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Old 10-15-2012, 05:59 PM   #1
Minge
 
Drives: 2013 2SS
Join Date: Sep 2012
Location: Minneapolis
Posts: 270
Penfed loans, users, I have questions

At penfed's new car loan rates it appears on the surface to be a no brainer but I have a couple of questions for those who have used there service.

I could not find this information on the web site so instead I ask you fine folks.

Is there any penalty for early payoff? I could not find this addressed anywhere on the site.

Second I assume they are listed as lien holder on the title. How are they to deal with once you have paid off your loan?

Lastly just in general how is penfed's service?

Thanks in advance for your help and input.
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Old 10-15-2012, 06:23 PM   #2
bucklwi1
 
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Drives: Chevrolet Malibu
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Location: MA
Posts: 107
I dont think there are any early payoff penalties. I am paying more than is due and no issues.

I have not paid off yet, but they have excellent service so i bet they will get the title to you quickly once paid off
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Old 10-15-2012, 06:28 PM   #3
RJ111
 
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Drives: 2013 ZL1
Join Date: May 2012
Location: Gastonia, N.C
Posts: 258
I have paid off a few with penfed.No early penalties,and you get your title in no time.They are great to deal with.
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Old 10-15-2012, 07:00 PM   #4
Minge
 
Drives: 2013 2SS
Join Date: Sep 2012
Location: Minneapolis
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Super thanks, I am always a bit skeptical when you have a under market type lender and the service. I have an excellent credit union right here in my backyard but they are at 4 percent and that is just too high of a premium to pay. I asked if they would match penfed's ate but no go.

Last edited by Minge; 10-15-2012 at 07:12 PM.
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