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Old 04-30-2013, 11:30 PM   #1
Hitman84
 
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USAA $750 off with insurance only or banking?

Might be a silly question but the $750 discount with Chevy only apply to insurance or is it also available to banking members? I ask mainly because as we know, banking is available to anyone and they have pretty decent loan rates.
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Old 04-30-2013, 11:36 PM   #2
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Originally Posted by Hitman84 View Post
Might be a silly question but the $750 discount with Chevy only apply to insurance or is it also available to banking members? I ask mainly because as we know, banking is available to anyone and they have pretty decent loan rates.
Only available to FULL members w/ insurance privileges.
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Old 04-30-2013, 11:37 PM   #3
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Only available to FULL members w/ insurance privileges.
thanks
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Old 05-01-2013, 08:40 AM   #4
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If you are able to get the insurance I highly recommend it. With all my discounts (military member, old age, married, great driver, multi-car, multi-line, accounts in good standing) I save quite a bit of money.

Remember it's not just for service members, their family can get it too. My wife was given her own account immediately when I signed up.
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Old 05-01-2013, 08:42 AM   #5
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If you are able to get the insurance I highly recommend it. With all my discounts (military member, old age, married, great driver, multi-car, multi-line, accounts in good standing) I save quite a bit of money.

Remember it's not just for service members, their family can get it too. My wife was given her own account immediately when I signed up.
You can also pass it down one generation.
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Old 05-01-2013, 09:08 AM   #6
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Yah I don't have any immediate family members who serve.
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Old 05-01-2013, 09:08 AM   #7
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You no longer have to be an officer or on active duty. If you are or were in the services, active or reserve you are eligible for USAA membership.
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Old 05-03-2013, 11:00 PM   #8
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Only available to FULL members w/ insurance privileges.
according to this site.
http://www.nadaguides.com/Cars/2013/...es-and-Rebates

Banking members indeed can get the $750 cash.
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Old 05-03-2013, 11:19 PM   #9
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Originally Posted by Hitman84 View Post
according to this site.
http://www.nadaguides.com/Cars/2013/...es-and-Rebates

Banking members indeed can get the $750 cash.
Read Again... #2 just states if you don't have insurance to show the dealer you can call and get an e-mail authorization which proves you are a FULL member and COULD get insurance if you wanted.

Regular banking customers with no military affiliation will not be eligible for insurance or the 750.


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Quote:
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You no longer have to be an officer or on active duty. If you are or were in the services, active or reserve you are eligible for USAA membership.
Correct... but it's even more open than that. If your father was a member then you are eligible. My son is a full USAA member and has never been in the military.
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Old 05-03-2013, 11:24 PM   #10
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I think you're reading it wrong.
it says you must be a USAA Member. Doesn't say you MUST be a USAA Insurance Member. Because statment 2 specifically says if you don't have insurance to call the number and get an authorization code which then goes in your chevy dealer folder.
The card or policy is only required because it must be in your deal folder with your chevy dealer.
The way it is worded is if you don't have USAA insurance, not have proof to show

Also the number provided to call goes right to the banking services, not usaa insurance.
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Old 05-03-2013, 11:59 PM   #11
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Originally Posted by Hitman84 View Post
I think you're reading it wrong.
it says you must be a USAA Member. Doesn't say you MUST be a USAA Insurance Member. Because statment 2 specifically says if you don't have insurance to call the number and get an authorization code which then goes in your chevy dealer folder.
The card or policy is only required because it must be in your deal folder with your chevy dealer.
The way it is worded is if you don't have USAA insurance, not have proof to show

Also the number provided to call goes right to the banking services, not usaa insurance.
Read it any way you want. There is a long history behind this incentive and it's been covered extensively in many threads.

Back in 2009 people were gaming the system and basic banking users were getting the discount. GM and USAA tightened it up and added the wording that you are now reading. GM figured out that the insurance card meant they were full members so that's what they use in place of an actual membership card (which USAA used to give out). If you don't have insurance to prove membership it then you have to contact USAA and get the e-mail proof. Otherwise a simple debit or credit card would work.

A dealership is at risk if they give this to just banking members. The money does not come out of the dealerships pocket and they will be glad to give it to you if you qualify

If you don't believe me, ask Becky. Everyone believes Becky..

EDIT: Here you go...
http://www.camaro5.com/forums/showthread.php?t=159802


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Old 05-04-2013, 12:10 AM   #12
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I'm not trying to argue or say I don't believe you, I'm simply pointing out the way it's written, again the way it's stated and read it's not requiring insurance customer, simply a USAA member. You can be a banking member and not insurance customer.
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Old 05-04-2013, 12:12 AM   #13
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I'm not trying to argue or say I don't believe you, I'm simply pointing out the way it's written, again the way it's stated and read it's not requiring insurance customer, simply a USAA member. You can be a banking member and not insurance customer.
I give... call the number, ask for the Auth code and report back.

I guess it's written wrong because it doesn't fully explain what's going on with #2

Here's another good explanation from the other thread.

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Old 05-04-2013, 12:14 AM   #14
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If I'm wrong, I'm wrong. I opened a savings account for the hell of it. Can't hurt, right?
I'll report back either way once the week day hits.
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Old 05-04-2013, 12:16 AM   #15
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If I'm wrong, I'm wrong. I opened a savings account for the hell of it. Can't hurt, right?
I'll report back either way once the week day hits.
Seriously it will be the best account you ever had... even if you can't get the insurance... or the 750

Go for it..
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Old 05-07-2013, 07:52 PM   #16
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I got the print out and when the dealer worked up the deal he included the USAA discount. But!, I got the deal because I went to USAA before I ordered and they pointed me toward the USAA affiliated Dealer in my area, Which was not necessarily the dealer I usually deal with. 25 miles away but 750 bucks is worth it!
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Old 05-07-2013, 07:56 PM   #17
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I got the print out and when the dealer worked up the deal he included the USAA discount. But!, I got the deal because I went to USAA before I ordered and they pointed me toward the USAA affiliated Dealer in my area, Which was not necessarily the dealer I usually deal with. 25 miles away but 750 bucks is worth it!
You could have gotten it at any dealer. Being on the USAA list doesn't matter.

I've used it twice and it's never been at a USAA preferred dealer. The first time in 2009 I handed them my USAA loan check and the finance guy told me about the discount. We just changed the figures and used the discount.
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Old 05-07-2013, 11:12 PM   #18
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Wish I had known that. Would save travel time. But still even without the discount made a better deal there. Asked the Sales "Parking Lot Troll" at the local dealer about USAA and he did not know anything about it. Also when I said I knew what he had in inventory and what was at other dealers to get and wanted to order...He came up with every car I had offered to me at every dealer I visited.. He did not want to Deal. Ended up with Internet Sales guy who I think did me right with everything.
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Old 05-07-2013, 11:25 PM   #19
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Wish I had known that. Would save travel time. But still even without the discount made a better deal there. Asked the Sales "Parking Lot Troll" at the local dealer about USAA and he did not know anything about it. Also when I said I knew what he had in inventory and what was at other dealers to get and wanted to order...He came up with every car I had offered to me at every dealer I visited.. He did not want to Deal. Ended up with Internet Sales guy who I think did me right with everything.
That's what C5 is for... research here and you end up knowing more than your local salesman.

Actually, if I had a choice I would use the USAA dealer just because.

Glad you got what you wanted and took advantage of a nice discount.
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