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From what I understand, no. You have to actually shave down the phosphorous to get bare metal (this is what you will do when you solder it). But, even IF the end touched metal in a way...well, in what situation COULD it ever touch metal? When it's behind the dash, you have plastic (some polymer type) on either end of the insert for both sides. There IS nothing for it to his that would even cause a short.
No...I honestly can't think of any scenario where the end of the el wire is going to touch anything. besides, you can always tape off that unused end for piece of mind.
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