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Old 08-24-2009, 05:47 PM   #1
Van
 
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$4k as additional down -- or mods? If so which mods?

So I'll have $24k to put as a down payment on the Camaro. I've been comtemplating as to whether or not to put only $20k down and use the 4k for other things....
  1. I know eventually I'd like to do a big HP mod on the car...probably using the single turbo setup, but just not sure because that's going to be 3-5 years down the line. If I did any engine stuff now...it'd probably be a cat-back for the time being to eliminate any compatibility issues with the "big mod" later on and to make sure I won't have any drivetrain warranty issues for the time being.
  2. I'd like to get painted-on stripes
  3. I'd like to get wheels (not sure on width or brand or anything yet). Thinking of doing something with all four wheels being the same width to allow for rotation.
  4. I'm a big handling/suspension nut, and would like to get the Pedder Xa coilovers w/ a rear sway...basically do a suspension upgrade. Though I'm not sure how bad the car is stock yet to decide what precisely needs to be done.
  5. Or I can say fugg it and go ahead and just put all 24k on the car and pay the thing off early (I plan on financing for 60 mts and paying off in 24-30 mts)

Obviously, 4k isn't going to allow for all of it to be done at once; so what would you all choose to do with the 4k for first mods?
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Old 08-24-2009, 05:50 PM   #2
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Sounds like that you want to do a lot to it. Will this be your Daily Driver?
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Old 08-24-2009, 05:57 PM   #3
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Yea its a daily...or perhaps 40% Camaro and 60% my truck.
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Old 08-24-2009, 06:01 PM   #4
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Your going to need A LOT more than 4k to do those mods..you have expensive taste.

XA run around 1800 dollars.
Nice wheels around 3k (depending on what you go with) Cast will be cheaper
Big HP always means BIG DOLLARS. Single turbo 6995 which right now is pretty good. Most TT kits run around 10k. Assuming you do not break anything.
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Old 08-24-2009, 06:05 PM   #5
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I know this...that's why I'm trying to figure out of the list, which to do first. I'll go back and rephrase the original post because it seems apparent that I didn't make that clear.

I can do the wheels alone pretty much...possibly wheels and suspension if I can find a good deal. Or I can do the catback and the stripes and some lighter suspension mods...

etc

etc

etc
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Old 08-24-2009, 06:11 PM   #6
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Well we sell custom 3 piece wheels that retail for 5580 for 4200. To give you an idea. I can sell suspension parts but not coilovers yet.
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Old 08-24-2009, 06:15 PM   #7
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I'll be looking for a 2 piece or monoblock more than likely...but again...not sure yet. Hoping folks on here can give some opinions and rationale.
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Old 08-24-2009, 06:19 PM   #8
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You do have a cool list of things that you are planning. I would keep 4 to 5gs and do some mods right away. the turbo or s/c will wait till warranty is over im assuming. 4gs should get your stripes, a catback, headers, and be well on your way to that set of wheels you want.
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Old 08-24-2009, 06:20 PM   #9
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It's up to you ultimately, but if it were me I'd put the 20k down..get the painted stripes and exhaust. Next I'd start working on the suspension and sway bars.
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Old 08-24-2009, 06:46 PM   #10
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Put the 24K towards the car...the car by itself should be fun for a long time...after it's not as much fun anymore you'll have it paid off and the new mods will make it fun again...
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Old 08-24-2009, 08:03 PM   #11
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There will always be mods. 4K down is 4K less to worry about.
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Old 08-24-2009, 08:15 PM   #12
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Quote:
Originally Posted by fsuredneck View Post
There will always be mods. 4K down is 4K less to worry about.
I'd be more interested in getting the car covered before you start investing in it. I'm sure that you want to enjoy it stock for a bit before you put some expensive pieces of work into it. When the beauty of your new Camaro fades a little, rejuvenate it with some high-quality custom improvements.
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Old 08-24-2009, 08:22 PM   #13
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I'd put the money down towards the car. Mods are fun and a "must" in my book, but your financing an extra 4 grand for the car. Although it won't be much, you'll be paying extra just to have your car modded a couple months earlier.
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Old 08-24-2009, 08:31 PM   #14
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Thats easy on one hand you pay more upfront for less than the car you want , on the other hand you pay less and get the mods you want right away , 24,000 is a lot of money to put down on a car , heck you only put a few thousand on a house sometimes
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Old 08-24-2009, 09:00 PM   #15
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How high a monthly payment you willing to have?

If i had that much cash on hand, i would put 7K down have payments of $595 a month and then use the 17K for all the mods you want to do.

Turbo
Headers
Exhaust
CAI
Tune
Wheels
Suspension

All that would probably be around 15K
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Old 08-24-2009, 09:03 PM   #16
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Additional down,. IMO, get the car paid off asap. THen you will be able to take your future savings and dump it all on the car.
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Old 08-24-2009, 09:22 PM   #17
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I would put the $4k on the down payment. The faster it is paid off the more of your paycheck you can save for mods, and the faster you can get rid of all the unnecessary bills you have to pay because it is financed.
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Old 08-24-2009, 09:31 PM   #18
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Thanks for all the replies thus far!

I'm leaning towards putting it all on the car...but its hard to not indulge when the money's just....there. I know that coming from the EVO the handling straight away might be something I may not be able to swallow given all the understeer talk.

Perhaps I will put 22k on the car, save 2g's for the pedders. If the car's handling ends up being intolerable, than I'll put it towards some suspension bits. If I can swallow it, than I'll just put the 2k towards the principle.
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Old 08-24-2009, 09:39 PM   #19
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Quote:
Originally Posted by Van View Post
Thanks for all the replies thus far!

I'm leaning towards putting it all on the car...but its hard to not indulge when the money's just....there. I know that coming from the EVO the handling straight away might be something I may not be able to swallow given all the understeer talk.

Perhaps I will put 22k on the car, save 2g's for the pedders. If the car's handling ends up being intolerable, than I'll put it towards some suspension bits. If I can swallow it, than I'll just put the 2k towards the principle.
If you are just driving the car around town or back and forth to work you won't really notice the understeer. The only people I've seen comment on it was those who actually put the car on a road course.
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Old 08-24-2009, 09:44 PM   #20
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I have not noticed the understeer at all. Most of the articles written are from "pro" drivers that know what the car should feel like. I am not a pro and just drive it and to me feels like it handles pretty dang good.

To me anyways it's a Muscle car that is suppose to go in a straight line, if i wanted autocross performace would have gotten something made for that.
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Old 08-24-2009, 09:51 PM   #21
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Put it all towards the car...don't give the bank any more interest money than necessary.
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Old 08-24-2009, 09:52 PM   #22
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put the 4k down and pay it off quicker.
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Old 09-06-2010, 08:23 AM   #23
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its a tough one. ill be in the same situation soon...decent amount of cash and wondering if i should throw it all at the car or save some for some nice rims..ill prob keep the stock tires..plus im figuring to spen 5k or so on my 97firebird formula...any thoughts??
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Old 09-06-2010, 08:24 AM   #24
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Use it the $4K as an additional down payment. For every grand you put down, your payment drops about $20.

Worry about the mods AFTER the factory warranty expires.
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Old 09-06-2010, 09:29 AM   #25
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CAI, headers and tune is the best way to go, 50 more hp with incredible noise.
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