 02:00 PM   #57
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Let's hope this boosts sales for GM's vehicles in general, and the Camaro in particular
IF THIS WAS NOT SO SAD IT WOULD BE FUNNY!
IF YOU ARE BANKRUPT AND HAVE NO MONEY/OUT OF BUSINESS, WHAT GOO IS TELLING, I WILL GUARANTEE THE CAR, MAKE THE PAYMENT??????
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Old 03-31-2009, 02:02 PM   #58
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Originally Posted by DkknightX View Post
"You are not eligible if you are an active GM employee, a seasonal worker, are self-employed, retired or receiving a severance."

GM, WTF is that?! Basically this writes everybody off. Why bother to offer this plan then? I'm screwed because I'm self-employed? Absolutely retarded. I think GM needs to focus more on accomodating Americans that do more than their fair share of making this nation great, offering this plan and then giving them rewards for their loyalty and dedication to GM products. Does GM realize how many entreprenuers that are in this country? They need to stop being so damn selective. Otherwise, why bother to offer this plan in the first place?! I would think that at least three of the five qualifications listed for ineligibility would actually have steady income. Doesn't sound like GM has much "Total Confidence" in their customers and that is insulting. Retarded.
THIS JUST MAKES ME MAD. THESE ARE SUPPOSED TO BE EDCATED PEOPLE BUT HAVE NO COMMON SENSE.
WHY IN THE HELL AREN'T THEY MAKING SOLD UNITS AND SHIPPING THEM AND NOT FILLING A HUGE LOT WITH UNSOLD DEMOS??????
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Old 03-31-2009, 02:05 PM   #59
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I went the the website that was listed on the first article posted and that was the date given on the GM site. But I guess you have to see how the classify the Camaro preorders for when you actualy site the paperwork and the car is YOURS or when you ordered it.
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Old 03-31-2009, 02:06 PM   #60
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If you get your Vin# in April can you go through the purchase and start making regular payments without actually taking delivery?

The bank might not like it.
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Old 03-31-2009, 02:06 PM   #61
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Announced on April fool's day no less. Barney Frank is going to be designing their cars but we should have Total Confidence. Good Lord ....
Good old Barney??? The Banking Queen!
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Old 03-31-2009, 02:06 PM   #62
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I do not understand the GM employee aspect (although they will more than likely be putting many more people out of work very soon), but I can easily see this for the seasonal worker as well as the self employed. If you are self-employed, think how easy it would be to 'fire yourself' on the books and get 9 months worth of car payments for free
Technically I guess, but GM could ask for specific proof that you have no income anymore. I'm sure there is a way.
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Old 03-31-2009, 02:07 PM   #63
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Originally Posted by SSCamaroNC View Post
I went the the website that was listed on the first article posted and that was the date given on the GM site. But I guess you have to see how the classify the Camaro preorders for when you actualy site the paperwork and the car is YOURS or when you ordered it.
You might want to confirm that.
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Old 03-31-2009, 02:08 PM   #64
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THIS JUST MAKES ME MAD. THESE ARE SUPPOSED TO BE EDCATED PEOPLE BUT HAVE NO COMMON SENSE.
WHY IN THE HELL AREN'T THEY MAKING SOLD UNITS AND SHIPPING THEM AND NOT FILLING A HUGE LOT WITH UNSOLD DEMOS??????
What the hell are you are talking about?! Was that English?
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Old 03-31-2009, 02:13 PM   #65
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Originally Posted by OverAnxious View Post
You might want to confirm that.
PRESS RELEASE

General Motors Unveils Unprecedented Customer Protection Package - "GM Total Confidence"

* Payment protection for the first 24 months of ownership... lose your income and we'll make up to nine payments for up to $500 per month
* Finance a new GM vehicle we'll help protect its retail value at trade-in time on your next GM vehicle
* Safety and security of one year of OnStar standard
* Fully backed, 5 year/100,000 mile limited powertrain warranty with roadside assistance and courtesy transportation ... provides the best coverage in the industry
* GMconfidence.com website launched with program details

DETROIT - General Motors today announced the most comprehensive customer protection in the industry with "GM Total Confidence," a plan that protects a customer's paycheck, investment, vehicle and family.

"Our Total Confidence plan is an unprecedented offer that reinvents the ownership experience in an extremely positive way," said Mark LaNeve, vice president, GM North America Vehicle Sales, Service and Marketing. "Unlike other programs out there, 'GM Total Confidence' provides comprehensive coverage for new vehicle owners - from protecting their new vehicle investment to protecting their family's income. GM Total Confidence provides customers peace of mind in uncertain times." (Note: See accompanying chart)

The 'GM Total Confidence' plan:

* Protects your Paycheck: 'Payment Protection*' provides up to nine months of payments on vehicle loans or leases ($500 max/month) if you lose your job for economic reasons. When looking for a job, you need a vehicle more than ever. 'Payment Protection' helps you get back on your feet.
* Protects your Investment: During the first two years of ownership, 'Vehicle Value Protection*' helps protect customers against uncertainty in the future used car market. Much as we've seen home prices decline in this tough market - and homeowners may owe more than the current resale value of their house - 'Vehicle Value Protection' provides peace-of-mind for customers when they want to go purchase another GM vehicle.
* Protects your Vehicle: GM's 5 year/100,000 mile transferable powertrain limited warranty (whichever comes first) plus roadside assistance and courtesy transportation. GM protects your vehicle with the best coverage in the business - so you don't have to worry. With the high quality of GM vehicles today, offering the best coverage only makes sense. See your dealer for warranty details.
* Protects your Family: One Year OnStar 'Safety and Security' Package. Knowing that OnStar is there if you should ever need them really makes a difference. With Automatic Crash Response, OnStar's cutting-edge technology that protects your family when they travel. Visit onstar.com for more details.

"By protecting a customer's payment, investment, vehicle and family, we are reinventing the customer experience," LaNeve added. "The 'GM Total Confidence' plan addresses today's most pressing concerns for new car buyers ... we asked customers what they wanted, and simply put, this package is it."

The "GM Total Confidence" plan is available for vehicles purchased April 1 through April 30, 2009. For more information, please visit gmconfidence.com.



I posted the address in my first posted giving everyone a link to the GM website to see for themselves, it says June 1, 2009.


I then clicked on all the tabs which I also posted on the first post. GO to the Vehicle Value Protection and Payment Protection links on the left and the dates are given the first paragraph

http://www.gm.com/total-confidence/p...27=vanity_gm_c

http://www.gm.com/total-confidence/e...27=vanity_gm_c

Here are the links for both


I also said if you wanted to know for sure if this would apply to those who preordered Camaros to call and see. Not sure what dates will be on the paperwork.

Confirmed enough for you?
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Old 03-31-2009, 02:18 PM   #66
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Quote:
Originally Posted by SSCamaroNC View Post
PRESS RELEASE

General Motors Unveils Unprecedented Customer Protection Package - "GM Total Confidence"

* Payment protection for the first 24 months of ownership... lose your income and we'll make up to nine payments for up to $500 per month
* Finance a new GM vehicle we'll help protect its retail value at trade-in time on your next GM vehicle
* Safety and security of one year of OnStar standard
* Fully backed, 5 year/100,000 mile limited powertrain warranty with roadside assistance and courtesy transportation ... provides the best coverage in the industry
* GMconfidence.com website launched with program details

DETROIT - General Motors today announced the most comprehensive customer protection in the industry with "GM Total Confidence," a plan that protects a customer's paycheck, investment, vehicle and family.

"Our Total Confidence plan is an unprecedented offer that reinvents the ownership experience in an extremely positive way," said Mark LaNeve, vice president, GM North America Vehicle Sales, Service and Marketing. "Unlike other programs out there, 'GM Total Confidence' provides comprehensive coverage for new vehicle owners - from protecting their new vehicle investment to protecting their family's income. GM Total Confidence provides customers peace of mind in uncertain times." (Note: See accompanying chart)

The 'GM Total Confidence' plan:

* Protects your Paycheck: 'Payment Protection*' provides up to nine months of payments on vehicle loans or leases ($500 max/month) if you lose your job for economic reasons. When looking for a job, you need a vehicle more than ever. 'Payment Protection' helps you get back on your feet.
* Protects your Investment: During the first two years of ownership, 'Vehicle Value Protection*' helps protect customers against uncertainty in the future used car market. Much as we've seen home prices decline in this tough market - and homeowners may owe more than the current resale value of their house - 'Vehicle Value Protection' provides peace-of-mind for customers when they want to go purchase another GM vehicle.
* Protects your Vehicle: GM's 5 year/100,000 mile transferable powertrain limited warranty (whichever comes first) plus roadside assistance and courtesy transportation. GM protects your vehicle with the best coverage in the business - so you don't have to worry. With the high quality of GM vehicles today, offering the best coverage only makes sense. See your dealer for warranty details.
* Protects your Family: One Year OnStar 'Safety and Security' Package. Knowing that OnStar is there if you should ever need them really makes a difference. With Automatic Crash Response, OnStar's cutting-edge technology that protects your family when they travel. Visit onstar.com for more details.

"By protecting a customer's payment, investment, vehicle and family, we are reinventing the customer experience," LaNeve added. "The 'GM Total Confidence' plan addresses today's most pressing concerns for new car buyers ... we asked customers what they wanted, and simply put, this package is it."

The "GM Total Confidence" plan is available for vehicles purchased April 1 through April 30, 2009. For more information, please visit gmconfidence.com.



I posted the address in my first posted giving everyone a link to the GM website to see for themselves, it says June 1, 2009.


I then clicked on all the tabs which I also posted on the first post. GO to the Vehicle Value Protection and Payment Protection links on the left and the dates are given the first paragraph

http://www.gm.com/total-confidence/p...27=vanity_gm_c

http://www.gm.com/total-confidence/e...27=vanity_gm_c

Here are the links for both
Confirmed enough for you?
Sarcasm, I get it...

I was questioning when the vehicle is actually YOURS, when you pre-order or it when you actually take delivery and sign the papers up on delivery
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Old 03-31-2009, 02:22 PM   #67
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Obviously Thats why I said "I guess" they should find out what their date for the paperwork would be. IMO until the paperwork is SIGNED and dated its not officially SOLD.
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Old 03-31-2009, 02:26 PM   #68
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Sarcasm, I get it...

I was questioning when the vehicle is actually YOURS, when you pre-order or it when you actually take delivery and sign the papers up on delivery
The Camaro is not yours until you sign the papers. A deposit was put down so the dealership knows you're serious.

You have done nothing more than when you buy any other car and put money down on it to "hold" it for you.

You don't own it until you sign all of the paperwork.
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Old 03-31-2009, 02:27 PM   #69
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Some info on the package:

http://www.cnbc.com/id/15840232?video=1078720591&play=1
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Old 03-31-2009, 02:27 PM   #70
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My big concern, yes the gov is going to protect our purchases , but what about the companies that make parts ? What happens when something breaks and the company is out of business because GM has filled for bankruptcy. I ordered on 10/23/2009 I can get my $1,000 refund back. I am not sure if I am going to put $36,000 into a car that will backed by the Gov . Every day I am having more and more doubts anyone else?
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Old 03-31-2009, 02:29 PM   #71
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Originally Posted by LadiesMan217 View Post
The Camaro is not yours until you sign the papers. A deposit was put down so the dealership knows you're serious.

You have done nothing more than when you buy any other car and put money down on it to "hold" it for you.

You don't own it until you sign all of the paperwork.
Thank you! Thats what I thought too.
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Old 03-31-2009, 02:31 PM   #72
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sorry if this has already been asked, but what if your waiting to check out the car first before you order it and the "total confidence program" ends before you get a chance to do that?

edit*....wait, if the deadline is june 1st then nvm because im pretty sure cars will arrive at dealerships within the next month (maybe less)

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Old 03-31-2009, 02:34 PM   #73
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My opinion by the time you receive benefits for your payment, your car would be repoed do they think that what they have done will speed up car recovery, it only shows how bad it is.
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Old 03-31-2009, 02:50 PM   #74
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Quote:
Originally Posted by LadiesMan217 View Post
The Camaro is not yours until you sign the papers. A deposit was put down so the dealership knows you're serious.

You have done nothing more than when you buy any other car and put money down on it to "hold" it for you.

You don't own it until you sign all of the paperwork.
I agree 100%
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Old 03-31-2009, 02:55 PM   #75
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Originally Posted by DkknightX View Post
"You are not eligible if you are an active GM employee, a seasonal worker, are self-employed, retired or receiving a severance."
Well, this leaves me out. Not eligible. Un-beleivable. I pay all my taxes. I pay into my own Federal and state unemployment programs. lol

Ah, well. The object of the plan is to get people to buy GM vehicles. I was going to buy the car anyway.
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