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I've always done fine with all-seasons, but the next time I can afford the investment I plan to buy some snow tires. I can't think of a good reason NOT to. The way I see it, if I do fine with all-seasons, snow tires should be like a luxury. It's not like they're a waste of money -- when you're using them you're not wearing your all-season or summer tires. The only extra expense is the rims for them.
I also don't need a lot of power, good handling, or good brakes to get to my destination safely but I like having them.
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