How long have you been driving, and what do you drive now? If it's going to be your first car, perhaps hold off for awhile. Get somethin that won't be apocalyptic to damage, and save your money- or maybe buy a house while the market is fresh. Like brokinarrow said, use ur tax credit for a down on the car later
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"Tops off, tach up baby- loud and proud!"
A Camaro lover from day one-
1996 3.8 V6 Camaro, to
1996 5.7 LT1 Camaro Z28, to the sold
2002 5.7 LS1 Camaro SS, and NOW, a [I]6.2 L99 VR 2SS/RS: XS Power stainless full exhaust, Airaid CAI, BMR drop springs and sways, custom tune by Cal Speed- 411rwhp