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Old 04-05-2012, 02:51 PM   #1
IcePick06
 
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Got Approved from my Credit Union!

I'm super stoked because 2 years ago I had very $hitty credit and I've worked VERY hard since then to be able to boost my credit, pay off some debts, and be able to afford a car like the ZL1. At 27 yrs old, this is the 1st car I have every ordered and I'm glad I got a decent rate. They gave me 2.49% for 60 months
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Old 04-05-2012, 02:52 PM   #2
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Congrats enjoy the ride
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Old 04-05-2012, 02:53 PM   #3
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Quote:
Originally Posted by IcePick06 View Post
I'm super stoked because 2 years ago I had very $hitty credit and I've worked VERY hard since then to be able to boost my credit, pay off some debts, and be able to afford a car like the ZL1. At 27 yrs old, this is the 1st car I have every ordered and I'm glad I got a decent rate. They gave me 2.49% for 60 months

Sweet congratz!
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Old 04-05-2012, 02:53 PM   #4
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Quote:
Originally Posted by IcePick06 View Post
I'm super stoked because 2 years ago I had very $hitty credit and I've worked VERY hard since then to be able to boost my credit, pay off some debts, and be able to afford a car like the ZL1. At 27 yrs old, this is the 1st car I have every ordered and I'm glad I got a decent rate. They gave me 2.49% for 60 months
WTF?

My lowest score is 791 and my debt ratio is in the top 2% and I can't get that rate.

Nice job.
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Old 04-05-2012, 02:55 PM   #5
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Nice!!! such a great car for such a good rate!! enjoy!!
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Old 04-05-2012, 03:40 PM   #6
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Congrats bro! And glad to see all your hard work paid off (:
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Old 04-05-2012, 03:47 PM   #7
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That's a great rate, but I'd see if the dealer can beat it. If they know they have to beat your CU rate, you might be able to save a little more money. The best I can do with my Credit Assoc is 2.9% on 60 months. I PM'd another forum member who got 2.29% with GMAC, I believe.
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Old 04-05-2012, 03:50 PM   #8
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Congrats man I got a 2.29% from Chevy myself! You just have to negotiate a little!
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Old 04-05-2012, 03:52 PM   #9
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Originally Posted by DangerouSS View Post
That's a great rate, but I'd see if the dealer can beat it. If they know they have to beat your CU rate, you might be able to save a little more money. The best I can do with my Credit Assoc is 2.9% on 60 months. I PM'd another forum member who got 2.29% with GMAC, I believe.
Yeah, i got 1.99% for 72 months from my CU and the dealer said they could match it. Might be worth a shot trying to get them to compete...
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Old 04-05-2012, 05:38 PM   #10
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Yeah, i got 1.99% for 72 months from my CU and the dealer said they could match it. Might be worth a shot trying to get them to compete...
Really?! That's AWESOME bro! They said they could do 2.99% for 72 months at my credit union (AUTOCLUB FEDERAL CREDIT UNION) I might take that deal instead just to save an extra $200 month on the payments. Either Way I can't complain too much
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Old 04-05-2012, 05:51 PM   #11
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Holy crap.

It's been 3 years since I did mine but have rates fallen that much? Wow.
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Old 04-05-2012, 06:12 PM   #12
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1.9% From NFCU for 72 months. Couldn't beat it.
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Old 04-05-2012, 06:21 PM   #13
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Good deal....get those ZL1s on the streets!
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Old 04-05-2012, 07:11 PM   #14
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1.99% for 72 months with DCU Digital Federal Credit Union here. Normally I only go to 60 months max but at those rates it's almost like free money so why not extend it.
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