Hate to be the bearer of bad news but the Insurance Companies ARE taking a minimum of 25% increase across the board - doesn't matter whether you're USA, Mexican, Canadian, etc.
As for you mentioning about all these discounts ... it wouldn't have been your broker who should have picked up on that - the Companies have computers that are to pick up conviction free, years licenced, claims free, etc. I can honestly tell you in the 18 years of being an Insurance Broker, Onstar does NOT provide a discount - I'd like to know which broker you're dealing with - would be interesting to find out who is saying what to keep business!
As I said, here are your discounts on an auto policy:
1. Multiple policy
2. Multi auto discount
3. Conviction free discount
4. Loyalty discount (to be decided by Company computer not broker)
5. Change of class for if driving to work or not driving to work.
I don't want to rain on your parade my friend but you're getting taken for a ride! Another thing too ... I may have spoken out of turn because if you're with a Direct Writer (TD Insurance, CIBC Insurance, etc.) they may have other discounts but that's only to keep them in the same realm as our premiums do - don't fool yourself!
