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suggest you all check with other companies....course I know it varies greatly state by state even with the same company..
here's my vote for FARMERS insurance (in Kansas)
40 year old, Male, clean record
mutli-car, home, every other discount they give
$838/year ($70/month)
$725 deduct, but it's a drop down plan, so each year of no claims or points, the deduct comes down $100, until it's at $250
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