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Old 08-29-2013, 10:00 AM   #1
qniknam
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It's my Birthday, 25. Insurance Discounts?

Does anyone really get an insurance discount when they turn 25 and are considered mature? Because with my fleet, I need a discount lol
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Old 08-29-2013, 10:30 AM   #2
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Man I doubt it. An insurance company will look for any excuse to jack, or keep jacked, your rates deslite all the crsp commercials claiming switching can save you a billion dollars.
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Old 08-29-2013, 10:43 AM   #3
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Talk to your agent about higher deductibles and low mileage discounts; you may get some savings with these unless you drive each car in your fleet a lot.
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Old 08-29-2013, 11:34 AM   #4
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lmao! im 42 with safe driver on my license and my ZL-1 is costing $150 per month to insure
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Old 08-29-2013, 12:09 PM   #5
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Mine's 305 every 6 months for the Z.
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Old 08-29-2013, 12:30 PM   #6
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depends on your company, but I saved a ton when I turned, 18, 21, 25 and I just turned 30, and each of those times I saved more. State farm is who I am with.
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Old 08-29-2013, 12:31 PM   #7
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Call around and get quotes. My rates range from 308 to 1100 for the GTO for full coverage with decent coverage amounts.
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Old 08-29-2013, 12:40 PM   #8
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Mine went down when I turned 25. But I hear if you are married you already get the discount.

Happy birthday!

Best regards,

Tyler
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Old 08-29-2013, 12:41 PM   #9
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25 with those rides? What do you do for a career? Lol
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Old 08-29-2013, 12:42 PM   #10
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25 with those rides? What do you do for a career? Lol
I knew I wasnt the only one wondering that.
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Old 08-29-2013, 12:48 PM   #11
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Ya, and ask him about his neighbor.
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Old 08-29-2013, 01:04 PM   #12
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I pay 500 a year for my ZL1 with geico, im 29, was allstate until I bought the Z
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Old 08-29-2013, 01:43 PM   #13
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Originally Posted by qniknam View Post
Does anyone really get an insurance discount when they turn 25 and are considered mature? Because with my fleet, I need a discount lol
It depends on the insurance company, who is your policy with?
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Old 08-29-2013, 02:15 PM   #14
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I knew I wasnt the only one wondering that.
I think he must have inherited the money from his rich grandma!

Haha totally kidding man, I'm hoping to get a discount when I turn 25. Get married...I hear that helps your rates go down!
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Old 08-29-2013, 02:51 PM   #15
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Originally Posted by Rohdeo16 View Post
I think he must have inherited the money from his rich grandma!

Haha totally kidding man, I'm hoping to get a discount when I turn 25. Get married...I hear that helps your rates go down!

Why would you try to sabotage him like that?! Never get married Lol
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Old 08-29-2013, 03:03 PM   #16
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insurance is a total scam! do u get any of that money back? one yr of driving safe no accidents or anything? nope! oh allsate has that good driver reward crap but you put in extra to get it back? all insurance is a scam! even health insurance! again if you do not see or visit a doctor for the yr or whatever do u see any of that money? nope! ok sorry im on one today look out! 25 and you have all these toys? not fair! you hiring? hook a brotha up? something! man!!!!
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Old 08-29-2013, 03:19 PM   #17
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Just call them and tell them straight up you want better rates because your fixing to shop around. You'll be surprised what they will do. Geico dropped mine bigtimes when they figured out I had the house, 5 vehicles a Harley and two boats insured with them.
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Old 08-29-2013, 03:22 PM   #18
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Originally Posted by Jer4251 View Post
I pay 500 a year for my ZL1 with geico, im 29, was allstate until I bought the Z
$500 per "year?". That's the lowest I have ever heard!
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Old 08-29-2013, 04:07 PM   #19
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$500 per "year?". That's the lowest I have ever heard!
He most likely has multiple vehicles and an extremely high deductible.

I pay $1560 a year for my ZL1 and X5 with a $250 deductible through Geico. I'm 30.
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Old 08-29-2013, 04:11 PM   #20
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A lot of the insurance rates depend on state laws. At 25 in TN, you get a pretty big break if you're single. Another break comes at 30. If you're married and 25, you get the bigger break earlier. Of course it depends on the ZIP code you live in, your driving record, coverages, credit score, and any multi-car/home policy package discounts.
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Old 08-29-2013, 04:55 PM   #21
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Quote:
Originally Posted by gafool View Post
insurance is a total scam! do u get any of that money back? one yr of driving safe no accidents or anything? nope! oh allsate has that good driver reward crap but you put in extra to get it back? all insurance is a scam! even health insurance! again if you do not see or visit a doctor for the yr or whatever do u see any of that money? nope! ok sorry im on one today look out! 25 and you have all these toys? not fair! you hiring? hook a brotha up? something! man!!!!
Yes!
Then when you need them, they don't want to pay.
Assholes.
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Old 08-29-2013, 04:58 PM   #22
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Ya, and ask him about his neighbor.
LOL! That made my day!
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Old 08-29-2013, 05:00 PM   #23
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Quote:
Originally Posted by Rohdeo16 View Post
I think he must have inherited the money from his rich grandma!

Haha totally kidding man, I'm hoping to get a discount when I turn 25. Get married...I hear that helps your rates go down!

Aahahahahahaha I saw that post and no, I'm a software engineer I have 3 jobs and I just paid my Charger off so my Jeep and the Camaro are whats being financed. I told my Insurance I own the house, they didnt' wanna have it. lol
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Old 08-29-2013, 05:16 PM   #24
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Aahahahahahaha I saw that post and no, I'm a software engineer I have 3 jobs and I just paid my Charger off so my Jeep and the Camaro are whats being financed. I told my Insurance I own the house, they didnt' wanna have it. lol
Haha awesome, I'm actually a website designer, one day maybe I'll get up on your level as a software engineer.
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Old 08-29-2013, 08:03 PM   #25
qniknam
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Haha awesome, I'm actually a website designer, one day maybe I'll get up on your level as a software engineer.
I'm sure you will! Where there is a will there is a way. My will is these cars. I'll find a way
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