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Old 02-02-2010, 12:07 PM   #1
njhardc0re
 
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Credit score looks good! I wonder what rates I can get..

Does anyone have any idea what lenders look at as far as credit ratings? Mine is in the 700's, for all 3 major reporters. I'm not sure who I should go to for financing!
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Old 02-02-2010, 12:13 PM   #2
PAUL SS
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A Rhode Island credit union is offering 3.85% for 5 years and 4.10% for six years on new cars and some used cars. Your credit score will matter of course.
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Old 02-02-2010, 01:07 PM   #3
BRKLYN
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SOME OF OUR PEOPLE ARE GETTING MID 4 TO LOW 5 % WITH APPROVED CREDIT.
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Old 02-02-2010, 01:33 PM   #4
rgirocz28
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I just snagged 3.60% for 60 months here in California thru Bank of America.
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Mods to date: Barton Short Throw Shifter, Solo Performance Mach X Catback system, Subthump Box and Amp Rack (actual sub and amp coming soon), C5 Creations Stretch Bra

On the wish list for 2011: CAI system, 12" Kicker sub, 1000 watt amp, Hawk's Ceramic Brake pads

VIN: 2G1FT1EW3A9185732
Status 1100: Ordered Nov 11th, 2009
Status 3800: Car Built 1/26/10
Status 5000: Delivered to Dealer 2/2/10
Status 6000: Delivered to Customer 2/3/10
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Old 02-02-2010, 01:56 PM   #5
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I'm getting 3.99% for 48 months through my credit union
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8/11/09 ordered Summit White 2 LT/RS with Eric at Classic

1100, Prelim. order accepted # 08/11/2009
3000, Accepted by production 12/17/2009
3300, Scheduled for production 12/23/2009 tpw 1/18
3400, Broadcast 01/07/2010
3800, Produced 01/21/2010
4000, Available to ship/bayed
4200, Shipped
4300, Intermediate delivery
4800, Bayed
5000, Arrived at dealer 2/01/10
6000, Delivered to the customer
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Old 02-02-2010, 03:20 PM   #6
njhardc0re
 
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Quote:
Originally Posted by rgirocz28 View Post
I just snagged 3.60% for 60 months here in California thru Bank of America.
What kind of credit do you have? Good? Awesome? I have BOA and they didn't approve me last year , but my scores have gone up since than.
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Old 02-02-2010, 03:28 PM   #7
rgirocz28
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Quote:
Originally Posted by njhardc0re View Post
What kind of credit do you have? Good? Awesome? I have BOA and they didn't approve me last year , but my scores have gone up since than.
Mid 800's

Ryan
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2010 Chevy Camaro 2SS/RS Victory Red w/Silver rally stripes; LS3 w/6 speed manual, Grey Leather interior
Mods to date: Barton Short Throw Shifter, Solo Performance Mach X Catback system, Subthump Box and Amp Rack (actual sub and amp coming soon), C5 Creations Stretch Bra

On the wish list for 2011: CAI system, 12" Kicker sub, 1000 watt amp, Hawk's Ceramic Brake pads

VIN: 2G1FT1EW3A9185732
Status 1100: Ordered Nov 11th, 2009
Status 3800: Car Built 1/26/10
Status 5000: Delivered to Dealer 2/2/10
Status 6000: Delivered to Customer 2/3/10
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Old 02-02-2010, 04:00 PM   #8
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Quote:
Originally Posted by rgirocz28 View Post
Mid 800's

Ryan
Yea that's def not the average score..
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Old 02-02-2010, 09:10 PM   #9
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Quote:
Originally Posted by rgirocz28 View Post
Mid 800's

Ryan
the max you can have is 850 so how is yours mid 800's.
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Old 02-02-2010, 09:16 PM   #10
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Quote:
Originally Posted by njhardc0re View Post
Does anyone have any idea what lenders look at as far as credit ratings? Mine is in the 700's, for all 3 major reporters. I'm not sure who I should go to for financing!
How does your credit history look? banks and credit unions don't just look at your score. mid 700's is easy to get with a couple credit cards in a year's time but you won't have any credit history to get the loan with. Credit history report is almost if not more important then your score. I've seen people get approved for great rates with low 600's but great history and I've seen people get denied with high 700's and little or poor history.
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