Quote:
Originally Posted by JaysonAych
I'm stunned by the rates on the Corvettes mentioned here. I've got a nearly 7 year old Stratus...I've made three claims in almost 15 years of driving, 1 of them being a vandalism claim and only 1 of them being above $500, and the last one 4 years ago, and I've never had a ticket, and I'm paying about $600/every 6 months.
I do live in the city, and I'm through USAA which provides excellent service, but man...paying about as much for my insurance on a V-6 grocery getter as a younger Corvette driver?
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Wow, really? I always thought that USAA was unbeatable when it comes to rates. Our numbers are skewed so I can't really give you a comparison since we have too many cars. I do have our 99 Vette on a policy by itself with Nationwide, liability with UIM and something else with pretty high limits and it's $45 a month. That's for 2 drivers, married and nothing on our records (that I know of). Make sure that State Farm will even cover a Camaro as a sole vehicle. Some companies won't do it. I was shopping rates a few years ago when I bought my house and I was going to go through AllState since it was soooo much cheaper on my homeowners, but they wouldn't do my auto since all I had at the time was my '01 Z28. Needless to say, they won't ever get my business. If you have more than one policy with them (homeowners, renters, etc.) you should get a discount for that as well. As stated before, there are many factors that come into play when determining your rates.
If I were you, I'd call your agent and just talk to them about it. They will want to know the approximate cost of the car to be able to give you a ballpark idea of what it will do to your rate. If they are a good agent and have been in the business a while, they should be able to do that for you without having to rely on their software to tell them what the rate will be.