Im in the same boat as you. Im 23 and I make 65k/yr working at a Chip Corporation. Some how I have a crappy credit score of 690 and this is making me nervous of what type of financing I am getting back. Right now I am trying to buy a used 2010 1SS/RSS, auto, gfx with 6,500 miles for $29,995. I've had good paying internships while in college but since they were with different company's I think it might count against me (bouncing around companies).
I'm crossing my fingers and hopefully get good news tommorow