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Old 06-12-2009, 01:32 PM   #1
Buby2
 
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Angry CASH or FINANCE 2010 Camaro's ???

Just would like to know how many of us paid cash and how many are financing and at what rate? and what down payment? I heard with 50% down and excellent credit one can get 4.9% Normal since there are no incentives I hear GMAC is like 8.2% Post your info for others. Every bit of info helps. Paying cash for mine unless I get 4.9%
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Old 06-12-2009, 01:40 PM   #2
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Cash (check!) for mine, but I have access to 4.5% at 100% through my Credit Union if I wanted (4 years, 6.5 for 5 or 6 years).
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Old 06-12-2009, 11:43 PM   #3
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Trade-in + GM Card earnings redemption + Cash
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Old 06-13-2009, 10:47 AM   #4
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next yeaar when I buy, I'm going to put 5k-10k. Finance the rest at any percent. I'll just be happy getting the car. My credit is less than perfect. If I could get 100%, Id order my car right now.
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Old 06-13-2009, 10:53 AM   #5
franknbeans
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I'm putting down 8k and getting a loan through Pen Fed credit union. 3.99%
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Old 06-13-2009, 10:59 AM   #6
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paying cash
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Old 06-13-2009, 11:09 AM   #7
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Quote:
Originally Posted by tjd24 View Post
Trade-in + GM Card earnings redemption + Cash
How much GM Card allowance did they let you use?
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Old 06-13-2009, 11:39 PM   #8
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How much GM Card allowance did they let you use?
I was able to use $1,093.00 in GM Card earnings redemption - that was my entire balance although I have the original card with no limit on redemption value as the later card is limited.

I did try to get either the GM Supplier Discount or the Credit Union member discount but the Dealer would not honor those as is their right under those programs. If I have been able to use either discount it would've been about $980 as I recall and I would've kept my earnings for a future purchase.

Along with my trade-in and GM Card my total cash out of pocket was ~$13,900. - not a bad deal to own a new legend...
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Old 06-13-2009, 11:45 PM   #9
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I got 100% financing at 3.8% at Randolph Brooks Federal Credit Union.
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Old 06-14-2009, 01:56 AM   #10
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A little of both

$12K down on $39K, $27K for 60 mo at 4.5%
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Old 06-14-2009, 01:58 AM   #11
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Don't forget the USAA Incentive

Don't forget if you are a USAA member, you can get $750 GM incentive on a 2010 GM car.
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Old 06-14-2009, 02:03 AM   #12
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Quote:
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Don't forget if you are a USAA member, you can get $750 GM incentive on a 2010 GM car.
But they will only give you 5% on a 60 month loan. They won't even match other financing institutions. It's crappy, really.... I got offered 4.4% in 2005 for my wifes car. USAA matched it. 4 years later and they won't do it. THIS SUCKS!

So, I'm paying 1/2 cash and 1/2 financing through Randolph Brooks. I am going to get 3.8, but might opt for the $600 extended warranty (not powertrain, since that is already at 5 years/100,000 miles....this warranty is for all the other little stuff). If I opt for that, my APR goes down to 3.55% for 66 months. Not bad at all.
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Old 06-14-2009, 11:26 AM   #13
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Quote:
Originally Posted by tjd24 View Post
I was able to use $1,093.00 in GM Card earnings redemption - that was my entire balance although I have the original card with no limit on redemption value as the later card is limited.

I did try to get either the GM Supplier Discount or the Credit Union member discount but the Dealer would not honor those as is their right under those programs. If I have been able to use either discount it would've been about $980 as I recall and I would've kept my earnings for a future purchase.

Along with my trade-in and GM Card my total cash out of pocket was ~$13,900. - not a bad deal to own a new legend...

Thanks for the info. I too have an original GM card - I redeemed $2700 on a 1999 Monte back in the day. Been saving up points ever since to own my own Legend. Yours is a beauty Much luck and thanks again.
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Old 06-16-2009, 10:42 AM   #14
tjd24
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Thanks for the info. I too have an original GM card - I redeemed $2700 on a 1999 Monte back in the day. Been saving up points ever since to own my own Legend. Yours is a beauty Much luck and thanks again.
Thanks - my best redemption was $2,200 on a 2001 Grand Prix. even though there's no limit to redemption as with the newer GM Card the $500 cap per year and losing any earnings over 5 years now keeps us at $2,500 max. We used another $1,500 on a 2005 Grand Prix, so over the 12+ years we've redeemed ~$4,700. Recent letter from GM indicates they're still supporting the card...
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Old 06-16-2009, 01:50 PM   #15
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Don't forget if you are a USAA member, you can get $750 GM incentive on a 2010 GM car.
Didn't know that. Thanks for the info.
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Old 06-16-2009, 01:54 PM   #16
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Penfed will allow 110% @ 3.99% for 60 months
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Old 08-09-2009, 07:36 AM   #17
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3.99% 60mo 13k out of pocket.
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ORDERED: April 15, 2009 Est. Delivery: August, 2009?

STATUS:60!!! DELIVERED!!!!!!
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