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Search: Posts Made By: richard200593
Forum: Off-topic Discussions 12-14-2017, 03:17 PM
Replies: 29
Views: 1,852
Posted By richard200593
Itís already set up for 3 year loan, so interest...

Itís already set up for 3 year loan, so interest even at 8 percent Iím already happy with considering where it was, but I have every intention to pay it off in 2 years and already have the amount...
Forum: Off-topic Discussions 12-14-2017, 01:51 PM
Replies: 29
Views: 1,852
Posted By richard200593
I know not to close them, already have minimum...

I know not to close them, already have minimum reoccurring payments on them and that’s all they will be used for, Netflix on one, Cable bill on the other, and set to pay off balance each month. As...
Forum: Off-topic Discussions 12-13-2017, 05:59 PM
Replies: 29
Views: 1,852
Posted By richard200593
Yea most definitely was not my case at all. Went...

Yea most definitely was not my case at all. Went from all my credit cards being 25 percent plus, to all on an 8.9 percent apr 3 year installment loan
Forum: Off-topic Discussions 12-13-2017, 05:57 PM
Replies: 29
Views: 1,852
Posted By richard200593
So as an update.. and a final one. My plan...

So as an update.. and a final one. My plan worked. Just received funds to pay off all my debt with an 8.9 percent interest rate on a personal loan for 3 years, and that monthly payment is 600 dollars...
Forum: Off-topic Discussions 11-24-2017, 07:17 PM
Replies: 29
Views: 1,852
Posted By richard200593
Just as an update for those in the same position...

Just as an update for those in the same position as I was, all 3 of my credit scores went up between 70-90 points in a little over a month once I paid off all my cc debt with my personal loan. All 3...
Forum: Off-topic Discussions 10-22-2017, 09:49 AM
Replies: 29
Views: 1,852
Posted By richard200593
Thank you this is definitely what I had in my...

Thank you this is definitely what I had in my head and what I was hoping to hear. As stated the debt is from years ago than I could never got on top of, I have a plan in place to only use the cards...
Forum: Off-topic Discussions 10-22-2017, 05:34 AM
Replies: 29
Views: 1,852
Posted By richard200593
I appreciate everyone’s input, the way I...

I appreciate everyone’s input, the way I understand it having an installment loan like I took out on your credit does not go against your debt utilization ratio, the same as having a car or house on...
Forum: Off-topic Discussions 10-22-2017, 05:27 AM
Replies: 29
Views: 1,852
Posted By richard200593
This is exactly what I did except was not...

This is exactly what I did except was not qualified for lending club, but the company I went with is basically exact same concept.
Forum: Off-topic Discussions 10-21-2017, 09:07 PM
Replies: 29
Views: 1,852
Posted By richard200593
I actually tried them, I also have a card thru...

I actually tried them, I also have a card thru them already. Could not get approved for the amount I needed
Forum: Off-topic Discussions 10-21-2017, 09:02 PM
Replies: 29
Views: 1,852
Posted By richard200593
I had shopped around for a while and was having a...

I had shopped around for a while and was having a hard time finding a loan, I have a low 600 score at the moment, but hoping if the analyzers are right that this loan will shoot me to a low 700,...
Forum: Off-topic Discussions 10-21-2017, 08:55 PM
Replies: 29
Views: 1,852
Posted By richard200593
Credit card refinancing questions

try to make this as short as possible- paying off credit card debt with a personal loan at still a relatively high interest rate. Credit is poor strictly due to high balances on all of my cards, all...
Forum: Member Car Journals 08-31-2016, 09:48 AM
Replies: 70
Views: 19,868
Posted By richard200593
Congrats Chad! hearing this car in person Is...

Congrats Chad! hearing this car in person Is absolute therapy.
Forum: 5th Gen Camaro SS LS LT General Discussions 05-17-2016, 08:06 PM
Replies: 46
Views: 6,766
Posted By richard200593
As others said demand new parts, and get new...

As others said demand new parts, and get new insurance immediately, it's pretty obvious the company your with tries to nickel and dime every chance they can and it's costing you more in the long run....
Forum: USA - California 05-15-2016, 10:15 PM
Replies: 8
Views: 1,596
Posted By richard200593
As others have said, best to find a hotel with...

As others have said, best to find a hotel with secured parking because we have had a crazy amount of 5th gen thefts in the Bay Area, and driving around downtown sf is basically useless it's easier...
Forum: USA - California 01-05-2016, 08:27 AM
Replies: 2
Views: 852
Posted By richard200593
Synergy does good work but most Bay Area guys are...

Synergy does good work but most Bay Area guys are going to starkweather performance out of Turlock. He has built some insane Camaros and I believe has a 1,000 hp twin turbo Camaro himself.
Forum: Off-topic Discussions 01-04-2016, 09:04 PM
Replies: 2,436
Views: 231,800
Posted By richard200593
I'm new to this section, spent the last year in...

I'm new to this section, spent the last year in weight loss section and dropped 80 pounds but did no strength training and lost any ounce of strength I once had, been hitting the gym 5-6 days a week...
Forum: Cosmetics and Lighting Modification Discussions 12-24-2015, 01:42 PM
Replies: 28
Views: 13,446
Posted By richard200593
I know in NorCal you will get fined for tinted...

I know in NorCal you will get fined for tinted sidemarkers, yes they are illegal but all depends on the cop. Sidemarkers are mandatory on all cars and as others have said sometimes they wrap around...
Forum: USA - California 12-04-2015, 08:33 PM
Replies: 51
Views: 6,133
Posted By richard200593
The thought is that they are using programmed...

The thought is that they are using programmed pcms they plug in under the hood.... Did they ever go under the hood when they stole yours? If not that means they have found a faster way which is...
Forum: Cosmetic Maintenance: Washing, Waxing, Detailing, Bodywork, Protection 12-02-2015, 03:15 AM
Replies: 9
Views: 1,212
Posted By richard200593
+1 for hp weathershield from covercraft. It's a...

+1 for hp weathershield from covercraft. It's a great cover that will keep the car clean and as long as it's clean before the cover goes on will keep it scratch free. I have no experience with snow...
Forum: Cosmetics and Lighting Modification Discussions 11-30-2015, 10:11 PM
Replies: 19
Views: 1,846
Posted By richard200593
Night owl hands down. hoping to get the setup for...

Night owl hands down. hoping to get the setup for Christmas but have a few friends with the night owl kit that couldn't be happier, also know a handful of people with the oracle kits that are hating...
Forum: USA - California 11-28-2015, 11:32 PM
Replies: 4
Views: 802
Posted By richard200593
+1 for starkweather performance. If your in the...

+1 for starkweather performance. If your in the Bay Area and own a LS motor that's the only shop you need to know.
Forum: Off-topic Discussions 11-23-2015, 10:36 PM
Replies: 30
Views: 3,537
Posted By richard200593
Your display looks awesome! My father in law and...

Your display looks awesome! My father in law and I go all out for Halloween but we are starting to get a little more into Christmas displays. I've been reading up on light-o-Rama displays I think...
Forum: Off-topic Discussions 11-22-2015, 06:56 PM
Replies: 15
Views: 1,802
Posted By richard200593
My first car a 94' grand am, the fact that it had...

My first car a 94' grand am, the fact that it had a very very deep emotional connection was enough, add the fact that it was so scratched up I had my friends write their name on the fender with a...
Forum: Off-topic Discussions 11-17-2015, 09:38 PM
Replies: 10
Views: 1,665
Posted By richard200593
We don't need shows like this to promote street...

We don't need shows like this to promote street racing, all teenage kids know the risks involved and most of us have done it in our lives a time or two well before shows like this arrived. By no...
Forum: Off-topic Discussions 11-15-2015, 07:29 PM
Replies: 828
Views: 103,407
Posted By richard200593
I'm gonna have to try that founders iPa....

I'm gonna have to try that founders iPa. Currently enjoying a few Firestone 805's before Garth Brooks tonight, decided to leave the Sam Adams Rebel alone for the night
Forum: Autos For Sale / Wanted 11-15-2015, 12:52 PM
Replies: 36
Views: 5,821
Posted By richard200593
Great looking car can't believe it hasn't sold,...

Great looking car can't believe it hasn't sold, seems like a steal. If you decide to strip I'm interested in the night owl kit, and rear tips and diffuser.
Forum: Camaro V6 LLT Engine, Exhaust, and Bolt-Ons 11-01-2015, 08:04 AM
Replies: 11
Views: 1,337
Posted By richard200593
I literally had the exact same thing happen......

I literally had the exact same thing happen... Busted one of the clips checking the stock filter, decided it was the perfect excuse to buy a cai from cold air inductions, just not the powder coated...
Forum: Off-topic Discussions 10-31-2015, 11:20 PM
Replies: 22
Views: 2,086
Posted By richard200593
Sounds like a blast, I've been to all of the...

Sounds like a blast, I've been to all of the consecutive 48 states and the wife and I have plans to go to Hawaii in the next year or two, eventually I plan on taking a trip to Alaska, quite exciting...
Forum: Off-topic Discussions 10-25-2015, 10:31 PM
Replies: 4
Views: 818
Posted By richard200593
Even Walmart knows mustangs are for girls only....

Even Walmart knows mustangs are for girls only. ���� I had to.
Forum: Camaro V6 LFX Engine, Exhaust, and Bolt-Ons 10-21-2015, 10:14 PM
Replies: 41
Views: 3,350
Posted By richard200593
When you decide to start shopping for an intake...

When you decide to start shopping for an intake you don't need to search long to find that cold air inductions is your best bet. They are the most expensive, but they are proven and tested to be well...
Showing results 1 to 30 of 500

 
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