Question about insurance. - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

LVDran · 06-27-2012, 04:06 AM

I guess this goes out to anyone that might have had the unfortunate experience of having to deal with insurance companies due to a stolen or wrecked Camaro.

I've had some work done so far and am getting more done in the near future. I guess what im asking is, for insurance purposes is it a good idea to keep all reciepts for any work done (this i do anyway but again for insurance purposes)? Between performance mods, rims/tires and stereo equipment i've got about 7 grand invested in my car. And i'd rather not see all of that money go to waste if god forbid something were to happen to my car.

thanks for any help!

WildOne · 06-27-2012, 05:40 AM

Sometimes unless you have a rider your mods are not covered under regular auto insurance except maybe the radio. May want to check with your agent. Would def keep receipts and pics to back up just in case.

Sir Nuke · 06-27-2012, 06:05 AM

Quote:

Originally Posted by WildOne

Sometimes unless you have a rider your mods are not covered under regular auto insurance except maybe the radio. May want to check with your agent. Would def keep receipts and pics to back up just in case.

HorsePower-Freak · 06-27-2012, 08:39 AM

It's always good to keep receipts anyway, and Yes the radio is the only modification that is covered against "THEFT" and there has to be a police report. If you have a performance package added to the car (Hennessy, etc.) the receipt from the reputable dealer will be then added to the insurance coverage but only if your insurance company offers it. The best thing to do is like WildOne said...call your insurance company

two_wheel_mayhem · 06-27-2012, 08:43 AM

I knew a guy that wanted his motorcycle fixed that they wanted to total out.

He provided them with $13,000 worth of receipts, proving to them the motorcycle had more value so they gave him his way, his bike got fixed and his title stayed clear.

Motorcycles are much different than cars though. I am in no way advocating the repairing of totalled cars.

06-27-2012, 04:06 AM	#1
LVDran Drives: 2010 V6 Join Date: Jun 2012 Location: Las Vegas Posts: 116 View My Garage	Question about insurance. I guess this goes out to anyone that might have had the unfortunate experience of having to deal with insurance companies due to a stolen or wrecked Camaro. I've had some work done so far and am getting more done in the near future. I guess what im asking is, for insurance purposes is it a good idea to keep all reciepts for any work done (this i do anyway but again for insurance purposes)? Between performance mods, rims/tires and stereo equipment i've got about 7 grand invested in my car. And i'd rather not see all of that money go to waste if god forbid something were to happen to my car. thanks for any help!

06-27-2012, 05:40 AM	#2
WildOne the "crazy cat" lady Drives: 2010 2SSRS IOM & 2012 2SSRS Blk Vrt Join Date: Oct 2009 Location: Central FL Posts: 896	Sometimes unless you have a rider your mods are not covered under regular auto insurance except maybe the radio. May want to check with your agent. Would def keep receipts and pics to back up just in case. __________________ High Octane Club Mid Florida Camaro Club Current toys: 2010 IOM/IO 2SS/RS 6 spd "The Beast" ordered 8/22/09 - built 9/15/09 - delivered 10/8/09 2012 Black/IO 2SS/RS Convertible 6 spd "Beauty" ordered 5/31/11 - built 7/28/11 #3616 - 8/18/11 delivered 1998 Corvette Indianapolis Pace Car 6 spd "Indy" - "yep" the one with the yellow top!

06-27-2012, 08:43 AM	#5
two_wheel_mayhem Would rather be riding Drives: 2012 SS LS3 Join Date: Jul 2009 Location: Indiana Posts: 1,508	I knew a guy that wanted his motorcycle fixed that they wanted to total out. He provided them with $13,000 worth of receipts, proving to them the motorcycle had more value so they gave him his way, his bike got fixed and his title stayed clear. Motorcycles are much different than cars though. I am in no way advocating the repairing of totalled cars.