My Insurance Premium INCREASED because of you guys..... - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

union894 · 04-25-2012, 06:23 AM

$376 every 6 months for my full coverage on SS and liability on 03 expedition,I'm not going to complain after some of the other #'s I've seen.

sam.mak · 04-25-2012, 06:34 AM

My insurance is 300$ per month for 2012v6 and 115$ for my 2000 camry
Total 415$ per month and i dont even have any accidents :( :banghead:

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Fireman_af · 04-25-2012, 06:46 AM

I pay 90 a month total for full coverage on 2 vehicles, on a 2012 v6 Camaro and a 2011 Buick enclave with 2 drivers. Included in that price is also my renters insurance. Love USAA!

Griffintile · 04-25-2012, 06:46 AM

I paid $204 a month for my 2011 silverado and 09 xr1200 Harley Davidson, I now pay $219 a month for my 2011ss vert, 09 xr1200, and liability only on a 94 gmc 2500 Sierra. I feel I got lucky with my horrible driving record (lots of tickets and accidents over the years), the multi car discount, and setting the ss up as a pleasure vehicle helped a lot, along with my age (41), and location Birmingham, AL.

D Nasty · 04-25-2012, 07:18 AM

I traded an 08 Nisssan Titan for my 2010 2ss and was fully expecting my insurance to go up, it actually went down only by 6 bucks a month,
I was absolutely shocked. We expected about a 20 dollar jump.
The insurance company said it was because the Titan was such a big vehicle.

Scrappy Doo · 04-25-2012, 07:23 AM

Quote:

Originally Posted by Blue10CamaroSS

my premiums went from $218 a month to $225 a month so yeah, I'm with the OP!!!

Quote:

Originally Posted by boneman

I have a v6 and my insurance is 360 a month
So quit complaining!

You guys need to find new insurance. Or get less tickets. LOL

I pay 101 a month total for 3 vehicles, 2 drivers.

2FST2LIV2YNG2DY · 04-25-2012, 07:28 AM

$177/ month here for 2010 Camaro and 2012 Kia Sorento

sscamaro · 04-25-2012, 08:25 AM

My insurance on my SS is $25.08/month. Total for 3 vehicles is $70.66/month.

jeffny09 · 04-25-2012, 08:26 AM

Quote:

Originally Posted by sscamaro

My insurance on my SS is $25.08/month.

huh y so little

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WheelmanSS · 04-25-2012, 08:28 AM

Learn2Comprehend

Comprehensive coverage is the reason for your increase. Blame vandals, not Camaro drivers. Genius

sscamaro · 04-25-2012, 08:29 AM

Quote:

Originally Posted by jeffny09

huh y so little

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I'm 77 years old and and a good driver.

10forty2 · 04-25-2012, 08:41 AM

It's probably gone up because now they have accurate data for the newer model car and they know how much it costs to repair it. In 2010 when the Camaro was released, the insurance companies could really only guess how much to charge because they really didn't know anything about the car. Now that there are quite a few on the road, and with them a claims history, they have actual numbers to work with.

Insurance is a gamble that most of us can't afford NOT to take. BAsically, we as the customers are betting the insurance company that we will have a claim BEFORE a certain time, and they are betting that we won't. If we don't have a claim until after a certain time in our payment history, they make money, which is usually the case. If we have a claim before a certain time, then we make money, but they ALWAYS get us in the end. Rest assured, there are very few car insurance companies that will ever file for bankruptcy......

Mr. Unassailable · 04-25-2012, 08:49 AM

Quote:

Originally Posted by Krobar

You know whats stupid my insurance dropped $2 a month from trading in my 2007 Tahoe to get my 2012 SS Camaro.

Ditto but I had an 07 FX4 Crew Cab F150. I was amazed.

Sent from my iPhone

Fiftydriver · 04-25-2012, 08:53 AM

Quote:

Originally Posted by iHasCamaro

$120/mo here. Count yourself lucky.

Is there a reason your paying $120 a month???

SSBlack · 04-25-2012, 09:13 AM

Yeah $120 a month for BFE Oregon is high.

Posted earlier about the high rates in DFW and headed off on my daily 15 minute drove to work. But, TWO separate (non-Camaro) accidents slowing traffic made it take me an hour and a half.

Be very glad if you live in BFE.

Probably less vandalism there, too.

GlennP · 04-25-2012, 09:15 AM

Dont complain, you arent paying $900/6 months with a clean record!

BowtieBelle · 04-25-2012, 09:20 AM

Wow.

My insurance just went DOWN. I pay less than $400 every six months. But I also insure my Camaro as a pleasure vehicle, not a daily driver, so that keeps my rates low. And I have another vehicle on that policy-- a Blazer.

bzavala · 04-25-2012, 10:00 AM

$165 / month for my 2012 Camaro and my 2000 WS6, full coverage on both.

Rangore · 04-25-2012, 10:08 AM

Everyone states their rates they pay, but a big thing to note is the coverages you have...even the level of liability and uninsured liability levels make a big difference in rates. It also depends on deductible levels. So everyone spouting their rates is pretty meaningless without this information to go with it.

ps...I wouldn't advise broadcasting your coverage limits. Stating your deductibles is no big deal, but don't publicize your liability limits.

BowtieBelle · 04-25-2012, 10:15 AM

Quote:

Originally Posted by Rangore

Everyone states their rates they pay, but a big thing to note is the coverages you have...even the level of liability and uninsured liability levels make a big difference in rates. It also depends on deductible levels. So everyone spouting their rates is pretty meaningless without this information to go with it.

ps...I wouldn't advise broadcasting your coverage limits. Stating your deductibles is no big deal, but don't publicize your liability limits.

Edwin320 · 04-25-2012, 10:21 AM

Quote:

Originally Posted by AieaboyHI

Attached to my increase in insurance premiums was these quotes....

"The claim experience on your make and model has resulted in an increase to your vehicle rating group for comprehensive coverage"

"The claim experience on your make and model has resulted in an increase to your liability rating group for bodily injury and property damage coverages"

So my premiums went UP to $368 for 6 months of coverage. That OVER $2 USD a fricking DAY.

Can y'all keep it below 100 MPH?

Thanks in advance.

I pay roughly the same amount of your 6 month premium each month here in Miami.

2010SLVRBULIT · 04-25-2012, 10:26 AM

Quote:

Originally Posted by boneman

I have a v6 and my insurance is 360 a month
So quit complaining!

wth, really?

swizlstik · 04-25-2012, 10:27 AM

We have our 2009 Lexus RX, the 2010 2SS/RS, plus our house all on the same policy and it runs less then $150 per month.

matthook · 04-25-2012, 10:54 AM

Quote:

Originally Posted by FRSTR90

Comprehensive has nothing to do with car accidents... It has to do with damage done by weather (wind or hail) and vandalism.

I checked car insurance rates for an SS in 2010 and the rates had doubled by 2011 when I actually bought my car. My insurance agent stated that Camaros tend to get vandalized a lot.

So, if you ask me, it appears that we have a jealous society.

EDIT: BTW - $368/6 months is cheap. I pay almost $600 every 6 months

You guys pay nothing you should feel lucky. Im in ontario, i pay $250 per MONTH for my insurance - that is with a clean driving records no tickets what-so-ever

matthook · 04-25-2012, 10:55 AM

Quote:

Originally Posted by driyac

no what we have are greedy insurance underwriters thats all... They are smart charge a premium...

Btw insurance should be reclassified to "in case sh*t happens and when Sh*t doesnt happen i should get my money back." - I hope someone gets the reference here... if not oh well

Chris Rock

04-25-2012, 06:46 AM	#28
Fireman_af Drives: 2012 Red M6 Camaro LS Join Date: Feb 2012 Location: Burlington, NC Posts: 181	I pay 90 a month total for full coverage on 2 vehicles, on a 2012 v6 Camaro and a 2011 Buick enclave with 2 drivers. Included in that price is also my renters insurance. Love USAA! __________________ Current AFSC: Recruiter. Primary AFSC: Firefighter

04-25-2012, 07:28 AM	#32
2FST2LIV2YNG2DY ...this is my addiction! Drives: SOLD Join Date: Jul 2010 Location: AZ Posts: 1,318	$177/ month here for 2010 Camaro and 2012 Kia Sorento __________________ 5% Tint, K&N AirCharger, Flowmaster American Thunder A/B with 5" Tips, Light Wurkz Orion V2 Halo's, Matte Black Rally Stripes, VR Interior Trim,Viper SmartStart TEAM LLT

04-25-2012, 08:25 AM	#33
sscamaro Drives: 2010 Camaro 2SS/RS Join Date: Jan 2007 Location: Denver,PA Posts: 1,484	My insurance on my SS is $25.08/month. Total for 3 vehicles is $70.66/month. __________________ Ralph's Camaros 2010 2SS/RS Victory Red, MN6, 1-7/8 Kooks LT Headers, SLP Axle Back, Edelbrock E-Force S/C, ZL1 Fuel Pump, 72# Injectors, Roto-Fab CAI, Elite Catch Can, Hurst Shifter, DSS 1000HP axles, Spohn Trailing Arms, Toe Links, Lower Control Arms. 546/rwhp & 522/rwtq Tune by Jeremy Formato.

04-25-2012, 08:28 AM	#35
WheelmanSS Logic is dead Drives: 2010 Camaro 2SS/RS Join Date: May 2010 Location: Chicago, IL Posts: 1,752	Learn2Comprehend Comprehensive coverage is the reason for your increase. Blame vandals, not Camaro drivers. Genius __________________ 2010 Camaro 2SS/RS (LS3) 573 RWHP 498 RWTQ - Vortech V3 Supercharger - Kooks Stepped Headers, Magnaflow 16580 - Suspension by Pfadt, Hotchkis. 2007 Trailblazer SS- Sold 2001 Trans Am WS6 431 RWHP 408 RWTQ - Sold 1994 Camaro Z28 - Sold

04-25-2012, 08:41 AM	#37
10forty2 Drives: 1992 Chevy K5 Blazer Join Date: Apr 2011 Location: NC Posts: 579	It's probably gone up because now they have accurate data for the newer model car and they know how much it costs to repair it. In 2010 when the Camaro was released, the insurance companies could really only guess how much to charge because they really didn't know anything about the car. Now that there are quite a few on the road, and with them a claims history, they have actual numbers to work with. Insurance is a gamble that most of us can't afford NOT to take. BAsically, we as the customers are betting the insurance company that we will have a claim BEFORE a certain time, and they are betting that we won't. If we don't have a claim until after a certain time in our payment history, they make money, which is usually the case. If we have a claim before a certain time, then we make money, but they ALWAYS get us in the end. Rest assured, there are very few car insurance companies that will ever file for bankruptcy...... __________________ Love beautiful photos? Please visit: http://dougloganphotography.zenfolio.com

04-25-2012, 06:23 AM	#26
union894 union894 Drives: 2010 BB SS camaro 6M Join Date: Aug 2011 Location: Cape Coral,Fla. Posts: 198 View My Garage	$376 every 6 months for my full coverage on SS and liability on 03 expedition,I'm not going to complain after some of the other #'s I've seen.

04-25-2012, 06:34 AM	#27
sam.mak Drives: 2012-2lt.RS Black(ext)/beige(int) Join Date: Feb 2012 Location: toronto Posts: 99	My insurance is 300$ per month for 2012v6 and 115$ for my 2000 camry Total 415$ per month and i dont even have any accidents :( :banghead: Sent from my HTC-Z710a using Tapatalk

04-25-2012, 06:46 AM	#29
Griffintile Drives: 2011 IOM 2SS/RS L99 convertible Join Date: Jan 2012 Location: Birmingham, AL Posts: 131	I paid $204 a month for my 2011 silverado and 09 xr1200 Harley Davidson, I now pay $219 a month for my 2011ss vert, 09 xr1200, and liability only on a 94 gmc 2500 Sierra. I feel I got lucky with my horrible driving record (lots of tickets and accidents over the years), the multi car discount, and setting the ss up as a pleasure vehicle helped a lot, along with my age (41), and location Birmingham, AL.

04-25-2012, 07:18 AM	#30
D Nasty Drives: 2010 Camaro 2SS/LS3/M6!!! Join Date: Dec 2011 Location: Old Hickory, Tennessee Posts: 57	I traded an 08 Nisssan Titan for my 2010 2ss and was fully expecting my insurance to go up, it actually went down only by 6 bucks a month, I was absolutely shocked. We expected about a 20 dollar jump. The insurance company said it was because the Titan was such a big vehicle.

04-25-2012, 09:13 AM	#40
SSBlack Account Suspended Drives: 2010 2SS/RS JFB Join Date: Mar 2012 Location: DFW Posts: 807	Yeah $120 a month for BFE Oregon is high. Posted earlier about the high rates in DFW and headed off on my daily 15 minute drove to work. But, TWO separate (non-Camaro) accidents slowing traffic made it take me an hour and a half. Be very glad if you live in BFE. Probably less vandalism there, too.

04-25-2012, 09:15 AM	#41
GlennP Drives: 2011 Camaro 2SS Join Date: Oct 2011 Location: Bridgewater, NJ Posts: 355	Dont complain, you arent paying $900/6 months with a clean record! __________________

04-25-2012, 09:20 AM	#42
BowtieBelle They see me trollin'... Drives: 217 ci of fury; Chauffeured by SS Join Date: Jul 2011 Location: Oklahoma Posts: 13,671 View My Garage	Wow. My insurance just went DOWN. I pay less than $400 every six months. But I also insure my Camaro as a pleasure vehicle, not a daily driver, so that keeps my rates low. And I have another vehicle on that policy-- a Blazer. __________________ "Never race anything you can't afford to light on fire and push off a cliff." -CamaroSpike 2011 Custom LT/RS: Bella's Build Thread

04-25-2012, 10:00 AM	#43
bzavala Music is Ideas! Drives: 2012 Camaro 2SS Join Date: Feb 2012 Location: Dallas, TX Posts: 32	$165 / month for my 2012 Camaro and my 2000 WS6, full coverage on both.

04-25-2012, 10:08 AM	#44
Rangore Drives: 2010 Camaro 2LT Cyber Gray Join Date: Oct 2011 Location: Minnesota Posts: 1,960	Everyone states their rates they pay, but a big thing to note is the coverages you have...even the level of liability and uninsured liability levels make a big difference in rates. It also depends on deductible levels. So everyone spouting their rates is pretty meaningless without this information to go with it. ps...I wouldn't advise broadcasting your coverage limits. Stating your deductibles is no big deal, but don't publicize your liability limits. __________________ Current: 2010 Camaro 2LT - Current Mods: EGA on left and right windows - Solo CAT Back - Black CAI - Black Carbon Fiber Bow-tie Vinyl - Switchback LED Turn Signal bulbs - HOD Headlight bulbs - Aqua interior LED bulb No longer owned: 1993 Camaro Z-28

04-25-2012, 10:27 AM	#48
swizlstik Drives: 2013 ZL1 Blue Ray Metallic Join Date: Nov 2011 Location: Lexington, SC Posts: 1,275 View My Garage	We have our 2009 Lexus RX, the 2010 2SS/RS, plus our house all on the same policy and it runs less then $150 per month. __________________