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Old 12-22-2009, 08:48 PM   #1
MiamiCane
 
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Best Interest Rate With Excellent Credit?

Hey guys, I should be taking delivery of my Camaro next week. Right now I'm looking for financing and I'm hoping you guys can help me out. What are the best interest rates out there right now for someone with excellent credit? Does anyone know of any special interest rates available from any credit unions? Thanks in advance for any help you guys can give me.
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Old 12-22-2009, 09:27 PM   #2
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Search the internet for your local credit unions, they should have rates posted. I have seen a low of 3.99%. Let us know if you find lower.
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Old 12-22-2009, 09:29 PM   #3
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Bank of America has a low of 3.70% APR
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Old 12-22-2009, 09:33 PM   #4
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Search the internet for your local credit unions, they should have rates posted. I have seen a low of 3.99%. Let us know if you find lower.
Yeah, 3.99% is the lowest I've seen so far too.

Thanks for the heads up on the 3.7 at Bank of America. I'll be sure to contact them tomorrow.
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Old 12-22-2009, 09:49 PM   #5
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To get 3.7% at BofA you need 20% equity or more. Check your local credit unions.
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Old 12-22-2009, 09:51 PM   #6
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Yeah, 3.99% is the lowest I've seen so far too.

Thanks for the heads up on the 3.7 at Bank of America. I'll be sure to contact them tomorrow.
No problem, I too will be contacting them tomorrow to see what I can get approved for. Unfortunately I don't think I can get it 3.7% since Im only 25 and I dont have a lot of credit experience. But hopefully it will be in the 4% range.
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Old 12-22-2009, 11:09 PM   #7
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i too will be taking delivery soon, just wondering what GMAC is or would offer nowadays for a credit score around 720ish and a down payment of around 8 or 9k.
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Old 12-23-2009, 09:38 AM   #8
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Pentagon Federal has 3.99%...
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Old 12-23-2009, 09:47 AM   #9
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I received 4.8% for 72 months from Bank of America
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Old 12-23-2009, 11:12 AM   #10
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Quote:
Originally Posted by Cmaro214 View Post
i too will be taking delivery soon, just wondering what GMAC is or would offer nowadays for a credit score around 720ish and a down payment of around 8 or 9k.
I don't know about GMAC but elsewhere you should be looking at the high 4-5% range, if your credit is good. 720 is a little low from what I've heard from banks and credit unions. I built mine up to about 750.
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Old 12-23-2009, 11:14 AM   #11
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4.25 gmac
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Old 12-23-2009, 11:18 AM   #12
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I got 3.91% from BoA if I wanted to finance about 90% of the car's value
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Old 12-23-2009, 11:24 AM   #13
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FYI... My 4.8% for 72 months from Bank of America was financing everything. Signed and walked out
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Old 12-23-2009, 01:18 PM   #14
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Damn B of A would ONLY finance up to 23k for me which I thought was odd, but I need 28k. I hav a score somewhere around 750. Did offer me 4.3% though. Now off to another bank.
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