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Camaro Price | Ordering | Tracking | Dealers Discussions Discuss pricing and ordering experiences.

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Old 09-03-2009, 09:07 AM   #1
JesseJames
 
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GMAC and those who go with them

Thanks to Capital One's No hassle about hassling you policy, my eye has been eyeballing GMAC financing. Capital One is a nightmare as many know and I want to know if anyone has much troubles with GMAC.. or special notes of interest.

Really really considering jumping ship and going with this company
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Old 09-03-2009, 09:13 AM   #2
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you need 720 credit score or better
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Old 09-03-2009, 09:18 AM   #3
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Firestone_ss is correct, to get a good rate with gmac you need a good credit score. They gave me 5% rate with a good credit score.
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Old 09-03-2009, 09:49 AM   #4
ahart04
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i already found a loan at a cred. union for 5.7% but just today i talked to my dealer and he said they could probably beat that. i'm gonna let him give it a go, maybe i can get out of my 10% req'd. down payment. btw cred score of 721.
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Old 09-03-2009, 09:53 AM   #5
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I've only had them 2 months but they've been fine for the Malibu. That was a promo 0% APR though...
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Old 09-03-2009, 10:07 AM   #6
homerlex
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I got 4.09% with GMAC (good credit score). At first they offered 4.89. I told them I could get 4.75 through a credit union. The dealer went back to GMAC and they offered 4.09 for any term up to 60 months.
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Old 09-03-2009, 11:26 AM   #7
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PenFed

Take a look at penfed.org. I do all of my loans thru them online and they are great. 3.99% up to 60mo. Approved and waiting on my ABM 2SS to be built next week....
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Old 09-03-2009, 11:58 AM   #8
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Quote:
Originally Posted by JesseJames View Post
Thanks to Capital One's No hassle about hassling you policy, my eye has been eyeballing GMAC financing. Capital One is a nightmare as many know and I want to know if anyone has much troubles with GMAC.. or special notes of interest.

Really really considering jumping ship and going with this company
Really? Three of my last four loans, including my Camaro, have been through Capital One Auto Finance. No problems whatsoever. Fill out app online, receive blank check package in mail, give check to dealer, drive off, setup direct debit for payments via the website, done.

The one time I used GMAC (10 years ago), dealer was allowed to rip me off by telling me the rate GMAC approved as actually 2.5% higher than what they actually approved. GMAC said 8.5%, dealer said it was 11%. Called GMAC before I even paid the first payment to confirm rate that I was approved for and found out. Made 1 payment then re-financed with Capital One for 7.79%.
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Old 09-03-2009, 12:08 PM   #9
Michael_Js
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3.99% for 60 (or 72 if you want) months... USEcu.org Got the check yesterday. NOW for MY CAR!!!
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Old 09-03-2009, 03:37 PM   #10
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I got 3.77% through Bank of America, but I got alot of incentives because they also hold my mortgage, etc. You could probably get mid 4's though as long as you have decent credit.
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