Quote:
Originally Posted by VT2CA
So I was headed home for lunch today on my regular route about to make a right off the major road I was on when: #SMASH#. The car that was in the lane to the left of me decided to merge into my car without looking. His red paint is now scattered across every panel on the drivers side of my once beautiful CGM Camaro...
Luckily, no one was hurt and he did have legit insurance. My first conversations with his insurance compnay went well, but then once my official adjuster got on with me she made me quite nervous, explaining that they are only going to pay if he admits fault. That I should call my insurance company and consider filing a cliam as well, I certianly dont want to be held responsible or have to come out of pocket for my deductable. I can't imagine a situation where this could possibly be my fault but the adjuster said in cases of accidents with vehicles merging it can be hard to determine who is at fault and that if he claims I merged into him than they will not pay the claim.
Have any of you had similar situations? What was the resolve/how did you handle it. The guy admitted it was his fault at the scene but we didjnt call the cops and he could barely speak English so who knows if he knew what was going on, plus he had someone with him in his car if the two of them were to cliam it was my fault would I be screwed cause there were no ther witnesses? Im really frustarted right now.
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:(Very sorry to hear what has happened to your camaro...
I have been in a situation similar to this...you should have called the cops no matter what...i cant believe you didnt call the cops...ive learned from my mistake...i wouldnt let anyone off that easy...im pretty sure ur screwed cuz if they have the option of saying its your fault im pretty sure they are gonna use it...i just hope everything turns out for the best...keep us updated...