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5th Gen Camaro SS LS LT General Discussions General 5th generation Camaro topics not covered by other subforums.

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Old 07-19-2013, 11:41 AM   #1
EastFootball28
 
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Looking to purchase a Camaro

Hey, guys! My name is Kurt. I will be turning 16 in a few short months and am looking to buy a used Camaro. I just love these cars. I can't decide between the 2SS and the 2LT. This is mainly because of insurance costs. Does anyone know what insurance may cost? Also, any suggestions? I believe they give a discount for good grades and I have a 4.0. Maybe that would help? I just am in love with the Camaro.
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Old 07-19-2013, 11:42 AM   #2
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Insurance company will know. Give them a call.
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Old 07-19-2013, 11:44 AM   #3
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Insurance for a 16 y/o is going to be insane. I'm guessing close to 5K a year for full coverage for a V6, $7,500 for an SS. And yea, no grade discounts.
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Old 07-19-2013, 12:12 PM   #4
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Try to go on parents policy if possible imo no comparison get the ss for sure...work at dealer in pa not sure where u are in ohio may be ablt to help you out
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Old 07-19-2013, 12:14 PM   #5
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Quote:
Originally Posted by EastFootball28 View Post
Hey, guys! My name is Kurt. I will be turning 16 in a few short months and am looking to buy a used Camaro. I just love these cars. I can't decide between the 2SS and the 2LT. This is mainly because of insurance costs. Does anyone know what insurance may cost? Also, any suggestions? I believe they give a discount for good grades and I have a 4.0. Maybe that would help? I just am in love with the Camaro.
Hello EastFootball28,

Congratulations to you on performing so well in school. That is definitely something to commend. Unfortunately, we do not offer any discounts for that accomplishment. I think you are referring to insurance companies who may have discounts for coverage's. We wish continued success to you.

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Old 07-19-2013, 12:24 PM   #6
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It's going to cost almost as much or more than the car per month. Also this chevy customer spc spam stuff it stupid mods need to delete them already.
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Old 07-19-2013, 12:39 PM   #7
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I was in your shoes 4 years ago when I tuned 16, and I was thinking the same thing your thinking. Trust me the insurance isn't worth it right now. Get something you can learn to drive in and not worry about getting a few dings and things in, then in a few years after you can prove your driving prowess to the insurance companies and your parents probably then you can look into the V6. V8 is going to be out of the question really until at least 21-25 or so if your worried about insurance cost. I finally bought a camaro a few weeks ago and its a 2010 v6 and I got a fairly good deal on insurance but only because I have been driving now for just under four years with no accidents or tickets. So if I were you I would get something to learn to drive in, something your can get comfortable with then in a few years turn back to the camaros. Trust me they will still be just as cool and just as fun to drive and good for you they will be even more widely available on the used car market and insurance will be even less.
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Old 07-19-2013, 12:42 PM   #8
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Oh boy .......we got another one.
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Old 07-19-2013, 01:02 PM   #9
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Do you and your parents a favor and buy a Kia.
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Old 07-19-2013, 01:07 PM   #10
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Some insurance companies will allow your parents to have it on their policy and add you as an "incidental" driver, meaning it's not your daily driver, but you are covered should you drive it.

State Farm does that and it can save you a nice chunk of change. Otherwise, like everyone said, your insurance is going to be sky-high! Especially at age 16.

Welcome to the forum! Good luck with the car search!

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Old 07-19-2013, 01:10 PM   #11
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If you think you are ready for a Camaro by all means go for it. You will stick out at school.. kids will be jealous and i'm sure someone will violate your camaro somehow!

For insurance it all depends on your driving record but you don't have one so your looking at paying a lot for insurance depending on if you buy the car outright or if you take out a loan your going to want full coverage. I know when i was in school I got a discount on my insurance for having good grades but that went away right after I got my first speeding ticket.

Like someone said before me, buy a beater car... save your money you have now and get the Camaro down the road when you are more responsible. Maybe in a couple years there will be another car you want more then the camaro.

Good luck.
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Old 07-19-2013, 02:10 PM   #12
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I am 17 and pay close to 7k a year for my 2SS/RS
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Old 07-19-2013, 02:29 PM   #13
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It's going to cost almost as much or more than the car per month. Also this chevy customer spc spam stuff it stupid mods need to delete them already.
It's not spam. Chevy customer service has helped A LOT of people on this forum resolve issues....
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Old 07-19-2013, 02:31 PM   #14
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I am 17 and pay close to 7k a year for my 2SS/RS
WHAT!!!
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Old 07-19-2013, 03:11 PM   #15
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Can you have a license at 16?

Go for it if you got the funds for it, but being young, I think it would be more of a headache.

When I was 16 I drove a 95 Saturn...loved that thing.
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Old 07-19-2013, 03:14 PM   #16
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It's not spam. Chevy customer service has helped A LOT of people on this forum resolve issues....
Thank you LSXaddict,

We really appreciate your support and we do all we can to add value and assist here on the forum.

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Old 07-19-2013, 03:25 PM   #17
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I was in your shoes 4 years ago when I tuned 16, and I was thinking the same thing your thinking. Trust me the insurance isn't worth it right now. Get something you can learn to drive in and not worry about getting a few dings and things in, then in a few years after you can prove your driving prowess to the insurance companies and your parents probably then you can look into the V6. V8 is going to be out of the question really until at least 21-25 or so if your worried about insurance cost. I finally bought a camaro a few weeks ago and its a 2010 v6 and I got a fairly good deal on insurance but only because I have been driving now for just under four years with no accidents or tickets. So if I were you I would get something to learn to drive in, something your can get comfortable with then in a few years turn back to the camaros. Trust me they will still be just as cool and just as fun to drive and good for you they will be even more widely available on the used car market and insurance will be even less.
^^^ Great advice here... from one who's been in your shoes! ^^^
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Old 07-19-2013, 03:26 PM   #18
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If money is not an issue, then please do get a Camaro. When you're 80 you'll have some incredible memories from this car. The SS with LS3 and a catback exhaust, just a bolt on, will permanently hold a place in your memory. When you have Alzheimer's you'll still remember the sound of this thing starting up cold in your garage.

However, if money is an issue, the astronomical expense of premium gas, insurance, etc, will utterly cripple you.
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Old 07-19-2013, 03:52 PM   #19
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Just get a car that is good on gas. In high school I would worry about other drives your age driving poorly and denting the car. That is a headache you can mitigate with a cheaper car.

You shouldn't waste money on insurance, when you will grow out of that with time and experience.
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Old 07-19-2013, 03:52 PM   #20
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Quote:
Originally Posted by snaphappy View Post
If money is not an issue, then please do get a Camaro. When you're 80 you'll have some incredible memories from this car. The SS with LS3 and a catback exhaust, just a bolt on, will permanently hold a place in your memory. When you have Alzheimer's you'll still remember the sound of this thing starting up cold in your garage.

However, if money is an issue, the astronomical expense of premium gas, insurance, etc, will utterly cripple you.
+1 on the gas
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Old 07-19-2013, 03:53 PM   #21
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My first car was a gold/tan interior four door auto 1995 Oldsmobile Cutlass...everybody should have a junky first car. That way when you work hard and save up, you appreciate your Camaro when you get it.

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Old 07-19-2013, 04:41 PM   #22
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If you are that hooked on have to have a Camaro at barely 16 I would buy a Camaro LS and have fun with it then after a few years of owning it then you can trade up to an SS. Otherwise you should probably wait til you are 21-25 to buy an SS, and just buy something to beat around in for a few years.

What I said & what others have said is not what any 16 year old wants to hear, but you've got to trust the elders who have already had their place in your shoes. I got a 4th Gen LS1 at 17 years old but that was after I had bought a car myself for $350 and fixed the few minor things wrong as my first car, I took care of the car, had it custom painted for $1000 and it was a lot of fun to drive & cruise in until I made the upgrade to an LS1 and again I babied that car until the day I sold it. I ended up getting $2000 more than the KBB sale value on it too.
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Old 07-21-2013, 12:20 AM   #23
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Im 16 and have a 1LT, Was originally gonna get a 1SS but then Insurance quoted me 525$ a month FULL coverage on my parents insurance. Now my insurance on the lt is about 300$ Still a lot, but much better. Go for the lt and then hit up the v8 when you graduate, and trust me. The v6 has MORE than enough power to get you into a lot of trouble and or seriously hurt your self. Good luck!
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Old 07-21-2013, 02:41 AM   #24
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I got my 2SS/RS at 16 and I still have it at 18 and ive paid around 1800 a month in insurance per year so Id definitely say its worth it.
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Old 07-21-2013, 06:41 AM   #25
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I know this is shocking coming from the Camaro addicts but spend some money on college prep.. in long run you will buy any Camaro you want !!!
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