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That is a very big NO on the paint insurance.
The rim and tire insurance depends on what it covers. If it's just a one time replacement then don't get it as you can replace a rim or tire (or both if you buy used) for that much. If it just covers the tires that are currently on the car and not any future tires you buy, don't get it. If it does not cover pot holes or curb rash, don't get it. Oh and you can get rim and tire insurance cheaper from tire stores.
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