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Old 01-13-2010, 11:14 PM   #1
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How much do you pay for car insurance?

I am very curious to see what people are paying for their car insurance.
I have insurance with State Farm and have a $250.00 deductible.

I have a 2SS Camaro. I am paying $397.00 every six months.

My agent said that I would only save about $20.00 if I increased my deductible to $500.00.

I am wondering if this is a good price. I really don't think it is.
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Old 01-13-2010, 11:19 PM   #2
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I cant remember what my deductible is. I think it is $500 but not 100% sure. I have State Farm also.
1SS paying $56 a month, and im 22. Needless to say i was SHOCKED when i saw that
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Old 01-13-2010, 11:23 PM   #3
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Yeah and I am middle aged.... Like I thought I am getting ripped off....
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Old 01-13-2010, 11:27 PM   #4
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My mouth is on the floor right now. I drive a 2010 GT with a perfect record no wrecks or tickets (knock on wood).. I'm 17 though.

500 dollars a month - discounts - $220 is EXACTLY what is paid per month.

I'm state farm too
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Old 01-13-2010, 11:27 PM   #5
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wow....those are good deals. I think it depends on your coverage too(rental car, tow etc,). I have pretty substantial coverage here in socal. 100 deductable-100/300/100=158 monthly with mercury
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Old 01-14-2010, 12:02 AM   #6
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nickmccally:

I feel for you. Your age is why you are paying so much....

2ss-booya:

That s also a lot of money. I get free tows also, but I do not get car rentals.
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Old 01-14-2010, 12:15 AM   #7
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Quote:
Originally Posted by Rich1 View Post
nickmccally:

I feel for you. Your age is why you are paying so much....

2ss-booya:

That s also a lot of money. I get free tows also, but I do not get car rentals.

I'm also 23...not married...and don't own my home lol. so it should go down a bunch at 25. it's the cheapest ive found. Geico and allstate were insane. I used to have a Mazdaspeed 3....and guess what..it was more than the camaro to insure because it was turbocharged.
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Old 01-14-2010, 12:27 AM   #8
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I have a 2SS and I'm paying $437 for six months, so you've got a good deal. I also have my other car and my Mom's car on my policy (got to take care of Mom) for a multi car discount.

I have Allstate.

Oh well, I love my Camaro and of course, my Mom. What are you going to do?

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Old 01-14-2010, 12:55 AM   #9
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I'm 23 with 0 points on my record, they charged me $841 for six months. My sister just bought a 2010 Altima coupe they charge her like $350 a month, she's 20.
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Old 01-14-2010, 01:16 AM   #10
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when i get my camaro, i'll b paying 200 a month...thats for a LT, i want to c how much of a diffrece it is to get a SS...if its not that ba then i will order a SS...$500 deductible...towing, rental
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Old 01-14-2010, 01:37 AM   #11
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Quote:
Originally Posted by shad2009 View Post
when i get my camaro, i'll b paying 200 a month...thats for a LT, i want to c how much of a diffrece it is to get a SS...if its not that ba then i will order a SS...$500 deductible...towing, rental

whos your insurance with?..i would definitely shop around. I have an insurance broker i use..they always get me the best price. (im assuming your record is decent)
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Old 01-14-2010, 01:40 AM   #12
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I am 32 and single.

I drive a 2010 2SS/RS as well as a 2008 Trailblazer SS.

I have USAA insurance. My deductable is $500.00, and my coverage limits are 50,000/100,000 and I pay $746.53 for six months.

2010 Camaro premium: $387.77 for six months

2008 TBSS premium: $358.76 for six months
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Old 01-14-2010, 02:56 AM   #13
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I'm 25, and just got my insurance renewal bill...$633/6mo from progressive (easily $300-500 less than everyone else cuz I been with em for 5 years) with 50/100 and $1000 deductibles...have 1 stop sign ticket on my record....also have an '89 F-150 on there but the multi vehicle discount is exatcally = to the premium for that so it's basically free
so you indeed are not getting screwed
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Old 01-14-2010, 06:20 AM   #14
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ive got a 500 dollar deductable and every month for 2 cars(maxima and camaro) i pay 79
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Old 01-14-2010, 06:23 AM   #15
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I'm in my fifties.
100,000/300,000 limits
$500 deductable
Travelers Ins.
$632 per year.
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Old 01-14-2010, 06:45 AM   #16
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When my car gets here I'll pay 120 a month for an 09 gmc sierra 4x4 and the camaro ss. i have my homeowners, sleds, trailers, etc through state farm too. 250 deduct on some and 0 deduct on others.
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Old 01-14-2010, 06:56 AM   #17
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3 cars

2008 jeep
2010 camaro
1995 coroall

3000$ a year , but I have a very bad record, cell phone tickets, seatbelt tickets, speeding tickets, if I can stay on the good list by the end of this year my ins will drop by roughly 700$
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Old 01-14-2010, 07:07 AM   #18
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I live in an area where insurance is high. Two at fault wrecks (2005 and 2006) on my record, no tickets, $1k deductible, 23 years old, $877.10/6 months (+$99/year renter's insurance, which made my auto insurance cheaper and the renter's insurance itself free).
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Old 01-14-2010, 07:14 AM   #19
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The area you live in will make a difference, also.
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Old 01-14-2010, 07:25 AM   #20
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1079 a yr with 2ss/rs but i just got a ticket in a different car so that is going to hurt... I'm 19 so I'm pretty hapy with 1079
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Old 01-14-2010, 07:34 AM   #21
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It really depends on your age, driving record and what insurance company you have. I am 51, clean record, $500 deductable, $50 on glass and pay $257 every 6 months.
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Old 01-14-2010, 07:43 AM   #22
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Okay this thread has me interested.....Thought I had a good deal in Texas

im 43, perfect record, multi car combined with home at nationwide

coverage is 100/300/100 & I carry uninsured motorist. 250 deductable

total is $575 for 6months $183 is liability, $58 is uninsured motorist, $311is damage& comp, $21 rental reimbusment

Any other texas drivers out there with better deals, do I need to shop this around?

ps 2004 ram = $629 & 2008 Navigator = $619
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Old 01-14-2010, 07:44 AM   #23
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I pay an extra 200 a month for the car and I am 29 with a clean record... my wife however has a horrible record and does not drive the Bee
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Old 01-14-2010, 07:49 AM   #24
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Quote:
Originally Posted by B2E2RUN View Post
The area you live in will make a difference, also.
Also, your age, credit score, deductable amount, and how much business you do with that company!

2010 Camaro 2SS/RS
2010 Equinox LTZ
2008 Expedition EB EL

I am 44, wife is 43.
100,000/300,000 limits
Towing & Rental
$500 deductable
USAA Ins.
$1650 per year, that is $137 per month for all three!
My only credit card is with USAA (6.0%), my home is also insured with them. My mortgage is with USAA (4.25%). Find a company that offers a wide variety of services - the discounts will add up!
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Old 01-14-2010, 08:23 AM   #25
shad2009
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Quote:
Originally Posted by 2ss-booya View Post
whos your insurance with?..i would definitely shop around. I have an insurance broker i use..they always get me the best price. (im assuming your record is decent)
liberty mutual...i have no accidents, 2 tickets(out of state)...i think i might give state farm a call, after i saw that post about the guy payin 58 a month lol
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