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Old 12-02-2011, 10:22 AM   #1
FaytalsCamaro
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Help! Want outside advice about upgrading to SS

I currently have a 2011 Camaro v6 with about 5200 miles on it. This was my very first new car and as much as I do love it, I wish i knew before what I know now. And because this was my first new car I'm still quite new to bargaining and haggling. Not knowing how to approach or what to say exactly kinda hurts me. I'm in quite the predicament now being upside down and wanting to upgrade. I know I know, all this coulda been avoided if I went big the first time. Unfortunately since its not the case, I just have to work with the hand i have now.

Here is the current situation, my car is about 4 months old excellent condition with 5200 miles on it, KBB lists it as about 25k trade in and 27k private sale. unfortunately i owe 31k on it b/c of a previous vehicle was rolled on. Im patiently waiting for the right vehicle to show its face but if it did I have no idea how to exactly bargain it down to the right price. Obviously because of my situation used 2010 would be my best bet which i have no problem getting. But I have no idea how to approach or what to say. Here is a prime example.

A couple of weeks ago I went to a local hyundai dealership b/c i saw what i thought was a great deal. A 2010 1SS White with 13k miles on it for 29.5. It was the exact color I wanted with options I wanted. Went in to talk to a salesman about the vehicle and to get his offer on my car. 23k. I thanked him gave him my number and walked out lol. Plain and simple. The more I think about the situation I'm in the more it sucks. I'm trying to get a very popular vehicle thats highly sought after which is probably gonna be simple to sale off their lot for that price. So why would they work with me to try and get me in it?

It's pretty easy to stay positive about the whole thing considering that i'm already in a camaro. So no matter what dealership i go to I'm still gonna be driving away in one lol. Anyways like I said if my fellow camaro brothers and sisters could give me any tips, tricks and advice i would be incredibly grateful!! Love this website and all of you guys! Thanks again!



P.S.
I dont know if it matters but a bit of insight. When purchasing my current camaro I didnt really research as much as i could. From stock everything was perfect. Its the modding potential that is giving me the upgrading mentality. Seeing how the SS is far above the V6.
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Old 12-02-2011, 10:26 AM   #2
esperman
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if you can afford it, then go ahead. IMHO your wasting your money...and should stay away from car dealerships.
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Old 12-02-2011, 10:27 AM   #3
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Used SS.

Cheap, and you get instant 400hp to start with.

Worthless to upgrade a v6 tbh because its going to take you a couple grand just to match an SS yet you won't have the upgraded brakes suspension etc.
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Old 12-02-2011, 10:32 AM   #4
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Here we go again!! :-) I went from the 6 to the 8 and never looked back. These are two very different cars.If you have the mod bug, very easy to catch around this joint, then get the SS. Good Luck!!
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Old 12-02-2011, 10:34 AM   #5
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I think I must of mis-worded the advice i was asking for. SS upgrade is what I want. No question about that. What advice i was looking for is haggling advice and tips, considering my situation and experience it is gonna be tough.
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Old 12-02-2011, 10:34 AM   #6
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if you are underwater on your current car, it would be a really dumb decision to trade for another, more expensive car. /thread
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Old 12-02-2011, 10:35 AM   #7
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You are already upside down on your current car loan. Get your finances straightened out before you get into a deeper hole.
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Old 12-02-2011, 10:36 AM   #8
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If I would had the money I would have got the SS.
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Old 12-02-2011, 10:37 AM   #9
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Your best bet may be to revisit the dealer you purchased the V6 from. Your original salesperson should at least be interested in keeping you as a customer. I was around 4K upside down on my 1LT/RS when I got my SS and I worked with my original salesperson. I don't think you'll do any better walking in cold somewhere else.
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Old 12-02-2011, 10:44 AM   #10
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I just traded my 2011 1LT RS for 23k two weeks ago. I went to 4 other dealerships and that was the highest they would offer me, it had 4900 miles. I believe you won't see that much higher for your trade.

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Old 12-02-2011, 11:54 AM   #11
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I am in your position . I am anxiously waiting to trade my 1lt rs for a 1ss. The car i was driving (2004 toyota rav4) was paid off . But the wife wanted me to trade in her car (2008 kia) after all said and done we were 5k upside down in her car.

So now it just does not make financial sense for me to trade in the car again . If going by what others have said that makes me about 7k upside down in my camaro . So i am currently paying 50 to 100 bucks extra a month on my car. I expect a 100 dollar a week raise here soon and will be putting my raise towards paying down my car also. So maybe by the end of next year i can make the upgrade!
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Old 12-02-2011, 11:55 AM   #12
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You owe more on your current car than it's worth because you rolled in negative equity from a previous vehicle, and you want to repeat the process all over again because 5 months later and you're unhappy with the brand new car you just bought?

I'm just asking, because that's how I read your original post.

I'm about to have a Suzy Orman moment here...if you don't know who she is, I'd suggest you start watching her show.
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Old 12-02-2011, 12:03 PM   #13
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Quote:
Originally Posted by kiteman View Post
if you are underwater on your current car, it would be a really dumb decision to trade for another, more expensive car. /thread
Quote:
Originally Posted by PAUL SS View Post
You are already upside down on your current car loan. Get your finances straightened out before you get into a deeper hole.
This........
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Old 12-02-2011, 12:05 PM   #14
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Looks like you made your first mistake long ago....think about it......you rolled over 1 car you still owed on......and now you want to roll over another????? Think....Think
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Old 12-02-2011, 12:10 PM   #15
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Two traded cars and what do you get? Another day older and deeper in debt.
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Old 12-02-2011, 01:09 PM   #16
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Your situation does NOT suck.

Wrap your head around the fact that you've currently got a great car, that you're financially not in a position to manage a more expensive car, higher monthly car payment and filling up with premium gas.

Truth-be-told, If you're not able to compensate for the 4k difference between what is offered and what you owe on your current Camaro without rolling it over into your new car payment, you're just asking to be cash poor for the next several years. Is it really worth it? (this is how many people get themselves in such a financial mess which takes years to get out of).

There are dozens and dozens of threads exactly like yours. Read up, my friend, and learn to curb your enthusiasm.
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Old 12-02-2011, 01:26 PM   #17
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23k is in the ballpark on trade value for your car. KBB will give you a guesstimate on the value, but dealers do not use this. They look at what similar cars to yours with similar mileage are going for at auction. This is the true value of your car to the dealer.

You owe 31k and it's value at trade is about 23k-24k at best.

You are $7k to $8k upside down on your car.

Unless you have about 10k in cash to waste as a down payment on the newer car, you should stay with what you got..........
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Old 12-02-2011, 01:29 PM   #18
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IMO upgrading is a waste of money for you. Keep what you have now, and when the 6th gens come out, buy an SS. If nothing else, because you're SO upside-down and this will make it MUCH worse-- and if you can't afford that, think of the higher insurance, fuel and all-over ownership costs of an SS.

Keep the six and save money toward trading it in 4 years from now for a '15 or '16 SS.

Quote:
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Here we go again!! :-) I went from the 6 to the 8 and never looked back. These are two very different cars.If you have the mod bug, very easy to catch around this joint, then get the SS. Good Luck!!
I can't believe you'd actually advise someone in a bad financial situation to make it worse. It's easy to play banker with someone else's money, but come on....
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Old 12-02-2011, 01:31 PM   #19
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Here we go again!! :-) I went from the 6 to the 8 and never looked back. These are two very different cars.If you have the mod bug, very easy to catch around this joint, then get the SS. Good Luck!!


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Old 12-02-2011, 01:32 PM   #20
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Man does anyone keep their v6 around here. I see these threads constantly. I don't blame you though.

If money is not an issue there is no reason not to.
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Old 12-02-2011, 02:18 PM   #21
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I traded up for my new '11 SS after having my '11 LT for 7 mths. Traded it in with 6k miles and got a lil more then what they offered you and mine had a few mods that I left on it (aftermarket exhaust & painted calipers) but they dont care about mods. Don't expect much more then $23k for ur car. In my situation, I was only upside about a grand in my old loan plus I got a better interest rate. Only raised my monthly payments by $36 bucks for the same length of loan. All in all, I got a great deal.

Since you owe $31k, ur upside $10k already. I know you want a SS but if the deal isnt too good to pass up, I wouldn't do it. It took a lot of consideration and number crunching on my part b4 I did it. I would concentrate on paying down ur existing loan faster and maybe in a year or so, look at getting a SS again. Keeps ur eyes peeled for a SS but I think u would regret it later if u did it now.
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Old 12-02-2011, 02:22 PM   #22
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Quote:
Originally Posted by BowtieBelle View Post

I can't believe you'd actually advise someone in a bad financial situation to make it worse. It's easy to play banker with someone else's money, but come on....
The OP doesn't have to take his advice. The OP asked for opinions and the guy told him what he would do. Ultimately it will be up to the OP to make the right decision.
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Old 12-02-2011, 02:33 PM   #23
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To whoever said that going back to your selling dealer was a good idea, I beg to differ. I just ordered my second SS a couple of weeks ago and it was NOT from my selling dealer. Those good for nothings were trying to make me pay msrp when they forgot that I paid invoice for my current SS!

OP, since you seem dead set on doing this and if you can truly live with the payments, then the best advice I can give you is to shop around! Try to get the most for your car and the least for the SS. Also, no one mentioned this, but 29.5 for an SS with 13K seems a little pricey to me. The dealer where I ordered my second SS from was selling an SS/RS with 1500 for 29.5. So yea, definitely do some more research. Your selling dealer is likely to not care about you anymore, or at least that was my experience.
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Old 12-02-2011, 02:54 PM   #24
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The same exact thing happened to me when I was younger. I was so upside down the salesman practically chased me out of his office. I then waited 3 years before an upgrade was feasible. By that time I was making more money, financing was cheaper, I had more clout. Have a little patience, it will pay off.
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Old 12-02-2011, 03:10 PM   #25
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Do not do it my friend. Is 2 more cylinder worth over 40k to you? Human's are greedy in nature. Once you get the SS you will want better. Enjoy what you have and put that money into making your car you. Things are great for the V6 camaro right now and only getting better.
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