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Old 06-26-2013, 05:20 PM   #1
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Step 1 - Insurance!

Good news! I called the insurance company today to get a quote on what a 2013 2LT/RS Camaro would be for me (17 year old) and it was actually a pleasant surprise!

With my 2005 Chevrolet Silverado Z71, I add about $156/mo to our insurance... Well I was informed during the short conversation that with my discounts for good grades and OnStar, the camaro would actually be CHEAPER!

The lady over the phone informed me that my insurance would actually go down $6 a month, putting me at $150 a month for a 2013 2LT/RS Camaro.

UH-MAY-ZING. How much do you guys pay for insurance? I believe I am getting an awesome deal with that quote, especially since I am only 17...

P.S.- I also figured my payments out to be $368/mo.... not too shabby.... Now to decide WHEN I am going to get it... hmmmm
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Old 06-26-2013, 05:24 PM   #2
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I think thats a pretty good deal.. but here in Cali I pay $149 /month for full coverage on my 2013 SS.
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Old 06-26-2013, 05:25 PM   #3
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I have been paying $566 a month for the past 8 months.
Now I moved to a different place and my quote dropped down to $400
19 y/o, 1 accident at fault and <1 year driving experience.
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Old 06-26-2013, 05:26 PM   #4
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Quote:
Originally Posted by DarkneZZ View Post
I have been paying $566 a month for the past 8 months.
Now I moved to a different place and my quote dropped down to $400
19 y/o, 1 accident at fault and <1 year driving experience.
THATS RIDICULOUS.
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Old 06-26-2013, 05:27 PM   #5
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Quote:
Originally Posted by 13FastBlkSS View Post
I think thats a pretty good deal.. but here in Cali I pay $149 /month for full coverage on my 2013 SS.
How old are you?
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Old 06-26-2013, 05:34 PM   #6
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$790/year, 100,000/300,000/100,000.
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Old 06-26-2013, 05:36 PM   #7
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Quote:
Originally Posted by Kleeeb View Post
How old are you?
24
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Old 06-26-2013, 05:44 PM   #8
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Quote:
Originally Posted by Kleeeb View Post
Good news! I called the insurance company today to get a quote on what a 2013 2LT/RS Camaro would be for me (17 year old) and it was actually a pleasant surprise!

With my 2005 Chevrolet Silverado Z71, I add about $156/mo to our insurance... Well I was informed during the short conversation that with my discounts for good grades and OnStar, the camaro would actually be CHEAPER!

The lady over the phone informed me that my insurance would actually go down $6 a month, putting me at $150 a month for a 2013 2LT/RS Camaro.

UH-MAY-ZING. How much do you guys pay for insurance? I believe I am getting an awesome deal with that quote, especially since I am only 17...

P.S.- I also figured my payments out to be $368/mo.... not too shabby.... Now to decide WHEN I am going to get it... hmmmm
Kleeeb,

Glad to see you're excited! We're happy for you and hope that the judgement day for you to decide on when you're getting that 2013 2LT/RS Camaro is soon.

All the best,

William R.
Chevrolet Customer Care
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Old 06-26-2013, 05:50 PM   #9
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Yeah... I went from a car worth $10k to my 2LT and my insurance went down as well. I just don't understand insurance.

I'm 19 and I pay $125 a month for my insurance.

When I was 17 I payed $135 a month.

...I was also incredibly surprised. When I found that out about the insurance that is when I knew I was getting a Camaro.
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Old 06-26-2013, 06:01 PM   #10
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When you get older the insurance is cheaper...2ss/rs for like 60$ full coverage new vehicle replacement.......they figure how safe the car is how powerful and how prone to accidents, or to damage other vehicles, you age is a big one, your driving record, your state you live in and its propensity to have accidents due to weather ,and how far you drive every year and to work and back...(if you have good insurance this matters). I use 21st century....formerly AIG.. nobody has ever beat them while checking rates I have over and over and wasted time doing it. And they even have a internet sign up discount and paperless discount. Good luck
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Old 06-26-2013, 06:08 PM   #11
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Old 06-26-2013, 06:09 PM   #12
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Quote:
Originally Posted by DarkneZZ View Post
I have been paying $566 a month for the past 8 months.
Now I moved to a different place and my quote dropped down to $400
19 y/o, 1 accident at fault and <1 year driving experience.
That's ridiculous! Thats more than a car payment lol
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Old 06-26-2013, 06:29 PM   #13
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Quote:
Originally Posted by SSeniorMoment View Post
$790/year, 100,000/300,000/100,000.
what does 100,000/300,000/100,000 mean? And MAN that is cheap
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Old 06-26-2013, 06:59 PM   #14
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I pay 53 a month full coverage, w a 1000 deductible. 39 years old, married w children. Multi car discount, multi policy discount. Credit score 789.
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Old 06-26-2013, 07:33 PM   #15
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50 bucks a month. Middle-aged, married, 99th percentile credit score.
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Old 06-26-2013, 08:02 PM   #16
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50 bucks a month. Middle-aged, married, 99th percentile credit score.
Thats awesome Thanks for sharing!
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Old 06-26-2013, 08:11 PM   #17
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Quote:
Originally Posted by DarkneZZ View Post
I have been paying $566 a month for the past 8 months.
Now I moved to a different place and my quote dropped down to $400
19 y/o, 1 accident at fault and <1 year driving experience.

That is just nuts, that is more than my monthly payment on the Camaro and my Cruze put together.
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Old 06-26-2013, 08:14 PM   #18
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62 month
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Old 06-26-2013, 08:17 PM   #19
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$93 for my Cruze and Camaro
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Old 06-26-2013, 08:18 PM   #20
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Quote:
Originally Posted by christianchevell View Post
When you get older the insurance is cheaper...2ss/rs for like 60$ full coverage new vehicle replacement.......they figure how safe the car is how powerful and how prone to accidents, or to damage other vehicles, you age is a big one, your driving record, your state you live in and its propensity to have accidents due to weather ,and how far you drive every year and to work and back...(if you have good insurance this matters). I use 21st century....formerly AIG.. nobody has ever beat them while checking rates I have over and over and wasted time doing it. And they even have a internet sign up discount and paperless discount. Good luck
I did an extensive search about two years ago and 21st was the second lowest I found, only company that beat them was Erie which I switched to from allstate. Erie was half of what all state was and the coverage was better spec wise. Erie is an east coast company so you probably can't find it outside of the Mid atlantic/north east area
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Old 06-26-2013, 08:21 PM   #21
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I'm at about 105 a month in NJ for a 2013 SS 1le
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Old 06-26-2013, 08:33 PM   #22
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Wow what insurance company's are you guys using?
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Old 06-26-2013, 08:39 PM   #23
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33 y/o $89 month full coverage and $200 deductible with AIC
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Old 06-26-2013, 08:47 PM   #24
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Old 06-26-2013, 09:00 PM   #25
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$84.00 a month full coverage w/ $100 deductible...
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