[djinva]

She is the one who made the mistake, so why her family would expect you to pay is beyond me. I also work for an insurance company and they will probably get a judgement against her for what they pay out, she can make her $50 a month payment to them. We have plenty of folks making us small payments on large amounts. She will probably never get it paid off. Here in VA if they stop making payments we can have their driver's license suspended.