Its too bad, you have had Pay Pal problems.. I have had it for 8 years, and trust it, as much as I do any credit card issuer.... Have you never had or heard of a CC problem?
my 80 year old mother will not use Credit Cards, Pay Pal, money orders, bank drafts, Visa, MC always pays CASH but she has to use a "bank card and PIN number' to get CASH lol We all have to trust someone....