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Old 11-28-2009, 10:40 AM   #1
Hemlawk
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National Geographic rekindled my fever

I somewhat gave up on my quest to get a Camaro. I avoided these forums so I wouldn't get frustrated. But with a possible promotion coming up things are looking better. I watched the hour long special lastnight and the Camaro fever is back! I'm calling the credit union on monday and applying for a loan. =)
That NG show was excellent. See y'all around the forums
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Old 11-28-2009, 11:01 AM   #2
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Quote:
Originally Posted by Hemlawk View Post
I somewhat gave up on my quest to get a Camaro. I avoided these forums so I wouldn't get frustrated. But with a possible promotion coming up things are looking better. I watched the hour long special lastnight and the Camaro fever is back! I'm calling the credit union on monday and applying for a loan. =)
That NG show was excellent. See y'all around the forums
I wouldn't apply for a loan unless you are planning on taking a lot car. From what I know most bank loans/approvals are only good for 30 days and ordering would put you outside the 30 day window.

I applied for my loan on Wed. after I found out that my car had been built.
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IOM 2SS/RS LS3 M6 w/ IO interior
Original Order: 1100 Preliminary Order Accepted (06/09/09) Canceled 10/27/09
New Order with new dealer:
1100 Preliminary Order Accepted (10/26)
2500 Preferenced (11/03), 3000 Accepted by Production Control(11/04/09) TPW (11/23)
3300 Scheduled for Production (11/11), 3400 Order broadcast (11/12/09), 3800 Order produced (11/25)
4150 Produced, Invoiced and Available to ship (11/25), 4200 Shipped (11/26), 4800 Rail Ramp Unload (12/4)
5000 Delivered to the dealer (12/7)
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Old 11-28-2009, 11:10 AM   #3
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Quote:
Originally Posted by ShowTime View Post
I wouldn't apply for a loan unless you are planning on taking a lot car. From what I know most bank loans/approvals are only good for 30 days and ordering would put you outside the 30 day window.

I applied for my loan on Wed. after I found out that my car had been built.
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Old 11-28-2009, 11:17 AM   #4
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I disagree. I got my loan well over a month before - to be sure I could afford it. It all depends...ask your bank/CU when you go. My 3.9% rate was locked in well before I had the TPW of the car...

Good luck and Welcome Back!
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Old 11-28-2009, 11:25 AM   #5
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Quote:
Originally Posted by Michael_Js View Post
I disagree. I got my loan well over a month before - to be sure I could afford it. It all depends...ask your bank/CU when you go. My 3.9% rate was locked in well before I had the TPW of the car...

Good luck and Welcome Back!
Sounds like you lucked out with your bank. Congrats on the 3.9 rate. 5 years?

I know a lot limit it to 30 days or less (mine did, and I know of several others).

Looks like the OP will need to ask his bank what their policy is.
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IOM 2SS/RS LS3 M6 w/ IO interior
Original Order: 1100 Preliminary Order Accepted (06/09/09) Canceled 10/27/09
New Order with new dealer:
1100 Preliminary Order Accepted (10/26)
2500 Preferenced (11/03), 3000 Accepted by Production Control(11/04/09) TPW (11/23)
3300 Scheduled for Production (11/11), 3400 Order broadcast (11/12/09), 3800 Order produced (11/25)
4150 Produced, Invoiced and Available to ship (11/25), 4200 Shipped (11/26), 4800 Rail Ramp Unload (12/4)
5000 Delivered to the dealer (12/7)
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Old 11-28-2009, 11:50 AM   #6
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Yes, 5 years. They are doing 2.9% right now! USE Credit Union https://www.usecu.org/home/home . Starting 7/10, I'll be doubling my payments to pay it off quicker. They said there was no problem holding the load past 60 days once I qualified...
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Old 11-28-2009, 11:52 AM   #7
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My CU was also 3.99 and gave me 90 days...
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Old 11-28-2009, 12:49 PM   #8
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Sounds like the credit unions give you a longer lock in period. Nice for all of you that are eligible for good credit unions.

I only got 30 days from my bank, but I'm happy with 3.75 for 5 years. My wife is eligible to join a credit union, but I don't think it is one of the good ones, because their best rate or 5 years is 4.5
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IOM 2SS/RS LS3 M6 w/ IO interior
Original Order: 1100 Preliminary Order Accepted (06/09/09) Canceled 10/27/09
New Order with new dealer:
1100 Preliminary Order Accepted (10/26)
2500 Preferenced (11/03), 3000 Accepted by Production Control(11/04/09) TPW (11/23)
3300 Scheduled for Production (11/11), 3400 Order broadcast (11/12/09), 3800 Order produced (11/25)
4150 Produced, Invoiced and Available to ship (11/25), 4200 Shipped (11/26), 4800 Rail Ramp Unload (12/4)
5000 Delivered to the dealer (12/7)
6000 Delivered to customer (12/10/09)
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Old 11-28-2009, 01:11 PM   #9
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Same here... I watched the special on NatGeo last night and I think it might have cemented my decision to purchase a new Maro....
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Old 11-28-2009, 01:14 PM   #10
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My loan rate when I questioned was for 4.9% and was good for 45 days. Hopefully it is lower in June when I actually take out the loan
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Old 11-28-2009, 01:26 PM   #11
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My credit union's paperwork is good for 6 months.

The interest rate is locked in for 30 days.

All I have to do is call and I'm qualified in 15 minutes. Provident Credit Union

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Old 11-28-2009, 02:03 PM   #12
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I have UeCu (utility employee), so we'll see. I'm still going to see what they say, even if I have to order the car and wait a few months. I'll post an update Monday.
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Old 11-28-2009, 02:09 PM   #13
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the vette one didn't get your blood pumping?
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Old 11-28-2009, 03:20 PM   #14
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I dont have a chance in hell of getting a Vette =) But the Camaro is obtainable and has always been my favorite. Now I need to figure out what I can afford.
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Old 11-28-2009, 03:25 PM   #15
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...I'm disappointed. I thought this was going to be about nude pygmies! j/k

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Old 11-28-2009, 05:03 PM   #16
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Quote:
Originally Posted by Michael_Js View Post
Yes, 5 years. They are doing 2.9% right now! USE Credit Union https://www.usecu.org/home/home . Starting 7/10, I'll be doubling my payments to pay it off quicker. They said there was no problem holding the load past 60 days once I qualified...
Is that credit union qualified under the GM Suppliers discount??
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Old 11-28-2009, 05:09 PM   #17
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Quote:
Originally Posted by Hemlawk View Post
I somewhat gave up on my quest to get a Camaro. I avoided these forums so I wouldn't get frustrated. But with a possible promotion coming up things are looking better. I watched the hour long special lastnight and the Camaro fever is back! I'm calling the credit union on monday and applying for a loan. =)
That NG show was excellent. See y'all around the forums
WELCOME BACK!!!...missed ya on here, I just figured you got the Camaro, and 'left us in the dust', like some forum members do when they get their cars...

I'm still here, because I am always so happy to see each forum member get their 'baby', and post photos of their car, with their very own PERMAGRINS

I also want to stay up-to-date with all the news about the car, and all the meets and car shows...plus, I have made so many friends on here, that if I'm not out there 'drivin' it like I stole it', I am here enjoying my Camaro through everyone else's eyes...

Good luck to ya, and I hope you get to live the 'Camaro dream' like the rest of us...
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