[mjlash22]

First of all I’m sorry for saying; you were not very smart in letting them check your score before hand (or getting quotes, w/e it was you did). That hurts your score to begin with, the only time a credit check should be done is when the vehicle is on the lot and you are getting ready to finance it and take it home. I brought a copy of my credit report to my dealer as proof of my credit for the order. I told him I would go elsewhere if he wanted to check my report before the car was even there. Secondly, you should have known that bankruptcy would have affected your results with inquires. Having a bankruptcy on your record is a night and day difference for banks. Credit Union, as stated, will be your best bet now, but I think you will even have a hard time on that. Just know that every application for credit that you do hurts your score and chances of getting one.