Thread: :( totaled
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Old 03-25-2010, 08:39 PM   #78
scrming
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Quote:
Originally Posted by cstproductions View Post
I was driving to a friends house at about 10:00 pm going around a blind curve at around 50 mph, several deer were going across the road at the same time. I turned closer to the shoulder not wanting to hit the deer and the rear tires lost traction forcing me to go off the road. Knocked down a couple trees. The car is totaled due to frame damage. Me and my friend are alright besides a few bruises. Airbags deployed and onstar worked perfectly. Id recommend onstar to anyone, called right away and sent over a state trooper after verifying that we were alright. A lot of people came out from the houses around and they said it sounded like a bomb went off. I had not been drinking or anything its just one of those things that unfortunately happens. GM did a great job with the safety of the car especially with the 5 star front collision rating. We are having alot of issues with the insurance right now and when its cleared up ill let yall know what the deal is. Definitely getting another camaro, used SS or new 1lt or 2lt. Funny thing about it is we were looking at the deer whistlers earlier that day... Thanks everyone. Also im 17, not 16 and the previous accident was not my fault.
ok.. speaking from experience, since I live in mid-michigan and those darn hooved rats run rampant, NEVER EVER swerve in the least to avoid an animal. It is always better just to hold your line, apply your brakes as hard and safe as possible and then hit the animal... You swerve, and you leave the road way then you run the risk of a lot more serious damage and injury than if you just hit the deer. I know your first instinct is to swerve or move out of you lane, but you need to learn to fight that urge... My understanding is that once you leave the road way, the insurance rules change... If you stay on the road and hit the deer, it is a pretty simple comprehensive claim... basically you are not at fault, different deductible and usually doesn't affect your rates (I have had a number of these claims over the last few years and my rates never changed!) Swerve and go off the road and hit a tree... now it becomes a collision claim.. and the insurance company can say you were at fault, raise your rates, and you may have a different deductible for collision... This may be why you are having "issues"... At least that is how things have been explained to me...

And for the record... I once hit 4 deer at ONCE! One word that sums it up... GRUESOME...

I know this advice is after the fact and I'm not trying to rub it it.. but perhaps someone reading this may learn...
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