[TAG UR IT]

but what happens when the camaro gets there??

They call you. You go in. You pay for it.

how much do you pay?

The price you both agreed on.

do you just work out monthly payments and go from there or what/?

Start w/ the deposit amount. say...$1,000 on a $30k car.

Subtract that from the total. = $29k

Subtract your downpayment from the total. say $9k leaving 20k to finance.

You need financing on 20k but don't forget to add your states tax, title, and license fees. Go to your states DMV for those amounts.

You will already have figured out who you will get your loan from when you go in and at what APR. So, you will already know what your monthly payments would be before you walk into the dealer.

You are going to need to do your homework. Seriously. Don't walk into the dealer blindly. Figure out how much you can put down. Figure out how much taxes will be on the car. Figure out who's going to finance your loan and at what APR and over how many months. Do a fixed loan. Call around for the best rate.

Figure out all your prices. You should be able to do that fairly easily.