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Old 09-16-2008, 11:42 PM   #1
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2010 Camaro Coupe Insurance Rates

Well I just had an accident that was a "both at fault" accident if that makes any sense so my record is kinda tainted a bit. I dont have any other violations or what not. As some of you may remember I am going to be trading off my 2008 G5 GT for my Camaro. I can afford an SS, but if insurance rates are going to be high prob going have to jus stick with a V6.

Anyone have any clue as to how much insurance is going to be? or when it will be released? I pay $450 every six months for full coverage with my G5 I have state farm as a provider. According to state farm my car is the highest for pontiac. what is amazing is how low the solstice is. Look for yourself.

http://www.statefarm.com/insurance/a...ng/pontiac.asp

Appreciate the Help!!! thanks!
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Old 09-16-2008, 11:45 PM   #2
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If you're 25 or older probably somewhere around 625-700
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Old 09-16-2008, 11:49 PM   #3
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If you're 25 or older probably somewhere around 625-700
yeah, im 20 but im under my parents family plan. if i wasnt my insurance would be EXPENSIVE!
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Old 09-17-2008, 12:07 AM   #4
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Not for the Camaro SS. But I did go threw Gecko and said I wanted to do full coverage on a 2008 Corvette and I have a couple of crashes. The quote was $96.00 per mo.

Just testing the waters. By the way I am 29yrs old.
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Old 09-17-2008, 12:19 AM   #5
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Not for the Camaro SS. But I did go threw Gecko and said I wanted to do full coverage on a 2008 Corvette and I have a couple of crashes. The quote was $96.00 per mo.

Just testing the waters. By the way I am 29yrs old.
Thats a good price. But seeing how our friend here is only 20 they're gonna sky-rocket his incsurance on a sports car like a CaMaRo ya kno...
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Old 09-17-2008, 12:28 AM   #6
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Quote:
Originally Posted by JiXeR'z DoDgE/FoRd KiLLeR View Post
Thats a good price. But seeing how our friend here is only 20 they're gonna sky-rocket his incsurance on a sports car like a CaMaRo ya kno...
not really in my experience. its an entry level coupe. they are going to be looking more at how much parts are gonna cost on the car. insurance companies have shed alot of liability due to anti racing clauses. i drive what was an almost $30,000 truck, and i only pay about $100/month with $500k in coverage with state farm. that is after i was in an accident that did $12k in damage to the truck. and i still only pay 100/month. gotta love state farm since im only 21
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Old 09-17-2008, 12:57 AM   #7
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Quote:
Originally Posted by 13F20 View Post
Not for the Camaro SS. But I did go threw Gecko and said I wanted to do full coverage on a 2008 Corvette and I have a couple of crashes. The quote was $96.00 per mo.

Just testing the waters. By the way I am 29yrs old.
Thats a good quote, I got quoted $95 a month for full coverage on a 2006 Corvette, the two tickets I have have been off my record for 3 years. I am also only 22 years old.
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Old 09-17-2008, 01:20 AM   #8
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I'm stunned by the rates on the Corvettes mentioned here. I've got a nearly 7 year old Stratus...I've made three claims in almost 15 years of driving, 1 of them being a vandalism claim and only 1 of them being above $500, and the last one 4 years ago, and I've never had a ticket, and I'm paying about $600/every 6 months.

I do live in the city, and I'm through USAA which provides excellent service, but man...paying about as much for my insurance on a V-6 grocery getter as a younger Corvette driver?
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Old 09-17-2008, 01:28 AM   #9
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I'm stunned by the rates on the Corvettes mentioned here. I've got a nearly 7 year old Stratus...I've made three claims in almost 15 years of driving, 1 of them being a vandalism claim and only 1 of them being above $500, and the last one 4 years ago, and I've never had a ticket, and I'm paying about $600/every 6 months.

I do live in the city, and I'm through USAA which provides excellent service, but man...paying about as much for my insurance on a V-6 grocery getter as a younger Corvette driver?
I live in small city and I am with Nationwide.
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Old 09-17-2008, 01:30 AM   #10
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not really in my experience. its an entry level coupe. they are going to be looking more at how much parts are gonna cost on the car. insurance companies have shed alot of liability due to anti racing clauses. i drive what was an almost $30,000 truck, and i only pay about $100/month with $500k in coverage with state farm. that is after i was in an accident that did $12k in damage to the truck. and i still only pay 100/month. gotta love state farm since im only 21
Well maybe it's just my state Idk...
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Old 09-17-2008, 08:26 AM   #11
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If you're married put your wife on the Camaro and it'll be cheaper.
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Old 09-17-2008, 09:02 AM   #12
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Yeah, there's soo many factors that decide your insurance rates, it's really hard and I'd add maybe misleading to ask what other people are paying or think they will pay.

1.) Which insurance company
2) Your location
3) Your Age
4) Your driving record
5) how much you are willing to pay for your deductable

and other reasons too...

I know I'm planning on getting the V6 so I'm not really too worried.
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Old 09-17-2008, 09:24 AM   #13
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Originally Posted by JaysonAych View Post
I'm stunned by the rates on the Corvettes mentioned here. I've got a nearly 7 year old Stratus...I've made three claims in almost 15 years of driving, 1 of them being a vandalism claim and only 1 of them being above $500, and the last one 4 years ago, and I've never had a ticket, and I'm paying about $600/every 6 months.

I do live in the city, and I'm through USAA which provides excellent service, but man...paying about as much for my insurance on a V-6 grocery getter as a younger Corvette driver?
Wow, really? I always thought that USAA was unbeatable when it comes to rates. Our numbers are skewed so I can't really give you a comparison since we have too many cars. I do have our 99 Vette on a policy by itself with Nationwide, liability with UIM and something else with pretty high limits and it's $45 a month. That's for 2 drivers, married and nothing on our records (that I know of). Make sure that State Farm will even cover a Camaro as a sole vehicle. Some companies won't do it. I was shopping rates a few years ago when I bought my house and I was going to go through AllState since it was soooo much cheaper on my homeowners, but they wouldn't do my auto since all I had at the time was my '01 Z28. Needless to say, they won't ever get my business. If you have more than one policy with them (homeowners, renters, etc.) you should get a discount for that as well. As stated before, there are many factors that come into play when determining your rates.

If I were you, I'd call your agent and just talk to them about it. They will want to know the approximate cost of the car to be able to give you a ballpark idea of what it will do to your rate. If they are a good agent and have been in the business a while, they should be able to do that for you without having to rely on their software to tell them what the rate will be.
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Old 09-17-2008, 09:51 AM   #14
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Wow, really? I always thought that USAA was unbeatable when it comes to rates. Our numbers are skewed so I can't really give you a comparison since we have too many cars. I do have our 99 Vette on a policy by itself with Nationwide, liability with UIM and something else with pretty high limits and it's $45 a month. That's for 2 drivers, married and nothing on our records (that I know of). Make sure that State Farm will even cover a Camaro as a sole vehicle. Some companies won't do it. I was shopping rates a few years ago when I bought my house and I was going to go through AllState since it was soooo much cheaper on my homeowners, but they wouldn't do my auto since all I had at the time was my '01 Z28. Needless to say, they won't ever get my business. If you have more than one policy with them (homeowners, renters, etc.) you should get a discount for that as well. As stated before, there are many factors that come into play when determining your rates.

If I were you, I'd call your agent and just talk to them about it. They will want to know the approximate cost of the car to be able to give you a ballpark idea of what it will do to your rate. If they are a good agent and have been in the business a while, they should be able to do that for you without having to rely on their software to tell them what the rate will be.


100% correct only your dealer can give you an accurate estimate for you individual situation.

On my end though, I currently pay 120/month (720/6month) for my 2004 dodge ram (full coverage replacement, $500 deductible) AND my wifes 2005 toyota tacoma (full coverage replacement, $250 deductible). For me the low price comes from many things most notably the discounts. both me and wife over 25, never been in accidents, last speeding ticket was in 2000(me), multiple car discount, multiple policy discount (same company does our house insurance). It would probably drop to 100/month if we went with 500 deductible for the wifes taco but its actually appriciating in value currently due to being a small truck with almost no miles on it (18k miles).
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Old 09-17-2008, 12:39 PM   #15
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I'm hoping its not as much as the corvette... Thats why I can not buy a corvette. They want to charge me $750 a month!
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Old 09-17-2008, 01:02 PM   #16
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i called AAA to get a rough idea on what i might be paying once i get the camaro. so i used a 2008 Ford Mustang GT as an example; since the person on the phone had to go off their 'computer' to get quotes, and undoubtedly, the Camaro wasnt in their system yet.
im 22, good driving record, single. to make a long story short, i would end up paying around $300/month for 9 months, if i went with a $2000 deductible(their max).

From what im reading on this thread, my quote sounds a little TOO high. i will have to call them back with a car that better resembles the Camaro.

any ideas on what car i should choose to call them back with????

thanks
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Old 09-17-2008, 01:03 PM   #17
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I'm hoping its not as much as the corvette... Thats why I can not buy a corvette. They want to charge me $750 a month!
A--- MONTH!?!?!

do you have billion accidents on your record, or something?
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Old 09-17-2008, 01:15 PM   #18
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or how old are you linkwpc? if your like young i could see it being like that. still less though like 600 max.
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Old 09-17-2008, 01:31 PM   #19
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ouch.

Quote:
Originally Posted by JiXeR'z DoDgE/FoRd KiLLeR View Post
Thats a good price. But seeing how our friend here is only 20 they're gonna sky-rocket his incsurance on a sports car like a CaMaRo ya kno...
Ow damn. Depending what state he gets insurance in they will rape his pockets.
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Old 09-17-2008, 01:33 PM   #20
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just about all states do it. some a little worse than others but its bad everywhere.
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Old 09-17-2008, 01:43 PM   #21
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WTF.

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I'm hoping its not as much as the corvette... Thats why I can not buy a corvette. They want to charge me $750 a month!
Holly f**k stick chief. What are you the re-incarnation of evil Caneyville and Ricky Bobby playing bumper cars and running like bats out of hell on public streets. Shit.

Dude the only thing you should drive is a tri cycle and let the rest of us know when you are coming so we can get the hell out of the way.
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Old 09-17-2008, 02:23 PM   #22
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I'm 27 and had one accident... yeah $700 a month.... I really do not know why. but that was I got when I looked it up.... Maybe its the area, los angeles rates suck!
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Old 09-17-2008, 02:41 PM   #23
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I'm 27 and had one accident... yeah $700 a month.... I really do not know why. but that was I got when I looked it up.... Maybe its the area, los angeles rates suck!
damn these bad neighborhoods!
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Old 09-17-2008, 02:59 PM   #24
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I am insured with Country Companies, which is mainly Midwest based,and my agent says that their rates are low because the don't insure in the gulf states or California most in just in the midwest. So huge events like hurricanes and earth quakes and the cost that goes with them does not have to be passed on to their customers.

The one bit of advice I would give is to have multi-policies and lines with an insurance company is a sure way to get big discounts, I have cars, house and life with the same company and I get huge discounts for having multi-policies and lines. All the major players do that a great way to get discounts
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Old 09-17-2008, 04:43 PM   #25
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Quote:
Originally Posted by lalometalik View Post
i called AAA to get a rough idea on what i might be paying once i get the camaro. so i used a 2008 Ford Mustang GT as an example; since the person on the phone had to go off their 'computer' to get quotes, and undoubtedly, the Camaro wasnt in their system yet.
im 22, good driving record, single. to make a long story short, i would end up paying around $300/month for 9 months, if i went with a $2000 deductible(their max).

From what im reading on this thread, my quote sounds a little TOO high. i will have to call them back with a car that better resembles the Camaro.

any ideas on what car i should choose to call them back with????

thanks
Uh maybe try Challenger
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