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Old 04-05-2012, 01:51 PM   #1
IcePick06
 
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Got Approved from my Credit Union!

I'm super stoked because 2 years ago I had very $hitty credit and I've worked VERY hard since then to be able to boost my credit, pay off some debts, and be able to afford a car like the ZL1. At 27 yrs old, this is the 1st car I have every ordered and I'm glad I got a decent rate. They gave me 2.49% for 60 months
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Old 04-05-2012, 01:52 PM   #2
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Congrats enjoy the ride
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Old 04-05-2012, 01:53 PM   #3
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Quote:
Originally Posted by IcePick06 View Post
I'm super stoked because 2 years ago I had very $hitty credit and I've worked VERY hard since then to be able to boost my credit, pay off some debts, and be able to afford a car like the ZL1. At 27 yrs old, this is the 1st car I have every ordered and I'm glad I got a decent rate. They gave me 2.49% for 60 months

Sweet congratz!
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Old 04-05-2012, 01:53 PM   #4
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Quote:
Originally Posted by IcePick06 View Post
I'm super stoked because 2 years ago I had very $hitty credit and I've worked VERY hard since then to be able to boost my credit, pay off some debts, and be able to afford a car like the ZL1. At 27 yrs old, this is the 1st car I have every ordered and I'm glad I got a decent rate. They gave me 2.49% for 60 months
WTF?

My lowest score is 791 and my debt ratio is in the top 2% and I can't get that rate.

Nice job.
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Old 04-05-2012, 01:55 PM   #5
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Nice!!! such a great car for such a good rate!! enjoy!!
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Old 04-05-2012, 02:40 PM   #6
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Congrats bro! And glad to see all your hard work paid off (:
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Old 04-05-2012, 02:47 PM   #7
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That's a great rate, but I'd see if the dealer can beat it. If they know they have to beat your CU rate, you might be able to save a little more money. The best I can do with my Credit Assoc is 2.9% on 60 months. I PM'd another forum member who got 2.29% with GMAC, I believe.
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Old 04-05-2012, 02:50 PM   #8
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Congrats man I got a 2.29% from Chevy myself! You just have to negotiate a little!
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Old 04-05-2012, 02:52 PM   #9
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That's a great rate, but I'd see if the dealer can beat it. If they know they have to beat your CU rate, you might be able to save a little more money. The best I can do with my Credit Assoc is 2.9% on 60 months. I PM'd another forum member who got 2.29% with GMAC, I believe.
Yeah, i got 1.99% for 72 months from my CU and the dealer said they could match it. Might be worth a shot trying to get them to compete...
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Old 04-05-2012, 04:38 PM   #10
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Yeah, i got 1.99% for 72 months from my CU and the dealer said they could match it. Might be worth a shot trying to get them to compete...
Really?! That's AWESOME bro! They said they could do 2.99% for 72 months at my credit union (AUTOCLUB FEDERAL CREDIT UNION) I might take that deal instead just to save an extra $200 month on the payments. Either Way I can't complain too much
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Old 04-05-2012, 04:51 PM   #11
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Holy crap.

It's been 3 years since I did mine but have rates fallen that much? Wow.
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Old 04-05-2012, 05:12 PM   #12
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1.9% From NFCU for 72 months. Couldn't beat it.
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Old 04-05-2012, 05:21 PM   #13
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Good deal....get those ZL1s on the streets!
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Old 04-05-2012, 06:11 PM   #14
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1.99% for 72 months with DCU Digital Federal Credit Union here. Normally I only go to 60 months max but at those rates it's almost like free money so why not extend it.
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Old 04-05-2012, 06:22 PM   #15
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1.99% for 72 months with DCU Digital Federal Credit Union here. Normally I only go to 60 months max but at those rates it's almost like free money so why not extend it.
awesome bro congrats on such a great rate!!!
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Old 04-05-2012, 10:36 PM   #16
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1.94% for 60 months. I sold my diesel truck last year and snowmobile last month (rode 20 miles this winter) and had a large down payment for ZL1
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Old 04-06-2012, 12:30 AM   #17
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Have my current car at 2.69% for 75mo with my credit union (got the loan about a year ago). Rates have gone up about 1 percent with them since then. So I'll be shopping around when I order the ZL1.
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Old 04-06-2012, 01:34 AM   #18
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Quote:
Originally Posted by IcePick06 View Post
I'm super stoked because 2 years ago I had very $hitty credit and I've worked VERY hard since then to be able to boost my credit, pay off some debts, and be able to afford a car like the ZL1. At 27 yrs old, this is the 1st car I have every ordered and I'm glad I got a decent rate. They gave me 2.49% for 60 months
Nice dude! I got the same rate when I refinanced my car through USAA. I was surprised they gave me that low as well! Good job!
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Old 04-06-2012, 02:07 AM   #19
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0% for 0 months here.
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Old 04-06-2012, 03:09 AM   #20
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0% for 0 months here.
You paid cash for your car. Good on ya buddy. Thanks for flaunting that.


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Old 04-06-2012, 07:03 AM   #21
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With such a great interest rate I would never pay cash - I like to keep my money in my pocket.


I am getting 1.99 too and I am putting $18k down, the rest will be invested where I will make more than 1.99 % - will pay off the car in 2 yrs tops.
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Old 04-06-2012, 07:23 AM   #22
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Congrats! Hope you get the car soon. At 27 I bought my first Mercedes, sorta the same way. Enjoy!
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Old 04-06-2012, 10:32 AM   #23
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big deal its not a zl1 just a plain camaro
I guess the big deal would be that if I trade up to a ZL1 I would have about a $25k down payment right here.
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Old 04-06-2012, 10:47 AM   #24
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You guys should apply with Navy Federal Credit Union, I managed a 1.9% 72 months...my credit score is like a 730
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Old 04-06-2012, 10:49 AM   #25
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Nice!!
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