Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums - Camaro5.com
 
Grabiak Performance Center
Go Back   Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums - Camaro5.com > Members Area > Off-topic Discussions

Off-topic Discussions Discuss any off-topic subjects with other members.

Reply
 
Thread Tools
Old 11-21-2008, 03:01 PM   #1
GTAHVIT
One Lucky Guy.
 
GTAHVIT's Avatar
 
Drives: #22 Tom Henry Racing 2010 2SS/RS
Join Date: Dec 2007
Location: Saint Augustine FL
Posts: 28,765
And Another Car Crash...

Not to be outdone by diarmadhi,

Today leaving the office for lunch I got rear ended.... GAH!

The good news is he was really cool about it. He called the Police to get a police report. Less than 3 hours later my car is at the dealership waiting for an appraisal and estimate, and I've already got a rental.... His Ins Company (Liberty Mutual) has been great. I haven't had to cough up one cent... so far.

The poor guy, he was driving a brand new Buick Enclave with less than 3k on it..... He was a little more upset than I was...

My car is what I would call a Unibody. So, I'm afraid it might get totaled out? Does anyone have any experience with a similar situation?

Here are a couple pics.

My Car.



His Car.

GTAHVIT is offline   Reply With Quote
Old 11-21-2008, 03:24 PM   #2
Rallysport
Go Cardinals!
 
Rallysport's Avatar
 
Drives: 2010 Camaro 1SS 6-speed
Join Date: Apr 2008
Location: Omaha, NE
Posts: 853
I own a bodyshop, so I guess I'm qualified to answer this. Looks to me like you need a new quarter panel. I doubt that your car is totaled, but that depends on the car's value. If the damages exceed 70-75% of your retail value, the car is toast. This all depends on your labor rates where you live. I'm surprised they gave you a rental already, that's great. Just be thankful you are not dealing with Progressive insurance. Believe me, they are the WORST CAR INSURANCE COMPANY on the PLANET. I call them "Regressive" Remember, you are the boss in this situation. Insist on genuine manufacturer parts, no imitation junk! When you get the estimate, and have questions, let me know, I'll help you any way I can. Hope you are okay...sometimes aches or pains may occur in a day or so depending on how hard you were hit. Good luck.
Rallysport is offline   Reply With Quote
Old 11-21-2008, 03:36 PM   #3
bouncertime
Miller High Life
 
bouncertime's Avatar
 
Drives: 2009 Silverado and 2007 Cobalt SS
Join Date: Feb 2008
Location: San Diego, CA
Posts: 1,647
That sucks, I hope you are fine. Make sure you keep an eye out on any pains that you get from this, they can all lead to an insurance claim. I wish someone would hit my truck, it will worth more totaled than if I try to sell it. And I need a new vehicle.
__________________
Jimmy
bouncertime is offline   Reply With Quote
Old 11-21-2008, 03:51 PM   #4
scotchsride09
It's STARSCREAM!!!
 
scotchsride09's Avatar
 
Drives: 2003 Nissan Frontier S/C DR
Join Date: Jul 2008
Location: San Diego, CA
Posts: 303
Glad you are ok! Get plenty of rest tonight, I agree with bouncer... your neck, chest, and back will probably be sore for a few days. Make sure you see your doctor if they do start to hurt, and report it to the insurance, too.

Hopefully your repair will be smooth and it will all work out...

...everyone else stay safe out there!
__________________
Did I mention I have a sense of humor?

Right now it's an '03 Nissan Frontier Supercharged Desert Runner I call Starscream.

On order is a 1SS/ RS IBM with Black Rally Stripes, Beige Interior, manual transmission and a sunroof! Oh, and a stereo upgrade too! Ordered from CamaroScotty in WI. How will I get my baby home?
scotchsride09 is offline   Reply With Quote
Old 11-21-2008, 04:36 PM   #5
GTAHVIT
One Lucky Guy.
 
GTAHVIT's Avatar
 
Drives: #22 Tom Henry Racing 2010 2SS/RS
Join Date: Dec 2007
Location: Saint Augustine FL
Posts: 28,765
Thanks for the info everyone. I am a little sore. He hit me just hard enough for me to feel a little tight around my upper back and shoulders. Right now it just feels like I had a tough workout. I'll keep a close watch on it. If it gets worse or I feel any real pain, I'll get checked out for sure.

Back to the car.
If you look at the image below. The sheetmetal on the rear quarter panel is connected to the roof and all the way to the front A Pillar. I'm sure they can cut a section out and weld a new one in place. But I don't see any seams from the rear quarter up above the doors and forward to the A pillar.... It just had me a little concerned. It did move the body enough that the rear passenger door on my car sticks a little when you close or open it..... GRRRRR.

I'm gonna be positive and have faith they can fix it.

I got a cobalt as a rental!!! That's cool.

GTAHVIT is offline   Reply With Quote
Old 11-21-2008, 05:18 PM   #6
lalometalik
killer bAnana
 
lalometalik's Avatar
 
Drives: 1985 z28
Join Date: Sep 2008
Location: Carson, CA
Posts: 697
hope you're not too badly hurt. good luck with the ride!
__________________


"Shut your noise tube, Taco Human!"
lalometalik is offline   Reply With Quote
Old 11-21-2008, 06:18 PM   #7
zebra
just can't seem to leave
 
zebra's Avatar
 
Drives: your mom wild!!
Join Date: Oct 2008
Location: cold & windy
Posts: 11,583
seems like everybody's been getting in wrecks lately. a guy in an 03 MR2 hit my truck a couple weeks ago. nothing major though. a little front-end work for him & my truck... i just had to replace a center cap. he hit dead on the center of my rear wheel. good thing too cause i had my truck out for the homecoming parade that weekend.
__________________
zebra is offline   Reply With Quote
Old 11-21-2008, 08:28 PM   #8
Matrix

 
Matrix's Avatar
 
Drives: '10 Camaro 2SS/RS & Magnum R/T
Join Date: Oct 2008
Location: BC, Canada
Posts: 1,521
Hope you all are ok and not hurt. When people are civil in situations like this, this just work themselves out really quick!

All the best!
__________________
SIM Camaro 2010 V8-2SS/RS-A6!!+
Matrix is offline   Reply With Quote
Old 11-21-2008, 08:41 PM   #9
camaro5


 
camaro5's Avatar
 
Drives: Off Into The Sunset
Join Date: Mar 2008
Location: Cape Coral, Florida
Posts: 4,430
That's too bad gtahvit, I'm glad you're OK.

I have a 2000 Maxima that was MUCH worse and they fixed it perfect. The body shop was great. So good, I sent them a cooler full of Omaha Steaks, with a little poem:

"My Maxima's like new, so here's a gift for all of you" on the shipping label for them to see.

Total loss depends on market value, compared to cost of repair. Good luck.
camaro5 is offline   Reply With Quote
Old 11-21-2008, 09:05 PM   #10
The_Stache
SoCal Race Team #13
 
The_Stache's Avatar
 
Drives: 2010 1SS:RS:LS3:SW
Join Date: Mar 2007
Location: Gilbert, AZ
Posts: 1,717
Good luck buddy... Sorry your in the same boat I am...

My truck got picked up this morning.. hopefully I hear something back tomorrow.

Looks like almost the same thing that happened to me.. but reversed... (I rear-ended the other guy)
__________________
A.K.A - Diarmadhi (old handle) - So much to do.. So little money
Owner : Fast-Stache Industries LLC
The_Stache is offline   Reply With Quote
Old 11-21-2008, 10:32 PM   #11
Mr Twisty


 
Mr Twisty's Avatar
 
Drives: the 2nd amendment home
Join Date: May 2008
Location: OK
Posts: 14,294
You choose the body shop, don't let them tell you who is gonna fix it. Let the shop owner negotiate with the insurance company, and tell them OEM PARTS ONLY!!!

Even tho it doesn't look like a bad hit, make sure they send it to alignment, make sure everything is still square and running true.

Adjusters deal with fresh meat every day, they're trained well, "Oh I'm so sorry about your loss, you just sit back in your nice rental and we'll take care of everything." (even tho we're going to use our preferred shop, they're gonna use LKQ parts, and you'll never know it because you trusted us, and that was your first mistake)

Let the shop manager kiss their @ss, (sorry Rallysport, but you knew that when you took the job) you be a prick (in a nice way) about getting it done right. Ask the shop if they warrantee their work and for how long, it's mostly for protecting you from chipping peeling paint, but if it's prepped right it may outlast the factory paint.

Having said all that, don't look over the finished job with a magnifying glass...The paint should be (mostly) blemish free, closely matched and blended so that a picky painter would say it's a good job. All door gaps should match and be even. 4 wheel alignment should be within spec.

Adjuster: "It wasn't hit hard enough to cause alignment problems."
You: "Well, check it anyways and make sure it's right, because I'm going to have it checked after it's repaired, and I expect it to be in spec.. (Why? because I don't trust you)"

Get the idea I don't trust adjusters?
__________________
"They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety."
-- Benjamin Franklin
Great Racing Quotes

"Never run out of real estate, traction and ideas at the same time."
"I was doing fine until about mid-corner when I ran out of talent."
"Don't brake until you see God, just don't meet him"

Last edited by Mr Twisty; 11-21-2008 at 11:16 PM.
Mr Twisty is offline   Reply With Quote
Old 11-22-2008, 12:16 AM   #12
The_Stache
SoCal Race Team #13
 
The_Stache's Avatar
 
Drives: 2010 1SS:RS:LS3:SW
Join Date: Mar 2007
Location: Gilbert, AZ
Posts: 1,717
Quote:
Originally Posted by MisterCamaro69 View Post
You choose the body shop, don't let them tell you who is gonna fix it. Let the shop owner negotiate with the insurance company, and tell them OEM PARTS ONLY!!!

Even tho it doesn't look like a bad hit, make sure they send it to alignment, make sure everything is still square and running true.

Adjusters deal with fresh meat every day, they're trained well, "Oh I'm so sorry about your loss, you just sit back in your nice rental and we'll take care of everything." (even tho we're going to use our preferred shop, they're gonna use LKQ parts, and you'll never know it because you trusted us, and that was your first mistake)

Let the shop manager kiss their @ss, (sorry Rallysport, but you knew that when you took the job) you be a prick (in a nice way) about getting it done right. Ask the shop if they warrantee their work and for how long, it's mostly for protecting you from chipping peeling paint, but if it's prepped right it may outlast the factory paint.

Having said all that, don't look over the finished job with a magnifying glass...The paint should be (mostly) blemish free, closely matched and blended so that a picky painter would say it's a good job. All door gaps should match and be even. 4 wheel alignment should be within spec.

Adjuster: "It wasn't hit hard enough to cause alignment problems."
You: "Well, check it anyways and make sure it's right, because I'm going to have it checked after it's repaired, and I expect it to be in spec.. (Why? because I don't trust you)"

Get the idea I don't trust adjusters?
Yep yep, good advice. I had them take it to a shop that i have had work done before (wife's neon got broke into, they replaced/repainted the door etc and the paint was a metallic and it matched!). The shop also has a general repair shop next door (dual business, keeps it all in house). When i checked mine out this morning in full daylight i saw that the front sway bar was knocked about 2 inches along its axis so i am going to require an alignment (along with 2 new front tires).
__________________
A.K.A - Diarmadhi (old handle) - So much to do.. So little money
Owner : Fast-Stache Industries LLC
The_Stache is offline   Reply With Quote
Old 11-22-2008, 01:50 AM   #13
TAG UR IT
www.Camaro5store.com
 
TAG UR IT's Avatar
 
Drives: 2014 ZL1 #705
Join Date: Jul 2006
Location: SA, Texas
Posts: 26,289
First, I'm glad you are okay.

Second, looks like you are getting some GREAT advice here. No matter how nice someone is, remember that they just want you to SIGN ON THAT DOTTED LINE! Get what you need to get it back the way it was.
TAG UR IT is offline   Reply With Quote
Old 11-22-2008, 08:57 AM   #14
GTAHVIT
One Lucky Guy.
 
GTAHVIT's Avatar
 
Drives: #22 Tom Henry Racing 2010 2SS/RS
Join Date: Dec 2007
Location: Saint Augustine FL
Posts: 28,765
that's all great info.

Luckily I was able to limp my car to the dealership. And just parked it there. Plus I gave the dealer his insurance information also and the police report number.

So, when he finally filed his claim and they called me to get my information I told them my car was already at the dealer's and I wanted them to fix it. They said, "so your car is driveable? and you won't need a rental."

I answered, "No, my car is movable and I used surface streets to get to the dealer less than 3 miles away."

I didn't really do that on purpose it just made sense to me.

The dealership has a great rep for great repair shop. So all in all I'm thinking I'm pretty good.

But I will continue to keep a close eye on the repair. But my guess is the dealer will squeeze the insurance company for every little thing they can... We'll see what the adjuster says when I talk to him.

Thanks guys.
GTAHVIT is offline   Reply With Quote
Old 11-22-2008, 12:30 PM   #15
06GTO
 
Drives: 06 GTO, 06 Z06, 06 X5 4.4
Join Date: Nov 2008
Location: SC
Posts: 48
Sucks, but you will be back on the road in no time..just looks like a simple 10-15mph collision. Is that rad fluid or washer fluid from the other guys car? If thats rad fluid, what a joke, these new cars crumple so easily. I hit someone in my 95 Buick Riviera (same chassis as the aurora) at about 20mph, completely ****ed their car over. All i needed was a new bumper and a headlight. The big metal crash bar directly behind the bumper saved everything. lol.
__________________
'06 GTO M6
'06 Z06
06GTO is offline   Reply With Quote
Old 12-02-2008, 12:43 PM   #16
GTAHVIT
One Lucky Guy.
 
GTAHVIT's Avatar
 
Drives: #22 Tom Henry Racing 2010 2SS/RS
Join Date: Dec 2007
Location: Saint Augustine FL
Posts: 28,765
Ok, anyone that can shed some light on this would be a big help.

Situation:

The repair center called me to say that the insurance company wanted to fix my car with used parts. The repair manager, who was doing me a "favor" said, "I don't feel right about making the repair with used parts." and advised me to call the insurance company to ask for new oem parts to be used in my repair. He gave me the "you should have a warranty" line and I bought it. Since he was looking out for me.

So, I called the insurance company with my concern. To which they politely informed me that they stand by their estimate of the repair which calls for "like quality" replacement parts and the repair center would have to justify to them the need for new parts...

So, I call the repair manager back and repeat to him what I was told. He then gives me his sob story that he doesn't work for free and he needs fair compensation for the work he will be required to perform and he will not warranty any used parts unless I am willing to pay the difference... hmmmm.. I then explain to him that he needs to contact the insurance company and decide if he can repair the car within the estimate they provided him. Then I will decide if that repair is acceptable and make a decision as to whether or not I want to take may car somewhere else.


Ok, so here's what I'm thinking about all of this. It seems to me that the repair center is using me to apply pressure to the insurance company to, in short, get more money out of them. And the insurance company is using me as leverage to get them to do the repair for what they estimated...

I'm not a happy camper.......


Any insight would be nice right about now....
GTAHVIT is offline   Reply With Quote
Old 12-02-2008, 01:04 PM   #17
lalometalik
killer bAnana
 
lalometalik's Avatar
 
Drives: 1985 z28
Join Date: Sep 2008
Location: Carson, CA
Posts: 697
"like quality" sure sounds alot nicer than outright "used" parts.
to me it sounds like the repair center wants the insurance company to dish out MORE by saying you need new parts and warranty. giving you the run around.
if your car was new or close to new, i would push the insurance company to dish out the extra funds needed. but since its not so new, "used" parts would seem to fit the description for the "like quality" of your car

IMO if the repair center really doesnt want to do the work covered by insurance, take it elsewhere. it sucks that its draggin for you though, good luck!
__________________


"Shut your noise tube, Taco Human!"
lalometalik is offline   Reply With Quote
Old 12-02-2008, 01:13 PM   #18
1_2Many

 
1_2Many's Avatar
 
Drives: 2008 Suzuki SX4
Join Date: Oct 2008
Location: SoCal
Posts: 786
You shouldn't be dealing directly with the body shop at all except to pick up the car when it's done.

Tell your insurance company they need to deal with the body shop directly.

It is highly unlikely the insurance company would suggest using used parts on anything cosmetic, if you end up with a scuffed or used tail light or something similar I would ask for a new replacement and if they do not agree then file a report to BBB.

Many body shops cut corners to save a buck. Do not feel too sorry for this repair guy...I worked for a body shop for a while and this is typical BS he is telling you. Likely he will get a check from insurance company and cut corners to earn more $$$. If he has any skills at all he will mend the metal and save the new parts costs.
__________________
We are the early orderers...we are GM's voluntary guinea pigs and their free source of feedback. How will we be thanked?
1_2Many is offline   Reply With Quote
Old 12-02-2008, 01:29 PM   #19
josh1147
Delivered 29June09
 
josh1147's Avatar
 
Drives: Early Order Camaro
Join Date: Nov 2008
Location: St. Louis, MO
Posts: 411
And remember to tell them that you want to see ALL of the parts that were removed and replaced. I know of a couple shops here in St. Louis that recently got busted for lying about parts repairs/replacements.

Sorry that you are being dragged into this mess but remember that YOU are the only one looking our for YOUR interests....body guy is watching his bottom line, insurance company is watching their bottom line....

Best of luck!!
josh1147 is offline   Reply With Quote
Old 12-02-2008, 01:31 PM   #20
Rallysport
Go Cardinals!
 
Rallysport's Avatar
 
Drives: 2010 Camaro 1SS 6-speed
Join Date: Apr 2008
Location: Omaha, NE
Posts: 853
First of all, who wrote the estimate? The dealer shop or an adjuster? Was the adjuster from the actual ins. co., or was he an independent adjuster? The shop may or not be on a "direct repair" program with this particular in. co., and won't rock the boat when it comes to using new parts. Maybe the shop is worried he won't get any more work sent his way if he doesn't "play ball" with said Ins. co. I am an independent shop, I own it, I do the repairs MYSELF. If an insurance co. writes an estimate, that's fine. If I disagree with "used parts" we fight the ins. co. Sometimes, the Ins. co. will see it our way, sometimes not. Using aftermarket (chinese) or used parts is better left for the junkers on the road. I wouldn't use garbage parts on my vehicle. The fact is, used parts, if in excellent condition, may be okay in some situations, some not. Bottom line: the ins. co. wants to spend THE LEAST AMOUNT POSSIBLE, and leave any warranty concerns or future claims of part failure up to the bodyshop. Some shops agree to this practice in order to get work sent their way, these are direct repair shops. I would find an independent shop that is looking out for you the consumer. Also, if this ins. co. is paying the bill at fault, you could always threaten litigation in order to restore your car to "pre-accident" condition. I know this all seems like a hassle (and it is), but try to have patience. Remember...YOU are the BOSS. I might also suggest asking friends where they have had repairs done and check with your local Better Business Bureau.
Rallysport is offline   Reply With Quote
Old 12-02-2008, 01:47 PM   #21
Rallysport
Go Cardinals!
 
Rallysport's Avatar
 
Drives: 2010 Camaro 1SS 6-speed
Join Date: Apr 2008
Location: Omaha, NE
Posts: 853
Quote:
Originally Posted by 1_2Many View Post
You shouldn't be dealing directly with the body shop at all except to pick up the car when it's done.

Tell your insurance company they need to deal with the body shop directly.

It is highly unlikely the insurance company would suggest using used parts on anything cosmetic, if you end up with a scuffed or used tail light or something similar I would ask for a new replacement and if they do not agree then file a report to BBB.

Many body shops cut corners to save a buck. Do not feel too sorry for this repair guy...I worked for a body shop for a while and this is typical BS he is telling you. Likely he will get a check from insurance company and cut corners to earn more $$$. If he has any skills at all he will mend the metal and save the new parts costs.
I don't "cut corners" to save a buck. If I operated that way, I wouldn't be in business for the last 24 years. Some large corporate-owned shops have done this, but us little "mom and pop" independents DO NOT. Please don't lump me in that group of aholes.
Rallysport is offline   Reply With Quote
Old 12-02-2008, 01:57 PM   #22
GTAHVIT
One Lucky Guy.
 
GTAHVIT's Avatar
 
Drives: #22 Tom Henry Racing 2010 2SS/RS
Join Date: Dec 2007
Location: Saint Augustine FL
Posts: 28,765
Wow!!!

Awesome information really, thanks everyone.

After reading everyone's thoughts it looks like I'm heading in the right direction.

Here's the update.

I finally spoke with the adjuster, who I'm pretty sure works for the insurance company. And, they are the "At Fault" insurance company, not my own. He explained to me that he would request the claims department to authorize the repair center to do the repair and pay for a warranty. But that would take a few more days.

Or, I could have my car repaired at one of their approved centers and get a life time warranty on all parts and labor whether parts are used (Like kind and quality) or OEM. The warranty would be as long as I own the car and as long as I live in the U.S.

He gave me the number of the preferred center and faxed me the approval rating of that center and explained to me that if they cant find used parts that are adequate then they will authorize new parts to be purchased and installed.

I guess I should have said this up front, the repair center I've been dealing with is a Mazda dealership. So, I don't know why they would be such pains about this whole process.

Bottom line is if I go with the preferred repair center I get a warranty if I go with the dealer I don't.

I've pretty much decided that preferred repair center is the way to go. Unless anyone can see a flaw in my logic.
GTAHVIT is offline   Reply With Quote
Old 12-02-2008, 02:02 PM   #23
Rallysport
Go Cardinals!
 
Rallysport's Avatar
 
Drives: 2010 Camaro 1SS 6-speed
Join Date: Apr 2008
Location: Omaha, NE
Posts: 853
My concern with a "preferred center" is that they are under the Ins. company's thumb. Check out that shop via BBB first. Just because the ins. co. recommends it, that's not exactly a great thing. In fact, it's usually a bad thing. As far as one guy said.."you shouldn't be dealing with the bodyshop directly"...why WOULDN'T you? They are the ones repairing the car, not the adjuster. That advice makes no sense at all to me.
Rallysport is offline   Reply With Quote
Old 12-02-2008, 02:17 PM   #24
GTAHVIT
One Lucky Guy.
 
GTAHVIT's Avatar
 
Drives: #22 Tom Henry Racing 2010 2SS/RS
Join Date: Dec 2007
Location: Saint Augustine FL
Posts: 28,765
I looked them up and they have a satisfactory rating with 1 complaint in the last 36 months which was resolved.

And the Adjuster said I would be working directly with them regarding my repair.

I'm trying to be as objective as I can. But, of all the people I've dealt with thus far, The adjuster has been the most rational and informed of them all. He was content to ask the claims department to authorize payment to the dealer for a warranty repair. If that is what I wanted. But after realizing that the Dealer wouldn't budge and that I am expected to work with the preferred center directly I'm feeling like that is the best route.

I will confess that this is a problem I don't want to deal with any longer. So expediency is now moving up in priority.

It seems like my best option as of now.
GTAHVIT is offline   Reply With Quote
Old 12-02-2008, 02:24 PM   #25
lalometalik
killer bAnana
 
lalometalik's Avatar
 
Drives: 1985 z28
Join Date: Sep 2008
Location: Carson, CA
Posts: 697
^^^

__________________


"Shut your noise tube, Taco Human!"
lalometalik is offline   Reply With Quote
 
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 06:36 AM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.