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If you're wondering why our insurance rates are so high...I remember going to a Glass place in my area (well-respected one) and I asked them how much would I have to pay for an OEM replacement (on my Stang) and they said: $275. I then decided to go with my insurance...they billed my insurance (one of the top 5 companies in the country) $475 for it. When I asked them why were they charging the insurance company so much and they said, that's what we've contracted with them... it's not a wonder our insurance rates keep rising.
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