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Old 06-19-2009, 03:56 PM   #1
Verio
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Financing?

So, I just found out my TPW is 6/29. Wonderful! However, Capital One is only offering 105% of INVOICE, so I wanted to look at some other options.

Where did ya'll finance at?
I'd hate to wait to get to the dealer to go through GMAC, as a last resort. Not saying GMAC is bad, I just don't want to be in a pickle when I get to the dealer to pickup.
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Old 06-19-2009, 04:06 PM   #2
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I got my TPW of 6/29 as well today and I have the same exact question. I was looking at Capital One, but I'm not sure what the other options are in the area. Any good credit unions in MA?
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Old 06-19-2009, 04:13 PM   #3
Verio
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Quote:
Originally Posted by 69Firebird View Post
I got my TPW of 6/29 as well today and I have the same exact question. I was looking at Capital One, but I'm not sure what the other options are in the area. Any good credit unions in MA?
Well, Capital One would put me at like 5K out of pocket, which I really did not want to do. Ugh!
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Old 06-19-2009, 04:39 PM   #4
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I wonder why is it not 105% of MSRP?
Weird, sometimes people are upside down on their trade.
Anyway, you asked who I financed with - AAA Northern New England 4.25%
I had put a $500 deposit down months ago and that lowered the loan amount.
Here's their rates:

New & Used Auto Purchase & Refinance
4.50% 100% for up to 72 months
4.25% with AUTOPAY OPTION ***

I see you are from Mass, maybe check with AAA in your area.

Hope it helps, good luck.
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Old 06-19-2009, 07:48 PM   #5
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Northeast Credit Union 4.24% - 60 month
4.99 base
1/4% off if you have a Visa with them
1/4% off if you have direct deposit setup with them
1/4% off if you have checking account and use billpay
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Old 06-20-2009, 12:55 PM   #6
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Thumbs up

Rockland Trust has LOW rates as well and are loctaed in MA.
Look'em up on google. GOOD LUCK!
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Old 07-21-2009, 08:33 PM   #7
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I went through the finance manager at my dealership and got 4.29%. I believe the bank was Citizens Bank
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