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Old 12-31-2009, 10:51 AM   #75
will69camaro
 
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Drives: 1969 and 2010 Camaros
Join Date: Oct 2008
Location: Spring, TX
Posts: 514
Hopefully they total the car and give you a good fair market value. Your downpayment will only be lost if they value the car low. I assume being so new and unsure of how many miles you had on your car (maybe you said) you should get near full replacement. Save up a couple months and buy one when prices drop a little and when weather gets better!

I'm going through a similar situation right now. I got a good value for my car and wasn't upside down and found a replacement for a good deal. Definitely sucks losing a car you care so much about. Mine was taken away by a driver not paying attention...
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