Wow I feel better right now, I have GEICO no complaints at all.

I have Allstate and I pay $350 every six months. Which we have house and cars on the policy

LOL quit whining. I pay $450 a month for 1 Silverado with 1 accident and a speeding ticket

I got a quote from Nationwide for $609.30 for six months and thats for Very full coverage.I am in Dallas . That brings my payments to $198.00 a month for my Envoy and the Camaro 2SS

It's not just the city it's the specific ZIP. Crime and claim statistics. More crime and claims = more expensive policies. It's a form of risk management.