Quote:
Originally Posted by 2ndgenz28
Always lawyer up when dealing with insurance claims, insurance adjusters get paid to screw you over, even your own ins company, its their job.
Get a lawyer yesterday, also cause bodily injuries can takes years to creep up.
2nd don't forget civil court for excess damages.
The 25k limit wont apply there.
And in civil court the person waving him on could be held liable too.
civil court is way loser then crminal.
think OJ
Also go after assets, not money if need be. Anyone can claim to have no money but cars, trucks, boats, tools, houses..... cannot be put in red on paper like money.
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You ever work insurance claims? "lawyering up" without the need will just cost you 33 -40 percent, why would you want to give it away? No injuries = no need for an attorney.
Car is not a total loss, however, it does qualify for diminished value as long as the state where the accident occured allows for diminished value.
Too little knowledge about something is dangerous, I would suggest a little research into the subject matter.
Oh, and I almost forgot, civil court is the only way if you decide to sue, the only other option is criminal court and we may think the other driver participated in criminal activity for trashing an awesome car, unless he/she was drunk, on drugs or involved in some other illegal activity, it would never go there anyway. Stupid is not a criminal activity in this case.