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Old 09-03-2009, 10:21 AM   #1
Fotowns Finest
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finance calculator

hey guys, does anyone know of a finance calculator i could use to determine how much a month i would pay on my future 1LT camaro? ive been trying to factor in how much i would make a month working minimum wage (jobless at the moment), and im trying to find a down payment number that would equate to me paying around $200 a month...any help would be greatly appreciated
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Old 09-03-2009, 10:58 AM   #2
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go to bankrate.com, they have one for home and auto. You need to make assumptions of a down payment and interest rates
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Old 09-03-2009, 10:59 AM   #3
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probably around 17K down. but if i were without a job and had that much available i would save it for stuff like eating and having a place to live.
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Old 09-03-2009, 11:00 AM   #4
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A google search will yield dozens...I used Edmunds

http://www.edmunds.com/apps/calc/Cal...FSMMswodiS6xng
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Old 09-03-2009, 11:04 AM   #5
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Doubt you will ever find financing at min wage .... Sorry !!
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Old 09-03-2009, 11:28 AM   #6
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Doubt you will ever find financing at min wage .... Sorry !!
well im 18 and i still live with my mom, and i dont have to pay rent or anything, and she already agreed to pay for my insurance, and besides if she EVER wants me to move out, id have to have a car, which leads me to believe she would help me with a good down payment
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Old 09-03-2009, 11:41 AM   #7
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Originally Posted by Fotowns Finest View Post
well im 18 and i still live with my mom, and i dont have to pay rent or anything, and she already agreed to pay for my insurance, and besides if she EVER wants me to move out, id have to have a car, which leads me to believe she would help me with a good down payment
Completely off topic here, but as a parent and a responsible, productive adult...this post make me sick. I could go on and on but I'll sum it up by saying: Dude, you're 18...an ADULT....act like one and get off mommas tit.
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Old 09-03-2009, 12:16 PM   #8
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Originally Posted by Fotowns Finest View Post
well im 18 and i still live with my mom, and i dont have to pay rent or anything, and she already agreed to pay for my insurance, and besides if she EVER wants me to move out, id have to have a car, which leads me to believe she would help me with a good down payment

Now you know the rest of the story !!!!
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Old 09-03-2009, 12:31 PM   #9
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Completely off topic here, but as a parent and a responsible, productive adult...this post make me sick. I could go on and on but I'll sum it up by saying: Dude, you're 18...an ADULT....act like one and get off mommas tit.
id love to quit sucking tits but slingshot doesnt think i can finance working minumum wage...sorry im not that far along in my life and can get a better paying job
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Old 09-03-2009, 12:31 PM   #10
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if she EVER wants me to move out, id have to have a car, which leads me to believe she would help me with a good down payment
1. No if she ever really wanted you out of her house all she'd have to say is "You're an adult, GTFO now!" and you'd be gone. You better never forget that at 18 you are now a guest in your mommas house.

2. If I was her, I'd agree that yeah you do need a car to get a job and get established. However, you sure as hell don't need a $24k car to get back and forth to work. A $12k Kia will do the same thing till you can get grow up and a real damn job. Or even better than that, an ugly but reliable clunker that you can pay cash for...
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Old 09-03-2009, 12:45 PM   #11
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id love to quit sucking tits but slingshot doesnt think i can finance working minumum wage...sorry im not that far along in my life and can get a better paying job
well maybe you should try something in your budget until you get that far along. don't mess up your finances and credit before you even have any. i can almost guarantee you will reget it down the road.
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Old 09-03-2009, 12:52 PM   #12
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You will need to be financing no more than 10,000, to get a 200 dollar payment. And you will have to make atleast 1500 a month or banks probably won't let you go as high as 200 a month.
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Old 09-03-2009, 01:41 PM   #13
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18, living at home, working minimum wage? Sorry bud, you really don't need a Camaro, unless it's an older generation one that you can use to get you back and forth to work and school. It's not what you want to hear but based on what you've told us, it's the truth.
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Old 09-03-2009, 01:47 PM   #14
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Sorry dude, when I was your age I was in the same hole. Forget about a Camaro for now! Unemployed? No bank will touch you right now, plus have you any idea how much your insurance will cost? You need to worry about going to college and get a good job that pays way better than min-wage. Get your mom to help you with that instead, that is way more important! I know this isn't what you want to hear, and everyone is crushing your dream. You will be better off in the long run and get something nicer than a 1LT anyway.
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