Quote:
Originally Posted by Rodrunner
Cash back is what percent of the purchase - 1%? It's not worthwhile, just a ploy to get you to charge more. Go for the lowest fixed APR you can get based on your credit history/FICO score.
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I get 3% and it generally amounts to a lot for me. I put everything on the card and pay it off every month. If you are going to carry a balance, then lowest APR is a must. However, I never carry a balance so I don't really care about the APR.