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Old 10-12-2009, 10:38 PM   #46
garcmol


 
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Drives: 10 1LT SIM; 91 B4C sleeper Z
Join Date: Aug 2009
Location: Ft. Mitchell, Alabama
Posts: 7,198
Quote:
Originally Posted by jrboyd_1980 View Post
Having a dealership check your credit and it hurting it is a myth. You can check up to 3 to 4 times on the same type of purchase and it won't affect your score. Now if you have them check it for car purchase, and house purchase, and furniture etc.. 3 different types of purchases that will hurt your credit because that is seen as irresponsible spending
I talked of this earlier. But JR, how many banks do you have on speed dial in an effort to get that sale? Hope practices have changed but a dealer dropped my score by mass mailing the credit app to 11 banks. This was years ago and I've recovered since. I just don't want Vesi going door to door bank shopping and completely ruin his score. That's all.
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