can't take it much more... must... order!! - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Brokinarrow · 05-08-2009, 10:54 AM

Ok, so I've been telling myself I was going to wait till later this year to buy/order a Camaro.... but I just want one sooner than that now!! I won't have nearly as much saved for a downpayment, but I can dealer with the larger payments.

My original plan was to wait till January and get my taxes done. I bought a house this year, so I'll be getting the nice $8,000 tax credit for that. So with that, I was going to pay off whatever is left on my Focus at that time, and I'd have money in savings for a downpayment (around 5,000 or so by then).

But... if I just go and order one now, I've been told I'd get it in October or so

So that would give me 6 months to save up a little bit of cash, and I think I'll still owe around... 6,000 on my Focus by then. Am i crazy? Do I need an intervention?

wullger · 05-08-2009, 10:58 AM

I -think- I remember reading that you could amend your 2008 return to claim that credit sooner rather than wait till next year. Ask your friendly neighborhood tax professional to see if that's true

If so, there's your Focus payoff and a little toward a Camaro

*CYA Disclaimer* I'm not a tax professional, that's just what I *think* I read. Check with a qualified professional to make sure.

Brokinarrow · 05-08-2009, 12:00 PM

Ooooooo, i will have to check into that, thanks!

redlightroxy · 05-08-2009, 02:40 PM

No, you're not crazy... that's EXACTLY what I did! I ordered now so that in 6 months I will have a beautifully sized down payment for the car of my dreams

Go for it!!

05-08-2009, 10:54 AM	#1
Brokinarrow Drives: 2012 Honda NC700x Join Date: Sep 2008 Location: Indianola, IA Posts: 5,317 View My Garage	can't take it much more... must... order!! Ok, so I've been telling myself I was going to wait till later this year to buy/order a Camaro.... but I just want one sooner than that now!! I won't have nearly as much saved for a downpayment, but I can dealer with the larger payments. My original plan was to wait till January and get my taxes done. I bought a house this year, so I'll be getting the nice $8,000 tax credit for that. So with that, I was going to pay off whatever is left on my Focus at that time, and I'd have money in savings for a downpayment (around 5,000 or so by then). But... if I just go and order one now, I've been told I'd get it in October or so So that would give me 6 months to save up a little bit of cash, and I think I'll still owe around... 6,000 on my Focus by then. Am i crazy? Do I need an intervention? __________________

05-08-2009, 12:00 PM	#3
Brokinarrow Drives: 2012 Honda NC700x Join Date: Sep 2008 Location: Indianola, IA Posts: 5,317 View My Garage	Ooooooo, i will have to check into that, thanks! __________________

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05-08-2009, 10:58 AM	#2
wullger Supercharged Drives: 2010 Camaro 2SS/RS Join Date: Apr 2009 Location: Tyler, Texas Posts: 1,576 View My Garage	I -think- I remember reading that you could amend your 2008 return to claim that credit sooner rather than wait till next year. Ask your friendly neighborhood tax professional to see if that's true If so, there's your Focus payoff and a little toward a Camaro CYA Disclaimer I'm not a tax professional, that's just what I think I read. Check with a qualified professional to make sure.