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Old 12-17-2012, 02:38 AM   #18
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That is some pretty deep damage, for a V6.. i wana say it is totaled.
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Old 12-17-2012, 02:42 AM   #19
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Definitely looks totaled
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Old 12-17-2012, 03:08 AM   #20
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I would hope no one would try to fix that, it has structural damage.

Hope everyone has a speedy recovery.
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Old 12-17-2012, 07:19 AM   #21
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Same happend to me on a different car. An 18 wheeler ran over the front end of the car bending the pillars like yours. My INS totaled the car and pay it off, actually they gave me about 3K over and I use that for a down payment on my 2LT/RS.

Good to know you are ok. Hope to see you soon driving another beauty!!!
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Old 12-17-2012, 08:55 AM   #22
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With the airbag deployed and all i would say that is definitely totaled
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Old 12-17-2012, 09:03 AM   #23
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Ur F@#!ed
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Old 12-17-2012, 09:06 AM   #24
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Quote:
Originally Posted by Forcer View Post
That is some pretty deep damage, for a V6.. i wana say it is totaled.
. Yuup.........OP your ride was just Transformed into a V8. Glad the physical injuries were minor..........
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Old 12-17-2012, 09:06 AM   #25
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Back once upon a time when I worked for about 8 years as a claims adjuster - we used this formula to determine "total loss" - Replacement cost (actual cash value of a like- kind vehicle) minus salvage value. If repairs exceeded that number it was automatically a total. If the repair cost were close to that and there was potential to find a lot of hidden damage once the repair shop opened her up then I would push for it to be a total with the hopes I could squeeze a little more for the salvage value.

I can't say for certain what adjusters do today but my guess is that it isn't done much different. That would make a nice salvage car either to part out or rebuild.
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Old 12-17-2012, 09:06 AM   #26
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ACV (Actual cash value) less the estimated salvage value determines the threshold for a total loss.
In this case the salvage may bring 50% of the ACV.
This is the approxamate dollar amount the ins appraiser will need to total this car.
If he's smart he will reach that figure.
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Old 12-17-2012, 10:17 AM   #27
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Damage to the A pillar = totaled
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Old 12-17-2012, 10:22 AM   #28
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If it isn't a total i'd push for it to be. That pillar will result in a Frankenstein job. Sucks OP. where was this at? I'm in Tampa area too.
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Old 12-17-2012, 10:26 AM   #29
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If it isn't a total i'd push for it to be. That pillar will result in a Frankenstein job. Sucks OP. where was this at? I'm in Tampa area too.
i agree. you have frame damage. tell them to cut you a check and pick another one off the lot!
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Old 12-17-2012, 10:27 AM   #30
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Ouch... that had to hurt!! Hope you both are OK
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Old 12-17-2012, 10:31 AM   #31
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Except for the a-pillar the damage doesnt look to bad. The fender was simply peeled off, structure underneath looks pretty good.
RF fender, hood and bumper cover is all you need. Then there's that pesky a-pillar.
Put me down in the minority, I think it is repairable.
If the insurance totals it, that car will live again as a rebuilt salvage title.
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Old 12-17-2012, 10:33 AM   #32
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I wrecked a car where the A-pillar took a hit like that and the car got totaled without the airbags deploying. The car was only two years old with less than 11,000 miles on it. I would be amazed if it got repaired, but you never know. I also had a head on, on a one and half year old car with under 8,000 miles on it, that took $24,000 to repair when it was all said and done, and the jackasses repaired it. I didn't see that car for over three months.
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Old 12-17-2012, 10:35 AM   #33
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Airbags blowing dont necessarily anymore lead to a total loss. That used to be the case, but not so much anymore since they are MUCH cheaper.

I had FAR less damage(at least to the eye) to a 3 month old Subaru WRX STI and it was totalled. 17k in damage(t boned into A pillar)+150 days of rental car($4500)+possible transmission issues($7000 for a new trans installed at Subaru) since one wheel locked while the other 3 turned. Sticker on that car was around 37k. The adjuster in that case said when it gets close monetarily that its a judgement call. Also dont forget to bring up diminished value in the overall equation.
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Old 12-17-2012, 10:42 AM   #34
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OP - be wary of bravado talk. Read posts 26 and 27 - that is how it works. That A pillar is repairable. But the big question is how much will the total repair cost be. Just judging on the photos - I think it would be close to a total loss and you should work with the insurance adjuster with that in mind. IMHO I wouldn't want the car back and would approach it that way.

Remember start the conversation in a civil but firm way. Don't draw lines in the sand right up front. Stay firm but don't loss your cool. Why am I saying this. I handled thousands of wrecked cars as an adjsuter. I always appreciated working with car owners who were polite but firm and worked a little harder to help if there was a gray area or a little wiggle room that would help. I didn't feel quite that way for the blow hards who thought they knew my job better than me and jumped on me as I got out of my car telling me what I was going to do. Most of my peers were the same way. Just my 2 cent FWIIW.
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