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Camaro Price | Ordering | Tracking | Dealers Discussions Discuss pricing and ordering experiences.

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Old 12-16-2009, 09:48 AM   #1
Mazdaboi318
 
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Dealership Financing?

Does anyone do this anymore?
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Old 12-16-2009, 09:58 AM   #2
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What do you mean by Dealership Financing?
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Old 12-16-2009, 10:18 AM   #3
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Dealership financing like buy here pay here????
Or dealership offers financing thru different lenders
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Old 12-16-2009, 10:23 AM   #4
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Lots of people use dealer financing.

The only kind of loans we do are car loans, so we get very competitive rates.
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Old 12-16-2009, 10:45 AM   #5
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Yea i mean buy through Dealer pay through dealer.

i know dealerships offer financing through other lenders
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Old 12-16-2009, 11:13 AM   #6
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They are still out there but not for a new Camaro
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Old 12-16-2009, 11:51 AM   #7
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Well, I went to a few local banks here and they don't do financing directly to the buyer, they do it via the dealer. Now, if you belong to a credit union, then you probably can go there and apply. Most dealers will look for the best rate/offer for the customer when it comes to financing. All my cars I have bought have all been financed via the dealer, execpt for my 99 TransAm. I got a load at my credit union for that.
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Old 12-16-2009, 12:26 PM   #8
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I have beat USAA rates EVERY TIME (with good credit) and at least 5 deals....

You buy the car, I ask what the best rate You can get is, and we try to beat it.

BUT, keep in mind there are still dealers out there that will still sell you a payment and then adjust the rate up to get to that payment for you - so you pay more than you need to. If you don't get competitive rates and get one rate from the dealer, chances are you can get that lowered
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Old 12-16-2009, 12:46 PM   #9
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As CamaroScotty mentioned...be careful with the dealer providing you with the financing (through their banks) - make sure you know exactly what rate you are paying and the term, as dealers also make money by marking up the rate the bank charges on the financing. Generally you should be able to get a better rate through a Credit Union directly (mine will cut a check made payable to the dealership and hand me the check to bring to the dealer). Good luck.
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Old 12-16-2009, 03:49 PM   #10
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thanks guys....this next car i get will be done right....
just needing some input like the ones i am getting.
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Old 12-16-2009, 08:11 PM   #11
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Quote:
Originally Posted by Moorepheus View Post
Well, I went to a few local banks here and they don't do financing directly to the buyer, they do it via the dealer. Now, if you belong to a credit union, then you probably can go there and apply. Most dealers will look for the best rate/offer for the customer when it comes to financing. All my cars I have bought have all been financed via the dealer, execpt for my 99 TransAm. I got a load at my credit union for that.
good info Hopefully my credit union will help me out!
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Old 12-16-2009, 08:33 PM   #12
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Quote:
Originally Posted by Moorepheus View Post
Well, I went to a few local banks here and they don't do financing directly to the buyer, they do it via the dealer. Now, if you belong to a credit union, then you probably can go there and apply. Most dealers will look for the best rate/offer for the customer when it comes to financing. All my cars I have bought have all been financed via the dealer, execpt for my 99 TransAm. I got a load at my credit union for that.
Local banks dont finance directly to the buyer? Dude you're full of shit.
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Old 12-16-2009, 09:01 PM   #13
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Originally Posted by Mazdaboi318 View Post
thanks guys....this next car i get will be done right....
just needing some input like the ones i am getting.
Always go to your bank/banks and find out what rates they are giving you. That way when the dealer gives you a quote you know if its a good deal for you.
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