[sigma_1966]

I received my insurance renewal the other day in the mail. When I opened it my rate was up over $120 a year. In a bad mood anyways I called my agent.

She proceeds to tell me that there are general rate increases for every company. I asked her how long I had been with her company she says I am not able to tell on her screen. I said I have been with you for 10+ years and possibly more (I think it's closer to 15 years) she says you have been with us for 10 years at least.

After some explaination of rate increases I tell her I will be looking for a new agent. BOOM her attitude changes an all of a sudden she asks me

1) Do you have an alarm system on the car... I said yes and Onstar
2) She asks me If I have snow tires.. I said yes cost me $1800 in november.

All of sudden she tells me that there are discounts for having these items. So now my increase has been negated (is that the word ?) by the fact I have these items on my car. It pisses me off that none of these discounts were ever mentioned ever before.

I have 26 years driving. One accident ever in my life that was my fault and the charges were dropped (1989) one that wasnt my fault (7 years ago). I have had a couple small speeding tickets last one was 10 over about 6 years ago. I also had 2 comprehensive claims one for a window broken in a break in and another for some A$$ who keyed my car in 1996. $2 Million in Liability.

I'm tired of getting screwed....Anyone know a good insurance agent in the Toronto area?